FirstRand Limited (JSE:FSR)
South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
9,010.00
+40.00 (0.45%)
Oct 5, 2026, 5:00 PM SAST

FirstRand Financials Overview

Millions ZAR. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Revenue
132,900132,900118,960126,953119,356107,562
Revenue Growth
-2.32%11.72%-6.30%6.37%10.96%13.33%
Net Income
35,74935,74941,87638,19136,33132,761
Earnings Per Share
6.406.407.486.816.485.84
EPS Growth
-16.52%-14.42%9.76%5.14%10.92%22.53%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Retail and Commercial - FNB SA
75,34175,34169,06364,64064,53059,712
Retail and Commercial - FNB Rest of Africa
12,41112,41111,35510,7819,6858,254
Retail and Commercial - Wesbank
7,4287,4287,3977,4796,8746,853
Corporate and Institutional - RMB
32,54632,54627,74526,11225,46421,680
Centre (Including Group Treasury) and Other
5,1675,1673,3023,011835883
Unallocated Normalised Adjustments
1818113558-235-89
Total
132,911132,911118,975126,981119,331107,543

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Cash & Investments
317,299317,299289,895238,068262,072241,117
Total Debt
309,129309,129336,862306,426357,405297,895
Net Cash (Debt)
8,1708,170-46,967-68,358-95,333-56,778
Net Cash Growth
-96.90%-----
Net Cash Per Share
1.461.46-8.39-12.20-17.01-10.13

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Operating Cash Flow
-134,623-134,623-119,320-64,360-125,440-51,854
Capital Expenditures
-5,287-5,287-5,306-6,360-4,730-3,265
Free Cash Flow
-139,910-139,910-124,626-70,720-130,170-55,119
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Profit Margin
26.90%26.90%35.20%30.08%30.44%30.46%
FCF Margin
-105.28%-105.28%-104.76%-55.71%-109.06%-51.24%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Dividend Per Share
5.6005.3904.6604.1503.8403.420
Dividend Per Share Growth
15.67%15.67%12.29%8.07%12.28%30.04%
Dividend Yield
6.21%5.54%6.55%6.07%6.72%7.14%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
PE Ratio
13.0515.1410.1111.2810.5710.67
Forward PE
9.6410.909.3510.239.759.84
PS Ratio
3.754.073.563.403.223.25