Santam Ltd (JSE:SNT)
South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
40,975
+575 (1.42%)
Mar 13, 2026, 3:37 PM SAST

Santam Statistics

Total Valuation

Santam has a market cap or net worth of ZAR 45.61 billion. The enterprise value is 50.45 billion.

Market Cap45.61B
Enterprise Value 50.45B

Important Dates

The last earnings date was Thursday, March 5, 2026.

Earnings Date Mar 5, 2026
Ex-Dividend Date Mar 25, 2026

Share Statistics

Santam has 112.90 million shares outstanding. The number of shares has decreased by -0.35% in one year.

Current Share Class 112.90M
Shares Outstanding 112.90M
Shares Change (YoY) -0.35%
Shares Change (QoQ) -0.55%
Owned by Insiders (%) 0.13%
Owned by Institutions (%) 75.81%
Float 40.23M

Valuation Ratios

The trailing PE ratio is 10.98 and the forward PE ratio is 10.49. Santam's PEG ratio is 1.40.

PE Ratio 10.98
Forward PE 10.49
PS Ratio 0.85
PB Ratio 2.75
P/TBV Ratio 3.24
P/FCF Ratio 19.28
P/OCF Ratio 18.63
PEG Ratio 1.40
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.40, with an EV/FCF ratio of 21.32.

EV / Earnings 12.43
EV / Sales 0.94
EV / EBITDA 4.40
EV / EBIT 4.52
EV / FCF 21.32

Financial Position

The company has a current ratio of 2.11, with a Debt / Equity ratio of 0.57.

Current Ratio 2.11
Quick Ratio 0.94
Debt / Equity 0.57
Debt / EBITDA 0.83
Debt / FCF 3.97
Interest Coverage 3.04

Financial Efficiency

Return on equity (ROE) is 33.08% and return on invested capital (ROIC) is 28.52%.

Return on Equity (ROE) 33.08%
Return on Assets (ROA) 8.84%
Return on Invested Capital (ROIC) 28.52%
Return on Capital Employed (ROCE) 14.59%
Weighted Average Cost of Capital (WACC) 9.19%
Revenue Per Employee 8.92M
Profits Per Employee 671,686
Employee Count 5,990
Asset Turnover 0.69
Inventory Turnover n/a

Taxes

In the past 12 months, Santam has paid 2.47 billion in taxes.

Income Tax 2.47B
Effective Tax Rate 32.79%

Stock Price Statistics

The stock price has increased by +8.67% in the last 52 weeks. The beta is 0.27, so Santam's price volatility has been lower than the market average.

Beta (5Y) 0.27
52-Week Price Change +8.67%
50-Day Moving Average 43,072.72
200-Day Moving Average 42,246.58
Relative Strength Index (RSI) 37.86
Average Volume (20 Days) 58,893

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Santam had revenue of ZAR 53.92 billion and earned 4.06 billion in profits. Earnings per share was 36.78.

Revenue53.92B
Gross Profit 12.23B
Operating Income 11.02B
Pretax Income 7.54B
Net Income 4.06B
EBITDA 11.33B
EBIT 11.02B
Earnings Per Share (EPS) 36.78
Full Income Statement

Balance Sheet

The company has 6.08 billion in cash and 9.39 billion in debt, with a net cash position of -3.30 billion or -29.26 per share.

Cash & Cash Equivalents 6.08B
Total Debt 9.39B
Net Cash -3.30B
Net Cash Per Share -29.26
Equity (Book Value) 16.58B
Book Value Per Share 137.75
Working Capital 7.58B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.45 billion and capital expenditures -82.00 million, giving a free cash flow of 2.37 billion.

Operating Cash Flow 2.45B
Capital Expenditures -82.00M
Free Cash Flow 2.37B
FCF Per Share 20.96
Full Cash Flow Statement

Margins

Gross margin is 22.68%, with operating and profit margins of 20.44% and 7.53%.

Gross Margin 22.68%
Operating Margin 20.44%
Pretax Margin 13.99%
Profit Margin 7.53%
EBITDA Margin 21.01%
EBIT Margin 20.44%
FCF Margin 4.39%

Dividends & Yields

This stock pays an annual dividend of 15.20, which amounts to a dividend yield of 3.76%.

Dividend Per Share 15.20
Dividend Yield 3.76%
Dividend Growth (YoY) 10.53%
Years of Dividend Growth 1
Payout Ratio 41.36%
Buyback Yield 0.35%
Shareholder Yield 4.06%
Earnings Yield 8.90%
FCF Yield 5.19%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5