Santam Ltd (JSE:SNT)
South Africa
· Delayed Price · Currency is ZAR · Price in ZAc 37,395
-410 (-1.08%)
Mar 31, 2025, 2:37 PM SAST
Santam Income Statement
Financials in millions ZAR. Fiscal year is January - December.
Millions ZAR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Premiums & Annuity Revenue | 52,317 | 46,882 | 43,082 | 26,584 | 24,661 | Upgrade
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| Total Interest & Dividend Income | 795 | 736 | 1,565 | 727 | 1,452 | Upgrade
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| Gain (Loss) on Sale of Investments | 1,536 | 746 | -550 | 732 | -288 | Upgrade
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| Other Revenue | -7,461 | -6,371 | -1,341 | 2,419 | 2,436 | Upgrade
|
| Total Revenue | 47,187 | 41,993 | 42,756 | 30,462 | 28,261 | Upgrade
|
| Revenue Growth (YoY) | 12.37% | -1.79% | 40.36% | 7.79% | 0.28% | Upgrade
|
| Policy Benefits | 39,980 | 37,230 | 38,694 | 16,405 | 16,770 | Upgrade
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| Policy Acquisition & Underwriting Costs | - | - | - | 5,539 | 5,124 | Upgrade
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| Amortization of Goodwill & Intangibles | 217 | 77 | 105 | 68 | 70 | Upgrade
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| Selling, General & Administrative | - | - | - | 4,794 | 4,449 | Upgrade
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| Other Operating Expenses | 843 | 722 | 521 | - | - | Upgrade
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| Total Operating Expenses | 41,040 | 38,029 | 39,320 | 26,806 | 26,413 | Upgrade
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| Operating Income | 6,147 | 3,964 | 3,436 | 3,656 | 1,848 | Upgrade
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| Interest Expense | -538 | -438 | -323 | -313 | -318 | Upgrade
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| Earnings From Equity Investments | 88 | 81 | 68 | 70 | -810 | Upgrade
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| Currency Exchange Gain (Loss) | -53 | 540 | 176 | 302 | 82 | Upgrade
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| EBT Excluding Unusual Items | 5,644 | 4,147 | 3,357 | 3,715 | 802 | Upgrade
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| Pretax Income | 5,644 | 4,147 | 3,357 | 3,715 | 802 | Upgrade
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| Income Tax Expense | 1,288 | 1,469 | 1,266 | 879 | 371 | Upgrade
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| Earnings From Continuing Ops. | 4,356 | 2,678 | 2,091 | 2,836 | 431 | Upgrade
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| Earnings From Discontinued Ops. | - | 705 | -14 | 8 | - | Upgrade
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| Net Income to Company | 4,356 | 3,383 | 2,077 | 2,844 | 431 | Upgrade
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| Minority Interest in Earnings | -677 | -133 | -97 | -99 | -104 | Upgrade
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| Net Income | 3,679 | 3,250 | 1,980 | 2,745 | 327 | Upgrade
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| Net Income to Common | 3,679 | 3,250 | 1,980 | 2,745 | 327 | Upgrade
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| Net Income Growth | 13.20% | 64.14% | -27.87% | 739.45% | -85.13% | Upgrade
|
| Shares Outstanding (Basic) | 110 | 109 | 110 | 110 | 110 | Upgrade
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| Shares Outstanding (Diluted) | 111 | 110 | 110 | 111 | 111 | Upgrade
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| Shares Change (YoY) | 0.60% | -0.24% | -0.39% | -0.12% | -0.24% | Upgrade
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| EPS (Basic) | 33.56 | 29.73 | 18.06 | 24.91 | 2.96 | Upgrade
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| EPS (Diluted) | 33.22 | 29.52 | 17.94 | 24.78 | 2.95 | Upgrade
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| EPS Growth | 12.52% | 64.54% | -27.60% | 740.08% | -85.09% | Upgrade
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| Free Cash Flow | 3,594 | 478 | 3,465 | 1,865 | -80 | Upgrade
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| Free Cash Flow Per Share | 32.45 | 4.34 | 31.40 | 16.84 | -0.72 | Upgrade
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| Dividend Per Share | 15.200 | 14.000 | 13.070 | 12.220 | - | Upgrade
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| Dividend Growth | 8.57% | 7.12% | 6.96% | - | - | Upgrade
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| Operating Margin | 13.03% | 9.44% | 8.04% | 12.00% | 6.54% | Upgrade
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| Profit Margin | 7.80% | 7.74% | 4.63% | 9.01% | 1.16% | Upgrade
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| Free Cash Flow Margin | 7.62% | 1.14% | 8.10% | 6.12% | -0.28% | Upgrade
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| EBITDA | 6,283 | 4,079 | 3,524 | 3,723 | 2,088 | Upgrade
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| EBITDA Margin | 13.31% | 9.71% | 8.24% | 12.22% | 7.39% | Upgrade
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| D&A For EBITDA | 136 | 115 | 88 | 67 | 240 | Upgrade
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| EBIT | 6,147 | 3,964 | 3,436 | 3,656 | 1,848 | Upgrade
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| EBIT Margin | 13.03% | 9.44% | 8.04% | 12.00% | 6.54% | Upgrade
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| Effective Tax Rate | 22.82% | 35.42% | 37.71% | 23.66% | 46.26% | Upgrade
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| Revenue as Reported | - | - | - | 31,839 | 28,842 | Upgrade
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Updated Mar 3, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.