Santam Ltd (JSE:SNT)
South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
39,692
+15 (0.04%)
At close: Apr 2, 2026

Santam Statistics

Total Valuation

Santam has a market cap or net worth of ZAR 43.36 billion. The enterprise value is 44.96 billion.

Market Cap43.36B
Enterprise Value 44.96B

Important Dates

The last earnings date was Thursday, March 5, 2026.

Earnings Date Mar 5, 2026
Ex-Dividend Date Mar 25, 2026

Share Statistics

Santam has 109.24 million shares outstanding. The number of shares has decreased by -0.33% in one year.

Current Share Class 109.24M
Shares Outstanding 109.24M
Shares Change (YoY) -0.33%
Shares Change (QoQ) +0.27%
Owned by Insiders (%) 0.12%
Owned by Institutions (%) 78.12%
Float 36.58M

Valuation Ratios

The trailing PE ratio is 10.79 and the forward PE ratio is 10.30. Santam's PEG ratio is 1.38.

PE Ratio 10.79
Forward PE 10.30
PS Ratio 0.71
PB Ratio 2.62
P/TBV Ratio 3.08
P/FCF Ratio 18.33
P/OCF Ratio 17.71
PEG Ratio 1.38
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.95, with an EV/FCF ratio of 19.00.

EV / Earnings 11.08
EV / Sales 0.73
EV / EBITDA 3.95
EV / EBIT 4.05
EV / FCF 19.00

Financial Position

The company has a current ratio of 0.52, with a Debt / Equity ratio of 0.37.

Current Ratio 0.52
Quick Ratio 0.41
Debt / Equity 0.37
Debt / EBITDA 0.55
Debt / FCF 2.60
Interest Coverage 3.83

Financial Efficiency

Return on equity (ROE) is 33.08% and return on invested capital (ROIC) is 32.37%.

Return on Equity (ROE) 33.08%
Return on Assets (ROA) 8.78%
Return on Invested Capital (ROIC) 32.37%
Return on Capital Employed (ROCE) 41.20%
Weighted Average Cost of Capital (WACC) 9.26%
Revenue Per Employee 10.13M
Profits Per Employee 671,686
Employee Count 6,043
Asset Turnover 0.79
Inventory Turnover n/a

Taxes

In the past 12 months, Santam has paid 2.47 billion in taxes.

Income Tax 2.47B
Effective Tax Rate 32.79%

Stock Price Statistics

The stock price has increased by +3.04% in the last 52 weeks. The beta is 0.35, so Santam's price volatility has been lower than the market average.

Beta (5Y) 0.35
52-Week Price Change +3.04%
50-Day Moving Average 42,488.62
200-Day Moving Average 42,096.04
Relative Strength Index (RSI) 37.80
Average Volume (20 Days) 101,057

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Santam had revenue of ZAR 61.24 billion and earned 4.06 billion in profits. Earnings per share was 36.78.

Revenue61.24B
Gross Profit 12.16B
Operating Income 10.95B
Pretax Income 7.54B
Net Income 4.06B
EBITDA 11.08B
EBIT 10.95B
Earnings Per Share (EPS) 36.78
Full Income Statement

Balance Sheet

The company has 22.00 billion in cash and 6.16 billion in debt, with a net cash position of -74.00 million or -0.68 per share.

Cash & Cash Equivalents 22.00B
Total Debt 6.16B
Net Cash -74.00M
Net Cash Per Share -0.68
Equity (Book Value) 16.58B
Book Value Per Share 137.75
Working Capital -26.67B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.45 billion and capital expenditures -82.00 million, giving a free cash flow of 2.37 billion.

Operating Cash Flow 2.45B
Capital Expenditures -82.00M
Depreciation & Amortization n/a
Net Borrowing 848.00M
Free Cash Flow 2.37B
FCF Per Share 21.66
Full Cash Flow Statement

Margins

Gross margin is 19.85%, with operating and profit margins of 17.88% and 6.63%.

Gross Margin 19.85%
Operating Margin 17.88%
Pretax Margin 12.32%
Profit Margin 6.63%
EBITDA Margin 18.10%
EBIT Margin 17.88%
FCF Margin 3.86%

Dividends & Yields

This stock pays an annual dividend of 16.80, which amounts to a dividend yield of 4.23%.

Dividend Per Share 16.80
Dividend Yield 4.23%
Dividend Growth (YoY) 10.53%
Years of Dividend Growth 1
Payout Ratio 41.36%
Buyback Yield 0.33%
Shareholder Yield 4.62%
Earnings Yield 9.36%
FCF Yield 5.46%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5