South Africa · Delayed Price · Currency is ZAR · Price in ZAc Finbond Group Statistics
Total Valuation
Finbond Group has a market cap or net worth of ZAR 525.09 million. The enterprise value is 2.65 billion.
| Market Cap | 525.09M |
| Enterprise Value | 2.65B |
Important Dates
The next estimated earnings date is Thursday, January 29, 2026.
| Earnings Date | Jan 29, 2026 |
| Ex-Dividend Date | Nov 19, 2025 |
Share Statistics
Finbond Group has 456.60 million shares outstanding. The number of shares has decreased by -17.71% in one year.
| Current Share Class | 456.60M |
| Shares Outstanding | 456.60M |
| Shares Change (YoY) | -17.71% |
| Shares Change (QoQ) | +4.68% |
| Owned by Insiders (%) | 9.22% |
| Owned by Institutions (%) | 52.08% |
| Float | 218.43M |
Valuation Ratios
The trailing PE ratio is 5.65.
| PE Ratio | 5.65 |
| Forward PE | n/a |
| PS Ratio | 0.29 |
| PB Ratio | 0.74 |
| P/TBV Ratio | 1.40 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 3.48, with an EV/FCF ratio of -17.41.
| EV / Earnings | 27.83 |
| EV / Sales | 1.47 |
| EV / EBITDA | 3.48 |
| EV / EBIT | 4.23 |
| EV / FCF | -17.41 |
Financial Position
The company has a current ratio of 22.31, with a Debt / Equity ratio of 4.51.
| Current Ratio | 22.31 |
| Quick Ratio | 22.31 |
| Debt / Equity | 4.51 |
| Debt / EBITDA | 4.20 |
| Debt / FCF | -20.97 |
| Interest Coverage | 1.61 |
Financial Efficiency
Return on equity (ROE) is 13.88% and return on invested capital (ROIC) is 10.53%.
| Return on Equity (ROE) | 13.88% |
| Return on Assets (ROA) | 8.86% |
| Return on Invested Capital (ROIC) | 10.53% |
| Return on Capital Employed (ROCE) | 13.80% |
| Revenue Per Employee | 768,251 |
| Profits Per Employee | 40,650 |
| Employee Count | 2,341 |
| Asset Turnover | 0.41 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Finbond Group has paid 38.34 million in taxes.
| Income Tax | 38.34M |
| Effective Tax Rate | 29.16% |
Stock Price Statistics
The stock price has increased by +88.53% in the last 52 weeks. The beta is 1.35, so Finbond Group's price volatility has been higher than the market average.
| Beta (5Y) | 1.35 |
| 52-Week Price Change | +88.53% |
| 50-Day Moving Average | 115.18 |
| 200-Day Moving Average | 94.75 |
| Relative Strength Index (RSI) | 42.87 |
| Average Volume (20 Days) | 159,744 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Finbond Group had revenue of ZAR 1.80 billion and earned 95.16 million in profits. Earnings per share was 0.20.
| Revenue | 1.80B |
| Gross Profit | 1.31B |
| Operating Income | 625.75M |
| Pretax Income | 131.49M |
| Net Income | 95.16M |
| EBITDA | 661.05M |
| EBIT | 625.75M |
| Earnings Per Share (EPS) | 0.20 |
Balance Sheet
The company has 1.07 billion in cash and 3.19 billion in debt, giving a net cash position of -2.12 billion or -4.65 per share.
| Cash & Cash Equivalents | 1.07B |
| Total Debt | 3.19B |
| Net Cash | -2.12B |
| Net Cash Per Share | -4.65 |
| Equity (Book Value) | 708.14M |
| Book Value Per Share | 1.49 |
| Working Capital | 1.86B |
Cash Flow
In the last 12 months, operating cash flow was -110.25 million and capital expenditures -41.93 million, giving a free cash flow of -152.18 million.
| Operating Cash Flow | -110.25M |
| Capital Expenditures | -41.93M |
| Free Cash Flow | -152.18M |
| FCF Per Share | -0.33 |
Margins
Gross margin is 73.06%, with operating and profit margins of 34.79% and 5.29%.
| Gross Margin | 73.06% |
| Operating Margin | 34.79% |
| Pretax Margin | 7.31% |
| Profit Margin | 5.29% |
| EBITDA Margin | 36.76% |
| EBIT Margin | 34.79% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.11, which amounts to a dividend yield of 9.57%.
| Dividend Per Share | 0.11 |
| Dividend Yield | 9.57% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 17.71% |
| Shareholder Yield | 27.28% |
| Earnings Yield | 18.12% |
| FCF Yield | -28.98% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Finbond Group has an Altman Z-Score of 1.23 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.23 |
| Piotroski F-Score | 5 |