FirstRand Limited (JSE:FSR)
South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
8,986.00
-97.00 (-1.07%)
Oct 23, 2026, 5:07 PM SAST

FirstRand Financials Overview

Millions ZAR. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Revenue
132,900132,900118,960126,953119,356107,562
Revenue Growth
-2.32%11.72%-6.30%6.37%10.96%13.33%
Net Income
35,74935,74941,87638,19136,33132,761
Earnings Per Share
6.406.407.486.816.485.84
EPS Growth
-16.52%-14.42%9.76%5.14%10.92%22.53%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Retail and Commercial - FNB SA
75,34175,34169,06364,64064,53059,712
Retail and Commercial - FNB Rest of Africa
12,41112,41111,35510,7819,6858,254
Retail and Commercial - Wesbank
7,4287,4287,3977,4796,8746,853
Corporate and Institutional - RMB
32,54632,54627,74526,11225,46421,680
Centre (Including Group Treasury) and Other
5,1675,1673,3023,011835883
Unallocated Normalised Adjustments
1818113558-235-89
Total
132,911132,911118,975126,981119,331107,543

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Cash & Investments
317,299317,299289,895238,068262,072241,117
Total Debt
309,129309,129336,862306,426357,405297,895
Net Cash (Debt)
8,1708,170-46,967-68,358-95,333-56,778
Net Cash Growth
-96.90%-----
Net Cash Per Share
1.461.46-8.39-12.20-17.01-10.13

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Operating Cash Flow
-134,623-134,623-119,320-64,360-125,440-51,854
Capital Expenditures
-5,287-5,287-5,306-6,360-4,730-3,265
Free Cash Flow
-139,910-139,910-124,626-70,720-130,170-55,119
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Profit Margin
26.90%26.90%35.20%30.08%30.44%30.46%
FCF Margin
-105.28%-105.28%-104.76%-55.71%-109.06%-51.24%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Dividend Per Share
5.6005.3904.6604.1503.8403.420
Dividend Per Share Growth
15.67%15.67%12.29%8.07%12.28%30.04%
Dividend Yield
6.23%5.54%6.14%5.40%5.61%5.48%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
PE Ratio
14.0415.1410.1111.2810.5710.67
Forward PE
9.6610.909.3510.239.759.84
PS Ratio
3.764.073.563.403.223.25