FirstRand Limited (JSE: FSR)

FirstRand Balance Sheet

Financials in millions ZAR. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2024	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Cash & Equivalents	158,477	158,477	134,346	109,115	95,432	104,809
Investment Securities	447,358	447,358	512,055	463,562	444,531	333,064
Trading Asset Securities	55,284	55,284	75,949	61,385	66,745	148,768
Total Investments	502,642	502,642	588,004	524,947	511,276	481,832
Gross Loans	1,611,541	1,611,541	1,511,037	1,311,441	1,208,468	1,284,131
Allowance for Loan Losses	-	-	-51,072	-47,734	-50,618	-49,380
Net Loans	1,611,541	1,611,541	1,459,965	1,263,707	1,157,850	1,234,751
Property, Plant & Equipment	23,326	23,326	21,155	19,725	20,190	21,369
Goodwill	-	-	8,646	7,722	7,726	8,387
Other Intangible Assets	9,701	9,701	1,632	1,737	2,206	3,251
Investments in Real Estate	704	704	353	698	659	722
Accrued Interest Receivable	-	-	33	23	19	44
Other Receivables	451	451	7,614	4,428	4,775	4,660
Restricted Cash	-	-	40,958	34,521	39,627	31,193
Other Current Assets	16,607	16,607	22,221	22,134	22,291	29,194
Long-Term Deferred Tax Assets	8,562	8,562	8,669	8,028	6,104	4,975
Other Real Estate Owned & Foreclosed	-	-	72	99	100	61
Other Long-Term Assets	37,328	37,328	3,942	2,685	1,758	1,291
Total Assets	2,369,339	2,369,339	2,297,610	1,999,569	1,870,013	1,926,539
Accounts Payable	-	-	32,291	21,491	14,366	14,184
Accrued Expenses	16,572	16,572	20,238	16,489	13,657	10,431
Interest Bearing Deposits	2,003,151	2,003,151	1,658,938	1,448,704	1,313,727	1,251,578
Total Deposits	2,003,151	2,003,151	1,658,938	1,448,704	1,313,727	1,251,578
Short-Term Borrowings	44,645	44,645	93,940	80,705	92,723	189,703
Current Portion of Long-Term Debt	-	-	9,339	8,686	1,200	-
Current Portion of Leases	-	-	1,026	1,064	987	1,019
Current Income Taxes Payable	719	719	471	803	1,280	499
Other Current Liabilities	11,399	11,399	14,258	16,731	20,673	7,519
Long-Term Debt	17,268	17,268	248,540	205,679	226,402	283,785
Long-Term Leases	-	-	2,000	1,761	1,899	2,153
Long-Term Unearned Revenue	-	-	2,768	2,620	2,476	2,447
Pension & Post-Retirement Benefits	-	-	1,400	1,305	1,285	1,062
Long-Term Deferred Tax Liabilities	843	843	752	692	887	1,318
Other Long-Term Liabilities	56,938	56,938	13,927	12,090	10,529	8,887
Total Liabilities	2,151,535	2,151,535	2,099,929	1,818,860	1,702,126	1,774,619
Preferred Stock, Other	-	-	-	4,519	4,519	4,519
Total Preferred Equity	-	-	-	4,519	4,519	4,519
Common Stock	56	56	56	56	56	56
Additional Paid-In Capital	7,640	7,640	7,860	7,905	7,973	8,008
Retained Earnings	-	-	161,833	153,645	138,837	118,590
Comprehensive Income & Other	205,247	205,247	23,644	10,301	11,877	16,601
Total Common Equity	212,943	212,943	193,393	171,907	158,743	143,255
Minority Interest	4,861	4,861	4,288	4,283	4,625	4,146
Shareholders' Equity	217,804	217,804	197,681	180,709	167,887	151,920
Total Liabilities & Equity	2,369,339	2,369,339	2,297,610	1,999,569	1,870,013	1,926,539
Total Debt	61,913	61,913	354,845	297,895	323,211	476,660
Net Cash (Debt)	151,848	151,848	-65,140	-56,778	-95,450	-196,119
Net Cash Per Share	-	-	-11.62	-10.13	-17.02	-34.97
Filing Date Shares Outstanding	-	-	5,607	5,607	5,608	5,606
Total Common Shares Outstanding	-	-	5,607	5,607	5,608	5,606
Book Value Per Share	-	-	34.49	30.66	28.31	25.55
Tangible Book Value	203,242	203,242	183,115	162,448	148,811	131,617
Tangible Book Value Per Share	-	-	32.66	28.97	26.54	23.48

Source: S&P Capital IQ. Banks template. Financial Sources.