Santam Ltd (JSE:SNT)
South Africa · Delayed Price · Currency is ZAR · Price in ZAc | Market Cap | 43.67B -9.3% |
| Revenue (ttm) | 61.24B +8.0% |
| Net Income | 4.06B +10.3% |
| EPS | 36.78 +10.7% |
| Shares Out | 109.24M |
| PE Ratio | 10.87 |
| Forward PE | 10.66 |
| Dividend | 16.80 (4.22%) |
| Ex-Dividend Date | Mar 25, 2026 |
| Volume | 52,071 |
| Open | 40,000 |
| Previous Close | 39,833 |
| Day's Range | 39,838 - 40,295 |
| 52-Week Range | 36,011 - 46,172 |
| Beta | 0.25 |
| Analysts | Buy |
| Price Target | 45,452.60 (+13.69%) |
| Earnings Date | Sep 7, 2026 |
About Santam
Santam Ltd, together with its subsidiaries, provides various general insurance products and services to individuals, commercial, and corporate markets in South Africa, rest of Africa, and internationally. It offers personal insurance, such as car insurance, home, contents insurance, building insurance, all risk insurance, watercraft insurance, drone insurance, travel insurance, and personal legal insurance; business insurance, including motor insurance, property insurance, small, business insurance, liability insurance, business legal insurance... [Read more]
Financial Performance
In 2025, Santam's revenue was 61.24 billion, an increase of 7.97% compared to the previous year's 56.71 billion. Earnings were 4.06 billion, an increase of 10.33%.
Financial StatementsAnalyst Summary
According to 5 analysts, the average rating for SNT stock is "Buy." The 12-month stock price target is ZAC 45,453, which is an increase of 13.69% from the latest price.
News
Santam Transcript: AGM 2026
The AGM confirmed a quorum and covered financial results, board changes, and governance matters. All resolutions, including director appointments, remuneration, and share issuance authorities, were passed. No shareholder questions were raised, and succession planning for the audit committee was highlighted.
Santam Earnings Call Transcript: H2 2025
Full-year 2025 results exceeded long-term targets, with strong top-line growth, improved underwriting margin, and robust return on capital. Strategic progress included international expansion, new partnerships, and disciplined capital management, despite macroeconomic and weather-related uncertainties.
Santam Annual report: H2 2025
Santam has published its H2 2025 annual report on March 9, 2026.
Santam Annual report: H2 2025
Santam has published its H2 2025 annual report on March 9, 2026.
Santam Slides: H2 2025
Santam has posted slides in relation to its H2 2025 quarterly earnings report, which was published on March 9, 2026.
Santam Quarterly report: H1 2025
Santam has published its H1 2025 quarterly earnings report on September 1, 2025.
Santam Slides: H1 2025
Santam has posted slides in relation to its H1 2025 quarterly earnings report, which was published on September 1, 2025.
Santam Transcript: Status update
Approval has been received to launch a Lloyd's syndicate, targeting international specialty insurance growth with a focus on leveraging existing expertise and partnerships. The initiative aims for over 20% of group GWP from international business by 2030, with robust governance, conservative growth, and accretive margins.
Santam Press release: Status update
Santam issued a press release on July 23, 2025, disclosing material business information to investors.
Santam looks to Asia for growth
South Africa-based general insurer Santam plans to expand in Asia to diversify its premiums and counter tepid growth at home.
Santam shoots the lights out
Santam's interim results showed a significant increase in income.
Santam warns about new threat to South African businesses
South African businesses face a growing and serious threat – one that local insurers are not equipped to tackle yet.