PSG Financial Services Limited (JSE:KST)

PSG Financial Services Statistics

Total Valuation

JSE:KST has a market cap or net worth of ZAR 35.35 billion.

Market Cap	35.35B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, July 13, 2026.

Earnings Date	Jul 13, 2026
Ex-Dividend Date	May 6, 2026

Share Statistics

JSE:KST has 1.25 billion shares outstanding. The number of shares has decreased by -0.72% in one year.

Current Share Class	1.25B
Shares Outstanding	1.25B
Shares Change (YoY)	-0.72%
Shares Change (QoQ)	+0.15%
Owned by Insiders (%)	21.88%
Owned by Institutions (%)	43.98%
Float	975.35M

Valuation Ratios

The trailing PE ratio is 20.63 and the forward PE ratio is 17.58.

PE Ratio	20.63
Forward PE	17.58
PS Ratio	3.46
PB Ratio	5.51
P/TBV Ratio	7.79
P/FCF Ratio	27.71
P/OCF Ratio	26.48
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.11, with a Debt / Equity ratio of 0.06.

Current Ratio	0.11
Quick Ratio	0.10
Debt / Equity	0.06
Debt / EBITDA	n/a
Debt / FCF	0.30
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 31.74% and return on invested capital (ROIC) is 27.43%.

Return on Equity (ROE)	31.74%
Return on Assets (ROA)	1.40%
Return on Invested Capital (ROIC)	27.43%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.75%
Revenue Per Employee	3.09M
Profits Per Employee	525,653
Employee Count	3,304
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

In the past 12 months, JSE:KST has paid 710.23 million in taxes.

Income Tax	710.23M
Effective Tax Rate	27.16%

Stock Price Statistics

The stock price has increased by +33.55% in the last 52 weeks. The beta is 0.47, so JSE:KST's price volatility has been lower than the market average.

Beta (5Y)	0.47
52-Week Price Change	+33.55%
50-Day Moving Average	2,776.96
200-Day Moving Average	2,601.09
Relative Strength Index (RSI)	53.20
Average Volume (20 Days)	552,980

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JSE:KST had revenue of ZAR 10.21 billion and earned 1.74 billion in profits. Earnings per share was 1.37.

Revenue	10.21B
Gross Profit	4.73B
Operating Income	2.56B
Pretax Income	2.61B
Net Income	1.74B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.37

Balance Sheet

The company has 12.20 billion in cash and 386.33 million in debt, with a net cash position of 11.81 billion or 9.46 per share.

Cash & Cash Equivalents	12.20B
Total Debt	386.33M
Net Cash	11.81B
Net Cash Per Share	9.46
Equity (Book Value)	6.41B
Book Value Per Share	4.56
Working Capital	-135.11B

Cash Flow

In the last 12 months, operating cash flow was 1.33 billion and capital expenditures -59.21 million, giving a free cash flow of 1.28 billion.

Operating Cash Flow	1.33B
Capital Expenditures	-59.21M
Depreciation & Amortization	n/a
Net Borrowing	-81.90M
Free Cash Flow	1.28B
FCF Per Share	1.02

Margins

Gross margin is 46.31%, with operating and profit margins of 25.08% and 17.01%.

Gross Margin	46.31%
Operating Margin	25.08%
Pretax Margin	25.61%
Profit Margin	17.01%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	12.50%

Dividends & Yields

This stock pays an annual dividend of 0.65, which amounts to a dividend yield of 2.30%.

Dividend Per Share	0.65
Dividend Yield	2.30%
Dividend Growth (YoY)	25.00%
Years of Dividend Growth	12
Payout Ratio	39.52%
Buyback Yield	0.72%
Shareholder Yield	3.02%
Earnings Yield	4.91%
FCF Yield	3.61%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5