PSG Financial Services Limited (JSE:KST)
South Africa · Delayed Price · Currency is ZAR · Price in ZAc 3,383.00
+3.00 (0.09%)
Aug 7, 2026, 5:00 PM SAST
PSG Financial Services Financials Overview
Financials in millions ZAR. Fiscal year is March - February.
Millions ZAR. Fiscal year is Mar - Feb.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Feb '26 Feb 28, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Revenue Revenue Growth | 10,208 | 10,208 | 8,792 | 7,744 | 6,805 | 5,997 |
Revenue Growth | 9.03% | 16.11% | 13.54% | 13.80% | 13.47% | 15.10% |
Operating Income Operating Income Growth | 2,560 | 2,560 | 1,932 | 1,589 | 1,434 | 1,399 |
Net Income Net Income Growth | 1,737 | 1,737 | 1,274 | 1,034 | 950.27 | 920.91 |
Earnings Per Share EPS Growth | 1.37 | 1.37 | 1.00 | 0.80 | 0.71 | 0.69 |
EPS Growth | 20.79% | 37.34% | 24.25% | 13.24% | 3.05% | 31.80% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Feb '26 Feb 28, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Wealth Wealth Growth | 5,866 | 5,866 | 4,986 | 4,480 | 4,047 | 3,717 |
Asset Management Asset Management Growth | 2,112 | 2,112 | 1,585 | 1,338 | 1,212 | 1,188 |
Insure Insure Growth | 2,010 | 2,010 | 1,635 | 1,418 | 1,309 | 2,273 |
Intersegment Income Intersegment Income Growth | -1,796 | -1,796 | -1,546 | -1,360 | -1,255 | -1,181 |
Total Total Growth | 8,192 | 8,192 | 6,660 | 5,876 | 5,313 | 5,998 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Feb '26 Feb 28, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Cash & Investments Cash & Investments Growth | 12,201 | 12,201 | 10,270 | 8,610 | 8,282 | 7,730 |
Total Debt Total Debt Growth | 386.33 | 386.33 | 234.5 | 213.43 | 250.4 | 282.95 |
Net Cash (Debt) Net Cash Growth | 11,815 | 11,815 | 10,035 | 8,396 | 8,032 | 7,447 |
Net Cash Growth | 562.99% | 17.73% | 19.52% | 4.54% | 7.85% | -16.61% |
Net Cash Per Share Net Cash Per Share Growth | 9.33 | 9.33 | 7.87 | 6.53 | 6.00 | 5.57 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Feb '26 Feb 28, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Operating Cash Flow Operating Cash Flow Growth | 1,335 | 1,335 | 2,341 | 667.91 | 1,326 | 758.06 |
Capital Expenditures CapEx Growth | -59.21 | -59.21 | -54.42 | -60.06 | -27.3 | -24.3 |
Free Cash Flow Free Cash Flow Growth | 1,276 | 1,276 | 2,286 | 607.86 | 1,298 | 733.76 |
Free Cash Flow Growth | -25.54% | -44.21% | 276.14% | -53.18% | 76.95% | -50.13% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Feb '26 Feb 28, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Operating Margin | 25.07% | 25.07% | 21.98% | 20.52% | 21.07% | 23.32% |
Pretax Margin | 25.61% | 25.61% | 21.85% | 20.54% | 21.10% | 23.34% |
Profit Margin | 17.01% | 17.01% | 14.49% | 13.36% | 13.96% | 15.36% |
FCF Margin | 12.50% | 12.50% | 26.00% | 7.85% | 19.08% | 12.24% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 10, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Dividend Per Share Dividend Per Share Growth | 0.650 | 0.650 | 0.520 | 0.420 | 0.360 | 0.320 |
Dividend Per Share Growth | 25.00% | 25.00% | 23.81% | 16.67% | 12.50% | 30.61% |
Dividend Yield | 1.92% | 2.34% | 2.99% | 2.96% | 3.06% | 2.64% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 10, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
PE Ratio | 24.66 | 20.26 | 17.88 | 18.71 | 17.72 | 19.86 |
Forward PE | 21.01 | 20.05 | 15.25 | 11.45 | 11.45 | 11.45 |
P/FCF Ratio | 33.11 | 27.59 | 9.96 | 31.83 | 12.97 | 24.93 |
PS Ratio | 4.14 | 3.45 | 2.59 | 2.50 | 2.48 | 3.05 |