FirstRand Limited (JSE:FSR)
South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
9,868.00
+123.00 (1.26%)
Jul 31, 2026, 5:00 PM SAST

FirstRand Financials Overview

Millions ZAR. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Revenue
139,296132,807126,953119,356107,56294,913
Revenue Growth
4.89%4.61%6.37%10.96%13.33%18.35%
Net Income
43,92641,87638,19136,33132,76126,743
Earnings Per Share
7.867.486.816.485.844.77
EPS Growth
5.03%9.76%5.14%10.92%22.53%57.12%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Retail and Commercial - FNB Rest of Africa
11,80111,35510,7819,6858,2547,151
Retail and Commercial - Wesbank
7,4257,3977,4796,8746,8536,294
Corporate and Institutional - RMB
30,10727,74526,11225,46421,68019,179
Aldermore
13,49613,80214,40012,17810,2508,654
Centre (Including Group Treasury) and Other
4,4963,3473,011835883-69
Unallocated Normalised Adjustments
34113558-235-89426
Retail and Commercial - FNB SA
-69,06364,64064,53059,71253,190
Total
139,311132,822126,981119,331107,54394,825

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Cash & Investments
375,829289,895238,068262,072241,117227,761
Total Debt
112,150336,862306,426357,405297,895323,211
Net Cash (Debt)
263,679-46,967-68,358-95,333-56,778-95,450
Net Cash Growth
------
Net Cash Per Share
47.15-8.39-12.20-17.01-10.13-17.02

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Operating Cash Flow
-106,978-119,320-64,360-125,440-51,854-73,525
Capital Expenditures
-8,624-5,306-6,360-4,730-3,265-3,160
Free Cash Flow
-115,602-124,626-70,720-130,170-55,119-76,685
Free Cash Flow Growth
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Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Profit Margin
31.53%31.53%30.08%30.44%30.46%28.18%
FCF Margin
-82.99%-93.84%-55.71%-109.06%-51.24%-80.79%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Dividend Per Share
5.1804.6604.1503.8403.4202.630
Dividend Per Share Growth
16.59%12.29%8.07%12.28%30.04%80.14%
Dividend Yield
5.25%6.55%6.07%6.72%7.14%6.69%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
PE Ratio
12.5610.1111.2810.5710.6711.24
Forward PE
11.929.3510.239.759.8411.22
PS Ratio
3.943.193.403.223.253.17