FirstRand Limited (JSE:FSR)

South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
9,099.00
+6.00 (0.07%)
Jun 5, 2026, 5:00 PM SAST
Market Cap506.41B +24.5%
Revenue (ttm)139.30B +7.5%
Net Income43.93B +10.4%
EPS7.86 +10.7%
Shares Out 5.57B
PE Ratio11.58
Forward PE11.02
Dividend5.18 (5.69%)
Ex-Dividend DateMar 31, 2026
Volume6,958,162
Open9,070.00
Previous Close9,093.00
Day's Range9,052.00 - 9,244.00
52-Week Range7,092.00 - 10,084.00
Beta0.55
AnalystsBuy
Price Target10,441.22 (+14.75%)
Earnings DateSep 10, 2026

About FirstRand

FirstRand Limited, together with its subsidiaries, provides transactional, lending, investment, and insurance products and services in South Africa, rest of Africa, the United Kingdom, and internationally. It operates in Retail and Commercial, and Corporate and Institutional segments. The company offers deposits and savings products; personal loans; and asset and invoice finance, as well as SME commercial, residential, and buy-to-let mortgages. It also provides life and short-term insurance products; and vehicle finance, instalment credit and f... [Read more]

Sector Financials
Founded 1966
Employees 51,244
Stock Exchange Johannesburg Stock Exchange
Ticker Symbol FSR
Full Company Profile

Financial Performance

In fiscal year 2025, FirstRand's revenue was 132.81 billion, an increase of 4.61% compared to the previous year's 126.95 billion. Earnings were 41.88 billion, an increase of 9.65%.

Financial Statements

Analyst Summary

According to 9 analysts, the average rating for FSR stock is "Buy." The 12-month stock price target is ZAC 10,441, which is an increase of 14.75% from the latest price.

Price Target
ZAC 10,441
(14.75% upside)
Analyst Consensus: Buy
Stock Forecasts

News

FirstRand downgraded to Neutral from Buy at Citi

Citi downgraded FirstRand (FANDF) to Neutral from Buy with a price target of ZAR 95, down from ZAR 98. The firm says the company’s provision to cover client compensation claims…

2 months ago - TheFly

South Africa's FirstRand to exit UK unit after car loan provisions hit $993 million

FirstRand will seek ​an orderly ‌exit from its UK ​unit ​Aldermore, the South African ⁠financial ​services group ​said on Tuesday, citing challenges ​in the ​UK market as ‌it ⁠also raised provisions f...

2 months ago - Reuters

FirstRand Earnings Call Transcript: H1 2026

Normalized earnings grew 11% with strong NII and NIR, robust capital position, and improving ROE. Guidance for high single-digit NII growth and mid-teen earnings growth for FY2026 is reaffirmed, with strong franchise performance across segments.

3 months ago - Transcripts

FirstRand Quarterly report: H1 2026

FirstRand has published its H1 2026 quarterly earnings report on March 5, 2026.

3 months ago - Filings

FirstRand Earnings release: H1 2026

FirstRand released its H1 2026 earnings on March 5, 2026, summarizing the period's financial results.

3 months ago - Filings

FirstRand Slides: H1 2026

FirstRand has posted slides in relation to its H1 2026 quarterly earnings report, which was published on March 5, 2026.

3 months ago - Filings

FirstRand initiated with a Buy at Goldman Sachs

Goldman Sachs initiated coverage of FirstRand (FANDF) with a Buy rating and ZAR 92 price target The firm says South African banks are “at a significant inflection point,” with macro…

7 months ago - TheFly

FirstRand upgraded to Buy from Hold at Investec

Investec upgraded FirstRand (FANDF) to Buy from Hold with a ZAR 95 price target

9 months ago - TheFly

FirstRand Earnings Call Transcript: H2 2025

Normalized earnings grew 10% with ROE at 20.2%, despite a £240m U.K. provision. Strong domestic and Africa franchise performance, improved cost-to-income ratio, and robust capital position underpin positive outlook, though macro and regulatory risks persist.

9 months ago - Transcripts

FirstRand Annual report: H2 2025

FirstRand has published its H2 2025 annual report on September 11, 2025.

9 months ago - Filings

FirstRand Slides: H2 2025

FirstRand has posted slides in relation to its H2 2025 quarterly earnings report, which was published on September 11, 2025.

9 months ago - Filings

FirstRand downgraded to Hold from Buy at Investec

Investec downgraded FirstRand (FANDF) to Hold from Buy with a ZAR 78 price target

1 year ago - TheFly

FirstRand Earnings Call Transcript: H1 2025

Normalized earnings rose 10% year-over-year, with ROE at 20.8% and strong cost control driving a 48.9% cost-to-income ratio. Credit loss ratio remained low, and the group expects full-year earnings growth above its long-term target, despite UK legal uncertainties.

1 year ago - Transcripts

FirstRand Quarterly report: H1 2025

FirstRand has published its H1 2025 quarterly earnings report on March 6, 2025.

1 year ago - Filings

FirstRand Slides: H1 2025

FirstRand has posted slides in relation to its H1 2025 quarterly earnings report, which was published on March 6, 2025.

1 year ago - Filings

FirstRand downgraded to Equal Weight from Overweight at Morgan Stanley

Morgan Stanley downgraded FirstRand (FANDF) to Equal Weight from Overweight with an unchanged price target of ZAR 8,400. The recent trading update detailed a “solid operational performance,” but UK mo...

1 year ago - TheFly

FirstRand Transcript: AGM 2024

The AGM covered board elections, financial results, and governance, with all resolutions passed. Shareholders raised questions on employment equity, climate strategy, remuneration, and board expertise. The board committed to ongoing review of skills, governance best practices, and addressing emerging risks.

1 year ago - Transcripts

FirstRand upgraded to Buy from Neutral at Citi

Citi analyst Simon Nellis upgraded FirstRand (FANDF) to Buy from Neutral with a price target of ZAR 85, down from ZAR 88. The firm views the recent selloff in the…

1 year ago - TheFly

FirstRand Earnings Call Transcript: H2 2024

Headline earnings rose 4% to ZAR 38 billion, with normalized earnings up 10% year-over-year excluding a ZAR 3 billion U.K. provision. Strong deposit growth, resilient NIR, and robust capital position supported an 8% dividend increase, while credit losses and retail strain remain key watchpoints.

1 year ago - Transcripts

FirstRand Quarterly report: H2 2024

FirstRand has published its H2 2024 quarterly earnings report on September 12, 2024.

1 year ago - Filings

FirstRand Slides: H2 2024

FirstRand has posted slides in relation to its H2 2024 quarterly earnings report, which was published on September 12, 2024.

1 year ago - Filings

FirstRand upgraded to Buy from Hold at Investec

Investec analyst Ross Krige upgraded FirstRand to Buy from Hold with a ZAR 69 price target.

2 years ago - TheFly

FirstRand Quarterly report: H1 2024

FirstRand has published its H1 2024 quarterly earnings report on February 29, 2024.

2 years ago - Filings

FirstRand Slides: H1 2024

FirstRand has posted slides in relation to its H1 2024 quarterly earnings report, which was published on February 29, 2024.

2 years ago - Filings