FirstRand Limited (JSE:FSR)
South Africa · Delayed Price · Currency is ZAR · Price in ZAc | Market Cap | 485.18B +11.1% |
| Revenue (ttm) | 132.90B +1.3% |
| Net Income | 35.75B -11.7% |
| EPS | 6.40 -12.2% |
| Shares Out | 5.56B |
| PE Ratio | 12.69 |
| Forward PE | 9.38 |
| Dividend | 5.60 (6.42%) |
| Ex-Dividend Date | Oct 7, 2026 |
| Volume | 9,426,845 |
| Open | 8,711.00 |
| Previous Close | 8,621.00 |
| Day's Range | 8,672.00 - 8,771.00 |
| 52-Week Range | 7,717.00 - 10,288.00 |
| Beta | 0.56 |
| Analysts | Buy |
| Price Target | 10,959.36 (+25.62%) |
| Est. Earnings | Dec 3, 2026 |
About FirstRand
FirstRand Limited, together with its subsidiaries, provides transactional, lending, investment and insurance products and solutions in South Africa, rest of Africa, the United Kingdom, rest of Europe, Asia, the Americas, and Australia. It operates in Retail and Commercial, Corporate and Institutional, and Centre segments. The company offers savings and investment products; mortgage loans and commercial property finance; credit and debit cards; personal loans; debtor and leveraged finance; securities-based lending; foreign exchange; funeral, cre... [Read more]
Financial Performance
In fiscal year 2026, FirstRand's revenue was 132.90 billion, an increase of 11.72% compared to the previous year's 118.96 billion. Earnings were 35.75 billion, a decrease of -14.63%.
Financial StatementsAnalyst Summary
According to 11 analysts, the average rating for FSR stock is "Buy." The 12-month stock price target is ZAC 10,959, which is an increase of 25.62% from the latest price.
News
CVC joins JC Flowers in potential bid for UK bank Aldermore, sources say
Private equity group CVC has joined forces with JC Flowers on a bid for FirstRand's UK bank arm Aldermore, two people familiar with the matter said.
FirstRand Earnings Call Transcript: H2 2026
Normalized earnings rose 16% year-over-year, driven by strong operational performance in core African franchises, despite a 5% contraction in reported earnings due to a large U.K. provision. The group exited U.K. consumer finance, improved its cost-to-income ratio, and raised its ROE and earnings growth guidance.
FirstRand Slides: H2 2026
FirstRand has posted slides in relation to its H2 2026 quarterly earnings report, which was published on September 10, 2026.
FirstRand Annual report: H2 2026
FirstRand has published its H2 2026 annual report on September 10, 2026.
FirstRand Annual report: H2 2026
FirstRand has published its H2 2026 annual report on September 10, 2026.
FirstRand Earnings release: Trading update
FirstRand released its earnings on June 23, 2026, summarizing the period's financial results.
FirstRand downgraded to Neutral from Buy at Citi
Citi downgraded FirstRand (FANDF) to Neutral from Buy with a price target of ZAR 95, down from ZAR 98. The firm says the company’s provision to cover client compensation claims…
South Africa's FirstRand to exit UK unit after car loan provisions hit $993 million
FirstRand will seek an orderly exit from its UK unit Aldermore, the South African financial services group said on Tuesday, citing challenges in the UK market as it also raised provisions f...
FirstRand Earnings Call Transcript: H1 2026
Normalized earnings grew 11% with strong NII and NIR, robust capital position, and improving ROE. Guidance for high single-digit NII growth and mid-teen earnings growth for FY2026 is reaffirmed, with strong franchise performance across segments.
FirstRand Quarterly report: H1 2026
FirstRand has published its H1 2026 quarterly earnings report on March 5, 2026.
FirstRand Slides: H1 2026
FirstRand has posted slides in relation to its H1 2026 quarterly earnings report, which was published on March 5, 2026.
FirstRand initiated with a Buy at Goldman Sachs
Goldman Sachs initiated coverage of FirstRand (FANDF) with a Buy rating and ZAR 92 price target The firm says South African banks are “at a significant inflection point,” with macro…
FirstRand upgraded to Buy from Hold at Investec
Investec upgraded FirstRand (FANDF) to Buy from Hold with a ZAR 95 price target
FirstRand Earnings Call Transcript: H2 2025
Normalized earnings grew 10% year-over-year, with ROE at 20.2% and strong NII and cost discipline. A significant UK Motor Commission provision was absorbed, and the CET1 ratio rose to 14%. Outlook remains positive, but regulatory and macro risks persist.
FirstRand Annual report: H2 2025
FirstRand has published its H2 2025 annual report on September 11, 2025.
FirstRand Slides: H2 2025
FirstRand has posted slides in relation to its H2 2025 quarterly earnings report, which was published on September 11, 2025.
FirstRand downgraded to Hold from Buy at Investec
Investec downgraded FirstRand (FANDF) to Hold from Buy with a ZAR 78 price target
FirstRand Earnings Call Transcript: H1 2025
Normalized earnings rose 10% year-over-year, with ROE at 20.8% and strong cost control driving a 48.9% cost-to-income ratio. Credit loss ratio remained low, and the group expects full-year earnings growth above its long-term target, despite UK legal uncertainties.
FirstRand Slides: H1 2025
FirstRand has posted slides in relation to its H1 2025 quarterly earnings report, which was published on March 6, 2025.
FirstRand Quarterly report: H1 2025
FirstRand has published its H1 2025 quarterly earnings report on March 6, 2025.
FirstRand downgraded to Equal Weight from Overweight at Morgan Stanley
Morgan Stanley downgraded FirstRand (FANDF) to Equal Weight from Overweight with an unchanged price target of ZAR 8,400. The recent trading update detailed a “solid operational performance,” but UK mo...
FirstRand Transcript: AGM 2024
The AGM covered board elections, financial results, and governance, with all resolutions passed. Shareholders raised questions on employment equity, climate strategy, remuneration, and board expertise. The board committed to ongoing review of skills, governance best practices, and addressing emerging risks.
FirstRand upgraded to Buy from Neutral at Citi
Citi analyst Simon Nellis upgraded FirstRand (FANDF) to Buy from Neutral with a price target of ZAR 85, down from ZAR 88. The firm views the recent selloff in the…
FirstRand Earnings Call Transcript: H2 2024
Headline earnings rose 4% to ZAR 38 billion, with normalized earnings up 10% year-over-year excluding a ZAR 3 billion U.K. provision. Strong deposit growth, resilient NIR, and robust capital position supported an 8% dividend increase, while credit losses and retail strain remain key watchpoints.
FirstRand Slides: H2 2024
FirstRand has posted slides in relation to its H2 2024 quarterly earnings report, which was published on September 12, 2024.