OUTsurance Group Ratios and Metrics

Market cap in millions ZAR. Fiscal year is July - June.

Millions ZAR. Fiscal year is Jul - Jun.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 2, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Market Capitalization	107,080	121,130	71,180	52,066	42,585	47,928
Market Cap Growth	-7.65%	70.17%	36.71%	22.26%	-11.15%	7.30%
Enterprise Value	107,024	120,898	70,984	51,988	39,539	58,083
PE Ratio	21.49	25.73	17.53	17.47	1.90	16.57
PS Ratio	2.55	3.07	2.09	1.85	1.99	2.52
PB Ratio	7.17	7.60	4.63	3.49	3.29	1.65
P/FCF Ratio	17.11	20.81	23.23	25.89	87.80	13.63
P/OCF Ratio	16.31	19.55	21.91	24.04	73.42	13.32
EV/Sales Ratio	2.55	3.07	2.08	1.85	1.84	3.05
EV/EBITDA Ratio	12.98	15.63	11.26	10.47	11.77	14.45
EV/EBIT Ratio	13.40	15.94	11.48	10.69	12.18	14.82
EV/FCF Ratio	17.10	20.77	23.17	25.85	81.52	16.52
Debt / Equity Ratio	0.03	0.02	0.08	0.01	0.01	0.40
Debt / EBITDA Ratio	0.06	0.05	0.18	0.03	0.02	2.86
Debt / FCF Ratio	0.08	0.07	0.38	0.08	0.17	3.31
Net Debt / Equity Ratio	-0.09	-0.09	-0.04	-0.10	-0.19	0.31
Net Debt / EBITDA Ratio	-0.17	-0.19	-0.09	-0.31	-0.72	2.24
Net Debt / FCF Ratio	-0.22	-0.25	-0.18	-0.75	-5.00	2.56
Quick Ratio	13.99	0.61	0.66	0.70	0.68	1.01
Current Ratio	17.55	0.81	0.83	0.87	0.94	1.15
Asset Turnover	1.16	1.08	1.07	0.94	0.51	0.36
Return on Equity (ROE)	37.10%	33.31%	29.63%	24.51%	8.12%	7.35%
Return on Assets (ROA)	13.71%	13.00%	12.11%	10.14%	4.81%	4.65%
Return on Invested Capital (ROIC)	36.03%	31.35%	27.93%	24.25%	7.55%	6.33%
Earnings Yield	4.66%	3.89%	5.71%	5.72%	52.59%	6.04%
FCF Yield	5.85%	4.81%	4.30%	3.86%	1.14%	7.34%
Dividend Yield	3.90%	3.17%	4.08%	4.47%	2.73%	3.44%
Payout Ratio	71.14%	65.85%	52.42%	47.76%	4.06%	11.92%
Buyback Yield / Dilution	-0.78%	-0.93%	0.13%	-0.08%	-0.10%	0.01%
Total Shareholder Return	3.03%	2.25%	4.21%	4.38%	2.64%	3.45%