Santam Ltd (JSE:SNT)
South Africa · Delayed Price · Currency is ZAR · Price in ZAc | Market Cap | 43.08B -2.2% |
| Revenue (ttm) | 61.24B +8.0% |
| Net Income | 4.06B +10.3% |
| EPS | 36.78 +10.7% |
| Shares Out | 109.24M |
| PE Ratio | 10.72 |
| Forward PE | 9.85 |
| Dividend | 16.80 (4.26%) |
| Ex-Dividend Date | Mar 25, 2026 |
| Volume | 68,467 |
| Average Volume | 66,275 |
| Open | 39,694 |
| Previous Close | 39,434 |
| Day's Range | 39,204 - 39,694 |
| 52-Week Range | 36,963 - 46,172 |
| Beta | 0.31 |
| RSI | 42.16 |
| Earnings Date | Sep 7, 2026 |
About Santam
Santam Ltd, together with its subsidiaries, provides various general insurance products and services to individuals, commercial, and corporate markets in South Africa, rest of Africa, and internationally. It offers personal insurance, such as car insurance, home, contents insurance, building insurance, all risk insurance, watercraft insurance, drone insurance, travel insurance, and personal legal insurance; business insurance, including motor insurance, property insurance, small, business insurance, liability insurance, business legal insurance... [Read more]
Financial Performance
In 2025, Santam's revenue was 61.24 billion, an increase of 7.97% compared to the previous year's 56.71 billion. Earnings were 4.06 billion, an increase of 10.33%.
Financial StatementsNews
Santam Earnings Call Transcript: H2 2025
Strong 2025 results featured double-digit top-line growth, a record underwriting margin, and robust return on capital, supported by disciplined underwriting, benign claims, and strategic expansion. International diversification and partnerships drove growth, while capital buffers remain strong.
Santam Transcript: Status update
Approval has been received to launch a Lloyd's syndicate, targeting international specialty insurance growth with a focus on leveraging existing expertise and partnerships. The initiative aims for over 20% of group GWP from international business by 2030, with robust governance, conservative growth, and accretive margins.
Santam Transcript: AGM 2025
The AGM was held virtually, covering 2024 financial results, board elections, and key resolutions on governance, remuneration, and share issuance. All proposed resolutions passed, and adjustments to the share incentive scheme were made in line with best practices and investor feedback.
Santam Earnings Call Transcript: H2 2024
Strong operational and financial performance in 2024, with net income up 13% and underwriting margin at 7.6%. Growth driven by robust premium increases, improved claims ratios, and strategic focus on direct and international channels, despite ongoing weather-related risks.
Santam looks to Asia for growth
South Africa-based general insurer Santam plans to expand in Asia to diversify its premiums and counter tepid growth at home.
Santam shoots the lights out
Santam's interim results showed a significant increase in income.
Santam warns about new threat to South African businesses
South African businesses face a growing and serious threat – one that local insurers are not equipped to tackle yet.