Finbond Group Statistics

Total Valuation

Finbond Group has a market cap or net worth of ZAR 365.28 million. The enterprise value is 2.41 billion.

Market Cap	365.28M
Enterprise Value	2.41B

Important Dates

The last earnings date was Thursday, May 29, 2025.

Earnings Date	May 29, 2025
Ex-Dividend Date	Mar 26, 2025

Share Statistics

Finbond Group has 456.60 million shares outstanding. The number of shares has decreased by -38.02% in one year.

Current Share Class	456.60M
Shares Outstanding	456.60M
Shares Change (YoY)	-38.02%
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	8.34%
Owned by Institutions (%)	52.04%
Float	224.95M

Valuation Ratios

The trailing PE ratio is 11.49.

PE Ratio	11.49
Forward PE	n/a
PS Ratio	0.22
PB Ratio	0.50
P/TBV Ratio	0.93
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.56, with an EV/FCF ratio of -9.04.

EV / Earnings	75.72
EV / Sales	1.43
EV / EBITDA	3.56
EV / EBIT	4.41
EV / FCF	-9.04

Financial Position

The company has a current ratio of 2.69, with a Debt / Equity ratio of 4.18.

Current Ratio	2.69
Quick Ratio	2.50
Debt / Equity	4.18
Debt / EBITDA	4.52
Debt / FCF	-11.47
Interest Coverage	1.48

Financial Efficiency

Return on equity (ROE) is 3.74% and return on invested capital (ROIC) is 9.30%.

Return on Equity (ROE)	3.74%
Return on Assets (ROA)	7.75%
Return on Invested Capital (ROIC)	9.30%
Return on Capital Employed (ROCE)	14.31%
Revenue Per Employee	721,147
Profits Per Employee	13,584
Employee Count	2,210
Asset Turnover	0.38
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +90.48% in the last 52 weeks. The beta is 0.83, so Finbond Group's price volatility has been lower than the market average.

Beta (5Y)	0.83
52-Week Price Change	+90.48%
50-Day Moving Average	75.10
200-Day Moving Average	70.72
Relative Strength Index (RSI)	54.82
Average Volume (20 Days)	509,248

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Finbond Group had revenue of ZAR 1.69 billion and earned 31.80 million in profits. Earnings per share was 0.07.

Revenue	1.69B
Gross Profit	1.22B
Operating Income	545.86M
Pretax Income	61.89M
Net Income	31.80M
EBITDA	576.82M
EBIT	545.86M
Earnings Per Share (EPS)	0.07

Full Income Statement

Balance Sheet

The company has 1.01 billion in cash and 3.06 billion in debt, giving a net cash position of -2.04 billion or -4.47 per share.

Cash & Cash Equivalents	1.01B
Total Debt	3.06B
Net Cash	-2.04B
Net Cash Per Share	-4.47
Equity (Book Value)	731.04M
Book Value Per Share	1.60
Working Capital	1.21B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -222.57 million and capital expenditures -43.87 million, giving a free cash flow of -266.44 million.

Operating Cash Flow	-222.57M
Capital Expenditures	-43.87M
Free Cash Flow	-266.44M
FCF Per Share	-0.58

Full Cash Flow Statement

Margins

Gross margin is 71.97%, with operating and profit margins of 32.33% and 1.88%.

Gross Margin	71.97%
Operating Margin	32.33%
Pretax Margin	3.67%
Profit Margin	1.88%
EBITDA Margin	34.17%
EBIT Margin	32.33%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 11.96%.

Dividend Per Share	0.10
Dividend Yield	11.96%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	38.02%
Shareholder Yield	49.98%
Earnings Yield	8.71%
FCF Yield	-72.94%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Finbond Group has an Altman Z-Score of 0.98. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.98
Piotroski F-Score	n/a