OUTsurance Group Limited (JSE:OUT)

OUTsurance Group Income Statement

Financials in millions ZAR. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Premiums & Annuity Revenue	37,131	31,913	26,833	20,197	18,051
Total Interest & Dividend Income	1,328	1,320	1,014	661	485
Gain (Loss) on Sale of Investments	717	598	63	113	404
Other Revenue	239	302	254	471	79
Total Revenue	39,415	34,133	28,164	21,442	19,019
Revenue Growth (YoY)	15.47%	21.19%	31.35%	12.74%	15.37%
Policy Benefits	29,550	26,324	21,826	11,328	9,501
Policy Acquisition & Underwriting Costs	316	564	450	-	-
Amortization of Goodwill & Intangibles	49	38	34	-	-
Depreciation & Amortization	241	176	148	-	-
Selling, General & Administrative	-3,614	-4,048	-3,545	6,868	5,598
Total Operating Expenses	31,832	27,952	23,300	18,196	15,099
Operating Income	7,583	6,181	4,864	3,246	3,920
Interest Expense	-100	-69	-35	-432	-626
Earnings From Equity Investments	189	127	20	27	64
Currency Exchange Gain (Loss)	21	-5	-10	-	-
Other Non Operating Income (Expenses)	-36	-4	-5	-147	-140
EBT Excluding Unusual Items	7,657	6,230	4,834	2,694	3,218
Gain (Loss) on Sale of Assets	24	55	56	37	-
Asset Writedown	-	-	-14	-	-
Pretax Income	7,681	6,285	4,876	2,731	3,218
Income Tax Expense	2,462	1,794	1,459	1,027	1,139
Earnings From Continuing Ops.	5,219	4,491	3,417	1,704	2,079
Earnings From Discontinued Ops.	-	-	-	21,187	1,143
Net Income to Company	5,219	4,491	3,417	22,891	3,222
Minority Interest in Earnings	-512	-430	-437	-495	-329
Net Income	4,707	4,061	2,980	22,396	2,893
Net Income to Common	4,707	4,061	2,980	22,396	2,893
Net Income Growth	15.91%	36.27%	-86.69%	674.14%	81.72%
Shares Outstanding (Basic)	1,537	1,530	1,532	1,531	1,529
Shares Outstanding (Diluted)	1,544	1,530	1,532	1,531	1,529
Shares Change (YoY)	0.93%	-0.13%	0.08%	0.10%	-0.01%
EPS (Basic)	3.06	2.65	1.95	14.63	1.89
EPS (Diluted)	3.03	2.61	1.91	14.60	1.88
EPS Growth	16.20%	36.78%	-86.93%	674.83%	83.47%
Free Cash Flow	5,822	3,064	2,011	485	3,516
Free Cash Flow Per Share	3.77	2.00	1.31	0.32	2.30
Dividend Per Share	2.376	1.744	1.348	0.655	0.450
Dividend Growth	36.24%	29.38%	105.80%	45.56%	-
Operating Margin	19.24%	18.11%	17.27%	15.14%	20.61%
Profit Margin	11.94%	11.90%	10.58%	104.45%	15.21%
Free Cash Flow Margin	14.77%	8.98%	7.14%	2.26%	18.49%
EBITDA	7,734	6,302	4,967	3,359	4,019
EBITDA Margin	19.62%	18.46%	17.64%	15.67%	21.13%
D&A For EBITDA	151	121	103	113	99
EBIT	7,583	6,181	4,864	3,246	3,920
EBIT Margin	19.24%	18.11%	17.27%	15.14%	20.61%
Effective Tax Rate	32.05%	28.54%	29.92%	37.60%	35.39%
Revenue as Reported	-	-	-	21,479	19,019

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.