PSG Financial Services Limited (JSE:KST)

PSG Financial Services Income Statement

Financials in millions ZAR. Fiscal year is March - February.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 28, 2025	Feb 29, 2024	Feb 28, 2023	Feb 28, 2022	Feb 28, 2021
Interest and Dividend Income	429.16	386.15	274.17	167.56	168.78
Total Interest Expense	32.81	33.85	36.47	34.39	38.45
Net Interest Income	396.35	352.3	237.7	133.17	130.33
Other Revenue	8,396	7,392	6,567	5,864	5,080
Revenue	8,792	7,744	6,805	5,997	5,210
Revenue Growth (YoY)	13.54%	13.80%	13.47%	15.10%	3.99%
Salaries & Employee Benefits	1,523	1,326	1,239	1,243	1,075
Cost of Services Provided	5,152	4,645	3,958	3,186	2,898
Total Operating Expenses	6,874	6,154	5,371	4,598	4,140
Operating Income	1,918	1,589	1,434	1,399	1,070
EBT Excluding Unusual Items	1,918	1,589	1,434	1,399	1,070
Other Unusual Items	0.36	0.34	0.12	-	-
Pretax Income	1,921	1,590	1,436	1,400	1,071
Income Tax Expense	540.61	472.64	408.2	393.09	302.12
Earnings From Continuing Ops.	1,380	1,118	1,028	1,007	769.31
Minority Interest in Earnings	-106.26	-83.57	-77.27	-85.62	-71.62
Net Income	1,274	1,034	950.27	920.91	697.69
Net Income to Common	1,274	1,034	950.27	920.91	697.69
Net Income Growth	23.17%	8.83%	3.19%	31.99%	7.84%
Shares Outstanding (Basic)	1,259	1,275	1,301	1,321	1,335
Shares Outstanding (Diluted)	1,275	1,286	1,338	1,336	1,335
Shares Change (YoY)	-0.80%	-3.93%	0.18%	0.05%	-0.73%
EPS (Basic)	1.01	0.81	0.73	0.70	0.52
EPS (Diluted)	1.00	0.80	0.71	0.69	0.52
EPS Growth	24.25%	13.24%	3.05%	31.80%	8.69%
Free Cash Flow	2,286	607.86	1,298	733.76	1,471
Free Cash Flow Per Share	1.79	0.47	0.97	0.55	1.10
Dividend Per Share	0.520	0.420	0.360	0.320	0.245
Dividend Growth	23.81%	16.67%	12.50%	30.61%	8.89%
Operating Margin	21.82%	20.52%	21.07%	23.32%	20.53%
Profit Margin	14.49%	13.36%	13.96%	15.36%	13.39%
Free Cash Flow Margin	26.00%	7.85%	19.08%	12.24%	28.24%
Effective Tax Rate	28.15%	29.72%	28.43%	28.08%	28.20%
Revenue as Reported	-	-	-	6,032	5,250

Updated Oct 17, 2024. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.