Finbond Group Ratios and Metrics

Market cap in millions ZAR. Fiscal year is March - February.

Millions ZAR. Fiscal year is Mar - Feb.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	May '26 May 29, 2026	Feb '26 Feb 28, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022
Market Capitalization	512	539	320	238	222	461
Market Cap Growth	49.51%	68.57%	34.16%	7.14%	-51.79%	-56.71%
Enterprise Value	2,949	2,662	2,339	2,439	2,357	1,501
Last Close Price	1.09	1.18	0.59	0.25	0.24	0.45
PE Ratio	7.47	7.77	10.05	427.72	-	-
PS Ratio	0.29	0.30	0.19	0.15	0.18	0.29
PB Ratio	1.06	1.12	0.44	0.29	0.28	0.45
P/TBV Ratio	3.21	3.38	0.81	0.47	0.47	-
EV/Sales Ratio	1.66	1.50	1.39	1.56	1.87	0.94
EV/EBITDA Ratio	4.05	4.32	4.06	5.03	14.74	14.18
EV/EBIT Ratio	5.00	4.51	4.29	5.27	17.30	22.00
Debt / Equity Ratio	6.70	6.70	4.18	3.27	3.12	2.64
Debt / EBITDA Ratio	4.45	4.45	4.52	4.69	10.08	11.75
Net Debt / Equity Ratio	5.04	5.04	2.79	2.25	1.96	1.50
Net Debt / EBITDA Ratio	3.95	3.95	3.54	3.86	9.71	14.41
Net Debt / FCF Ratio	-8.54	-8.54	-7.67	-10.73	-6.98	-2.45
Asset Turnover	0.40	0.40	0.38	0.38	0.29	0.36
Inventory Turnover	-	-	-	-	657.22	1225.83
Quick Ratio	2.37	2.37	2.50	2.19	3.20	2.77
Current Ratio	2.56	2.56	2.70	2.37	3.28	2.85
Return on Equity (ROE)	11.37%	11.37%	3.74%	-0.17%	-30.83%	-24.33%
Return on Assets (ROA)	8.25%	8.25%	7.74%	6.97%	1.97%	0.95%
Return on Invested Capital (ROIC)	14.48%	14.85%	9.42%	-0.81%	5.57%	3.32%
Return on Capital Employed (ROCE)	15.90%	15.90%	14.30%	13.00%	3.90%	1.80%
Earnings Yield	13.55%	12.87%	9.95%	0.23%	-123.60%	-52.93%
FCF Yield	-55.76%	-52.98%	-83.36%	-73.22%	-100.05%	-134.98%
Dividend Yield	7.47%	8.11%	16.23%	-	-	-
Payout Ratio	82.39%	82.39%	-	-	-	-
Buyback Yield / Dilution	-4.03%	-4.03%	38.02%	12.05%	1.91%	1.38%
Total Shareholder Return	3.44%	4.08%	54.24%	12.05%	1.91%	1.38%