OUTsurance Group Limited (JSE:OUT)
South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
8,601.00
-19.00 (-0.22%)
Oct 23, 2026, 5:00 PM SAST

OUTsurance Group Financials Overview

Millions ZAR. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Revenue
43,27943,27939,41534,13328,16421,442
Revenue Growth
3.09%9.80%15.47%21.19%31.35%12.74%
Operating Income
8,7698,7697,5836,1814,8643,246
Net Income
5,6235,6234,7074,0612,98022,396
Earnings Per Share
3.623.623.032.611.9114.60
EPS Growth
12.41%19.33%16.20%36.78%-86.93%674.83%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Outsurance-Personal
10,85910,85910,2049,3088,5587,981
Outsurance-Business
3,4163,4163,0312,7362,4422,013
Outsurance-Central
11----
Youi Group-Direct
22,12122,12118,122---
Youi Group-BZI
1,7701,7703,649---
Youi Group-CTP
1,8881,8881,263872774-
Outsurance Ireland
55855814840--
Long-Term Insurance-Outsurance Life
1,4041,4041,2561,042975704
Administration Services
714714651591504425
OHL Central and Consolidation Entries
-290-290-27-121-5-52
Treasury Company and Consolidation Entries
66-278600120-
Outsurance
5765761,027---
Youi Group
268268381--9,581
Total
43,29143,29139,42734,10228,19120,652

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Cash & Investments
1,6321,6321,8401,6661,6752,508
Total Debt
5425423861,15315782
Net Cash (Debt)
1,0901,0901,454513.11,5182,426
Net Cash Growth
-20.36%-25.04%183.28%-66.20%-37.43%-
Net Cash Per Share
0.700.700.940.340.991.59

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Operating Cash Flow
4,8144,8146,1953,2492,166580
Capital Expenditures
-172-172-373-185-155-95
Free Cash Flow
4,6424,6425,8223,0642,011485
Free Cash Flow Growth
-25.84%-20.27%90.01%52.36%314.64%-86.21%

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Operating Margin
20.26%20.26%19.24%18.11%17.27%15.14%
Pretax Margin
19.98%19.98%19.49%18.41%17.31%12.74%
Profit Margin
12.99%12.99%11.94%11.90%10.58%104.45%
FCF Margin
10.73%10.73%14.77%8.98%7.14%2.26%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Dividend Per Share
2.9152.9152.3761.7441.3480.655
Dividend Per Share Growth
51.20%22.68%36.24%29.38%105.80%45.56%
Dividend Yield
3.39%3.71%3.03%3.77%3.97%2.36%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
PE Ratio
23.7621.6525.7317.5317.471.90
Forward PE
21.0720.8724.8019.8017.6414.62
P/FCF Ratio
28.6826.2220.8123.2325.8987.80
PS Ratio
3.082.813.072.091.851.99