PSG Financial Services Limited (JSE:KST)

PSG Financial Services Balance Sheet

Financials in millions ZAR. Fiscal year is March - February.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 31, 2025	Feb 28, 2025	Feb 29, 2024	Feb 28, 2023	Feb 28, 2022	Feb 28, 2021
Cash & Equivalents	2,039	2,623	1,738	2,001	1,695	1,604
Trading Asset Securities	10.15	7,647	6,872	6,281	6,035	7,620
Accounts Receivable	-	2,110	2,090	1,869	2,077	1,960
Other Receivables	2,891	349.54	270.89	273.33	371.19	312.4
Property, Plant & Equipment	306.91	268.57	237.67	245.1	277.87	310.24
Goodwill	-	411.7	411.7	411.7	411.7	411.7
Other Intangible Assets	1,171	738.93	766.62	756.73	799.07	824.44
Investments in Debt & Equity Securities	122,436	99,385	101,103	75,840	66,652	60,623
Other Current Assets	-	192.06	199.14	64.64	187.08	346.39
Long-Term Deferred Tax Assets	163.29	17.06	-1.46	-16.89	-8.63	13.83
Other Long-Term Assets	161.64	404.8	256.98	226.85	70.61	89.25
Total Assets	129,179	114,322	114,109	88,109	78,737	74,207
Accounts Payable	3,076	1,007	870.38	832.29	895.1	629.41
Accrued Expenses	-	-	-	-	41.81	33.64
Short-Term Debt	15.25	11.14	12.01	14.62	22.01	15.33
Current Portion of Leases	-	75.13	74.44	70.13	62.43	53.03
Other Current Liabilities	119,688	105,142	105,527	80,338	70,642	67,230
Long-Term Leases	252.21	148.23	126.98	165.65	198.51	224.75
Long-Term Unearned Revenue	-	17.72	17.8	18.16	18.52	17.8
Long-Term Deferred Tax Liabilities	179.92	185.41	132.84	110.97	85.1	105.91
Other Long-Term Liabilities	-	2,056	2,097	1,763	2,019	1,762
Total Liabilities	123,298	108,732	108,939	83,369	74,199	70,258
Common Stock	728.61	875.91	1,206	1,413	1,829	1,939
Retained Earnings	4,835	4,494	3,819	3,295	2,789	2,217
Comprehensive Income & Other	-275.16	-296.33	-303.41	-330.33	-361.43	-395.34
Total Common Equity	5,206	4,964	4,601	4,247	4,117	3,605
Minority Interest	674.87	625.74	568.61	493.35	420.8	344.2
Shareholders' Equity	5,881	5,590	5,170	4,741	4,538	3,949
Total Liabilities & Equity	129,179	114,322	114,109	88,109	78,737	74,207
Total Debt	267.45	234.5	213.43	250.4	282.95	293.11
Net Cash (Debt)	1,782	10,035	8,396	8,032	7,447	8,930
Net Cash Growth	12.50%	19.52%	4.54%	7.85%	-16.61%	1072.84%
Net Cash Per Share	1.40	7.87	6.53	6.00	5.57	6.69
Filing Date Shares Outstanding	1,245	1,250	1,268	1,283	1,316	1,324
Total Common Shares Outstanding	1,245	1,250	1,268	1,283	1,316	1,324
Working Capital	-117,926	-93,246	-95,248	-70,683	-61,370	-56,236
Book Value Per Share	4.18	3.97	3.63	3.31	3.13	2.72
Tangible Book Value	4,036	3,814	3,423	3,079	2,906	2,369
Tangible Book Value Per Share	3.24	3.05	2.70	2.40	2.21	1.79

Updated Aug 31, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.