OUTsurance Group Income Statement

Financials in millions ZAR. Fiscal year is July - June.

Millions ZAR. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Dec '24 Dec 31, 2024	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021	Jun '20 Jun 30, 2020	2016 - 2020
Premiums & Annuity Revenue	34,507	31,913	26,833	20,197	18,051	16,153	Upgrade
Total Interest & Dividend Income	1,388	1,320	1,014	661	485	710	Upgrade
Gain (Loss) on Sale of Investments	159	598	63	113	404	-441	Upgrade
Other Revenue	232	302	254	471	79	64	Upgrade
Total Revenue	36,286	34,133	28,164	21,442	19,019	16,486	Upgrade
Revenue Growth (YoY)	15.78%	21.19%	31.35%	12.74%	15.37%	3.83%	Upgrade
Policy Benefits	27,590	26,324	21,826	11,328	9,501	8,180	Upgrade
Policy Acquisition & Underwriting Costs	-	-	-	-	-	41	Upgrade
Amortization of Goodwill & Intangibles	38	38	34	-	-	-	Upgrade
Depreciation & Amortization	176	176	148	-	-	-	Upgrade
Selling, General & Administrative	-3,710	-4,048	-3,545	6,868	5,598	4,859	Upgrade
Total Operating Expenses	28,992	27,388	22,850	18,196	15,099	13,080	Upgrade
Operating Income	7,294	6,745	5,314	3,246	3,920	3,406	Upgrade
Interest Expense	-105	-73	-40	-432	-626	-689	Upgrade
Earnings From Equity Investments	232	127	20	27	64	259	Upgrade
Currency Exchange Gain (Loss)	-5	-5	-10	-	-	-	Upgrade
Other Non Operating Income (Expenses)	-	-	-	-147	-140	-139	Upgrade
EBT Excluding Unusual Items	7,416	6,794	5,284	2,694	3,218	2,837	Upgrade
Merger & Restructuring Charges	-564	-564	-450	-	-	-	Upgrade
Gain (Loss) on Sale of Assets	55	55	56	37	-	-	Upgrade
Asset Writedown	-	-	-14	-	-	-	Upgrade
Pretax Income	6,907	6,285	4,876	2,731	3,218	2,837	Upgrade
Income Tax Expense	2,226	1,794	1,459	1,027	1,139	1,031	Upgrade
Earnings From Continuing Ops.	4,681	4,491	3,417	1,704	2,079	1,806	Upgrade
Earnings From Discontinued Ops.	-	-	-	21,187	1,143	104	Upgrade
Net Income to Company	4,681	4,491	3,417	22,891	3,222	1,910	Upgrade
Minority Interest in Earnings	-472	-430	-437	-495	-329	-318	Upgrade
Net Income	4,209	4,061	2,980	22,396	2,893	1,592	Upgrade
Net Income to Common	4,209	4,061	2,980	22,396	2,893	1,592	Upgrade
Net Income Growth	23.14%	36.27%	-86.69%	674.14%	81.72%	-60.66%	Upgrade
Shares Outstanding (Basic)	1,532	1,530	1,532	1,531	1,529	1,529	Upgrade
Shares Outstanding (Diluted)	1,532	1,530	1,532	1,531	1,529	1,529	Upgrade
Shares Change (YoY)	-0.07%	-0.13%	0.08%	0.10%	-0.01%	-0.24%	Upgrade
EPS (Basic)	2.75	2.65	1.95	14.63	1.89	1.04	Upgrade
EPS (Diluted)	2.70	2.61	1.91	14.60	1.88	1.03	Upgrade
EPS Growth	23.30%	36.78%	-86.93%	674.83%	83.47%	-61.09%	Upgrade
Free Cash Flow	4,861	3,064	2,011	485	3,516	3,811	Upgrade
Free Cash Flow Per Share	3.17	2.00	1.31	0.32	2.30	2.49	Upgrade
Dividend Per Share	2.018	1.744	1.348	0.655	0.450	0.450	Upgrade
Dividend Growth	44.97%	29.38%	105.80%	45.56%	-	-59.09%	Upgrade
Operating Margin	20.10%	19.76%	18.87%	15.14%	20.61%	20.66%	Upgrade
Profit Margin	11.60%	11.90%	10.58%	104.45%	15.21%	9.66%	Upgrade
Free Cash Flow Margin	13.40%	8.98%	7.14%	2.26%	18.49%	23.12%	Upgrade
EBITDA	7,474	6,866	5,417	3,359	4,019	3,591	Upgrade
EBITDA Margin	20.60%	20.11%	19.23%	15.67%	21.13%	21.78%	Upgrade
D&A For EBITDA	179.5	121	103	113	99	185	Upgrade
EBIT	7,294	6,745	5,314	3,246	3,920	3,406	Upgrade
EBIT Margin	20.10%	19.76%	18.87%	15.14%	20.61%	20.66%	Upgrade
Effective Tax Rate	32.23%	28.54%	29.92%	37.60%	35.39%	36.34%	Upgrade
Revenue as Reported	-	-	-	21,479	19,019	16,486	Upgrade

Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.