PSG Financial Services Income Statement

Financials in millions ZAR. Fiscal year is March - February.

Millions ZAR. Fiscal year is Mar - Feb.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Feb '26 Feb 28, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022
Interest and Dividend Income	450.18	429.16	386.15	274.17	167.56
Total Interest Expense	40.3	32.81	33.85	36.47	34.39
Net Interest Income	409.88	396.35	352.3	237.7	133.17
Other Revenue	9,857	8,396	7,392	6,567	5,864
Revenue	10,267	8,792	7,744	6,805	5,997
Revenue Growth (YoY)	16.77%	13.54%	13.80%	13.47%	15.10%
Salaries & Employee Benefits	1,857	1,523	1,326	1,239	1,243
Cost of Services Provided	5,583	5,152	4,645	3,958	3,186
Total Operating Expenses	7,652	6,874	6,154	5,371	4,598
Operating Income	2,615	1,918	1,589	1,434	1,399
EBT Excluding Unusual Items	2,615	1,918	1,589	1,434	1,399
Other Unusual Items	-	0.36	0.34	0.12	-
Pretax Income	2,615	1,921	1,590	1,436	1,400
Income Tax Expense	710.23	540.61	472.64	408.2	393.09
Earnings From Continuing Ops.	1,905	1,380	1,118	1,028	1,007
Minority Interest in Earnings	-167.78	-106.26	-83.57	-77.27	-85.62
Net Income	1,737	1,274	1,034	950.27	920.91
Net Income to Common	1,737	1,274	1,034	950.27	920.91
Net Income Growth	36.34%	23.17%	8.83%	3.19%	31.99%
Shares Outstanding (Basic)	1,246	1,259	1,275	1,301	1,321
Shares Outstanding (Diluted)	1,266	1,275	1,286	1,338	1,336
Shares Change (YoY)	-0.74%	-0.80%	-3.93%	0.18%	0.05%
EPS (Basic)	1.39	1.01	0.81	0.73	0.70
EPS (Diluted)	1.37	1.00	0.80	0.71	0.69
EPS Growth	37.34%	24.25%	13.24%	3.05%	31.80%
Free Cash Flow	1,208	2,286	607.86	1,298	733.76
Free Cash Flow Per Share	0.95	1.79	0.47	0.97	0.55
Dividend Per Share	0.650	0.520	0.420	0.360	0.320
Dividend Growth	25.00%	23.81%	16.67%	12.50%	30.61%
Operating Margin	25.47%	21.82%	20.52%	21.07%	23.32%
Profit Margin	16.92%	14.49%	13.36%	13.96%	15.36%
Free Cash Flow Margin	11.77%	26.00%	7.85%	19.08%	12.24%
Effective Tax Rate	27.16%	28.15%	29.72%	28.43%	28.08%
Revenue as Reported	-	-	-	-	6,032

Updated Feb 28, 2026. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.