Finbond Group Limited (JSE:FGL)
South Africa · Delayed Price · Currency is ZAR · Price in ZAc 89.00
-1.00 (-1.11%)
Jul 30, 2026, 3:19 PM SAST
Finbond Group Financials Overview
Financials in millions ZAR. Fiscal year is March - February.
Millions ZAR. Fiscal year is Mar - Feb.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Feb '26 Feb 28, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Revenue Revenue Growth | 1,777 | 1,777 | 1,687 | 1,567 | 1,263 | 1,595 |
Revenue Growth | -1.19% | 5.36% | 7.62% | 24.07% | -20.77% | -14.62% |
Gross Profit Gross Profit Growth | 1,404 | 1,404 | 1,342 | 1,071 | 399.99 | 110.63 |
Operating Income Operating Income Growth | 590.2 | 590.2 | 545.49 | 463.04 | 136.22 | 68.23 |
Net Income Net Income Growth | 69.36 | 69.36 | 31.8 | 0.56 | -274.84 | -244.15 |
Earnings Per Share EPS Growth | 0.15 | 0.15 | 0.07 | 0.00 | -0.33 | -0.29 |
EPS Growth | -28.31% | 109.64% | 9111.91% | - | - | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Feb '26 Feb 28, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Deposit and Debt Finance Products Deposit and Debt Finance Products Growth | 30.2 | 30.2 | 32.95 | 33.46 | 23.09 | 29.33 |
Lending Lending Growth | 1,701 | 1,701 | 1,632 | 1,505 | 1,227 | 1,556 |
Property Investment Property Investment Growth | 1.37 | 1.37 | 2.19 | 1.95 | 3.4 | 1.32 |
Transactional Banking Transactional Banking Growth | 25.7 | 25.7 | 26.22 | 26.35 | 25.86 | 39.22 |
other other Growth | 7.7 | 7.7 | 5.22 | 8.12 | 3.87 | 8.94 |
Total Total Growth | 1,766 | 1,766 | 1,699 | 1,575 | 1,283 | 1,635 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Feb '26 Feb 28, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Cash & Investments Cash & Investments Growth | 801.88 | 801.88 | 1,014 | 850.29 | 920.98 | 1,163 |
Total Debt Total Debt Growth | 3,240 | 3,240 | 3,056 | 2,721 | 2,474 | 2,689 |
Net Cash (Debt) Net Cash Growth | -2,438 | -2,438 | -2,042 | -1,871 | -1,553 | -1,526 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -5.13 | -5.13 | -4.47 | -2.54 | -1.85 | -1.79 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Feb '26 Feb 28, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Operating Cash Flow Operating Cash Flow Growth | -241.36 | -241.36 | -222.57 | -150.18 | -202.45 | -578.73 |
Capital Expenditures CapEx Growth | -44.11 | -44.11 | -43.87 | -24.26 | -20.01 | -43.83 |
Free Cash Flow Free Cash Flow Growth | -285.47 | -285.47 | -266.44 | -174.43 | -222.46 | -622.56 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Feb '26 Feb 28, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Gross Margin | 78.98% | 78.98% | 79.59% | 68.33% | 31.66% | 6.94% |
Operating Margin | 33.21% | 33.21% | 32.34% | 29.54% | 10.78% | 4.28% |
Pretax Margin | 5.42% | 5.42% | 3.67% | 1.96% | -23.64% | -19.58% |
Profit Margin | 3.90% | 3.90% | 1.88% | 0.04% | -21.76% | -15.31% |
FCF Margin | -16.06% | -16.06% | -15.80% | -11.13% | -17.61% | -39.04% |
| Fiscal Year | Current | FY 2026 | FY 2025 |
|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 |
Dividend Per Share Dividend Per Share Growth | 0.081 | 0.096 | 0.096 |
Dividend Per Share Growth | 0% | 0% | - |
Dividend Yield | 9.04% | 8.49% | 17.00% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
PE Ratio | 6.10 | 7.77 | 10.05 | 427.72 | - | - |
PS Ratio | 0.24 | 0.30 | 0.19 | 0.15 | 0.18 | 0.29 |