South Africa · Delayed Price · Currency is ZAR · Price in ZAc Santam Statistics
Total Valuation
Santam has a market cap or net worth of ZAR 51.89 billion. The enterprise value is 56.93 billion.
| Market Cap | 51.89B |
| Enterprise Value | 56.93B |
Important Dates
The next estimated earnings date is Friday, December 4, 2026.
| Earnings Date | Dec 4, 2026 |
| Ex-Dividend Date | Sep 22, 2026 |
Share Statistics
Santam has 109.24 million shares outstanding. The number of shares has decreased by -0.19% in one year.
| Current Share Class | 109.24M |
| Shares Outstanding | 109.24M |
| Shares Change (YoY) | -0.19% |
| Shares Change (QoQ) | -0.36% |
| Owned by Insiders (%) | 0.12% |
| Owned by Institutions (%) | 78.67% |
| Float | 36.58M |
Valuation Ratios
The trailing PE ratio is 12.45 and the forward PE ratio is 11.46.
| PE Ratio | 12.45 |
| Forward PE | 11.46 |
| PS Ratio | 0.82 |
| PB Ratio | 2.98 |
| P/TBV Ratio | 3.48 |
| P/FCF Ratio | 27.81 |
| P/OCF Ratio | 27.15 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 4.89, with an EV/FCF ratio of 30.51.
| EV / Earnings | 13.53 |
| EV / Sales | 0.90 |
| EV / EBITDA | 4.89 |
| EV / EBIT | 5.02 |
| EV / FCF | 30.51 |
Financial Position
The company has a current ratio of 0.66, with a Debt / Equity ratio of 0.57.
| Current Ratio | 0.66 |
| Quick Ratio | 0.49 |
| Debt / Equity | 0.57 |
| Debt / EBITDA | 0.87 |
| Debt / FCF | 5.35 |
| Interest Coverage | 3.85 |
Financial Efficiency
Return on equity (ROE) is 32.97% and return on invested capital (ROIC) is 27.13%.
| Return on Equity (ROE) | 32.97% |
| Return on Assets (ROA) | 8.65% |
| Return on Invested Capital (ROIC) | 27.13% |
| Return on Capital Employed (ROCE) | 28.62% |
| Weighted Average Cost of Capital (WACC) | 7.72% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | 0.78 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Santam has paid 2.70 billion in taxes.
| Income Tax | 2.70B |
| Effective Tax Rate | 33.56% |
Stock Price Statistics
The stock price has increased by +25.54% in the last 52 weeks. The beta is 0.22, so Santam's price volatility has been lower than the market average.
| Beta (5Y) | 0.22 |
| 52-Week Price Change | +25.54% |
| 50-Day Moving Average | 40,767.62 |
| 200-Day Moving Average | 40,808.42 |
| Relative Strength Index (RSI) | 76.46 |
| Average Volume (20 Days) | 87,539 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Santam had revenue of ZAR 63.48 billion and earned 4.21 billion in profits. Earnings per share was 38.14.
| Revenue | 63.48B |
| Gross Profit | 12.33B |
| Operating Income | 11.20B |
| Pretax Income | 8.05B |
| Net Income | 4.21B |
| EBITDA | 11.34B |
| EBIT | 11.20B |
| Earnings Per Share (EPS) | 38.14 |
Balance Sheet
The company has 22.59 billion in cash and 9.99 billion in debt, with a net cash position of -3.49 billion or -31.98 per share.
| Cash & Cash Equivalents | 22.59B |
| Total Debt | 9.99B |
| Net Cash | -3.49B |
| Net Cash Per Share | -31.98 |
| Equity (Book Value) | 17.44B |
| Book Value Per Share | 145.47 |
| Working Capital | -15.92B |
Cash Flow
In the last 12 months, operating cash flow was 1.91 billion and capital expenditures -45.00 million, giving a free cash flow of 1.87 billion.
| Operating Cash Flow | 1.91B |
| Capital Expenditures | -45.00M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 870.00M |
| Free Cash Flow | 1.87B |
| FCF Per Share | 17.08 |
Margins
Gross margin is 19.42%, with operating and profit margins of 17.65% and 6.63%.
| Gross Margin | 19.42% |
| Operating Margin | 17.65% |
| Pretax Margin | 12.68% |
| Profit Margin | 6.63% |
| EBITDA Margin | 17.87% |
| EBIT Margin | 17.65% |
| FCF Margin | 2.94% |
Dividends & Yields
This stock pays an annual dividend of 16.80, which amounts to a dividend yield of 3.54%.
| Dividend Per Share | 16.80 |
| Dividend Yield | 3.54% |
| Dividend Growth (YoY) | 10.48% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 43.79% |
| FCF Payout Ratio | 101.86% |
| Buyback Yield | 0.19% |
| Shareholder Yield | 3.72% |
| Earnings Yield | 8.11% |
| FCF Yield | 3.60% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for Santam is 47,727.50, which is 0.48% higher than the current price. The consensus rating is "Buy".
| Price Target | 47,727.50 |
| Price Target Difference | 0.48% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | 4.71% |
| EPS Growth Forecast (3Y) | 7.34% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |