ForteBank Joint Stock Company (KASE:ASBN)
Kazakhstan flag Kazakhstan · Delayed Price · Currency is KZT
10.03
+0.02 (0.20%)
At close: Jul 24, 2026

KASE:ASBN Financials Overview

Millions KZT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
348,292341,236274,456206,463166,402127,568
Revenue Growth
22.78%24.33%32.93%24.07%30.44%21.33%
Net Income
175,952190,412160,346116,43798,08664,060
Earnings Per Share
1.912.081.771.291.080.72
EPS Growth
0.67%17.19%37.71%18.71%50.84%20.96%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Business (CB)
40,49969,84346,75638,51235,51819,685
Investing Activities
-43,834-21,229-1,207-2,6463,307-3,923
Other
35,71027,67319,52319,91410,29210,804
Retail Banking (RB)
194,769136,19481,30672,00856,83943,276
Small and Middle Sized Companies
131,482125,365108,18094,04165,64440,086
Elimination
-12,78094421,587-15,366-7,20917,640
Total
345,846338,790276,145206,463164,391127,568

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
724,501906,043946,013731,681419,641401,988
Total Debt
1,118,263867,387601,119515,161391,544385,724
Net Cash (Debt)
-393,76238,656344,894216,52028,09716,264
Net Cash Growth
--88.79%59.29%670.62%72.76%-
Net Cash Per Share
-4.280.423.812.390.310.18

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-768,240-1,107,63885,984-9,772-189,79727,400
Capital Expenditures
-24,469-23,048-9,548-6,625-7,363-5,603
Free Cash Flow
-792,709-1,130,68676,436-16,397-197,16021,797
Free Cash Flow Growth
------0.46%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
50.52%55.80%58.42%56.40%58.95%50.22%
FCF Margin
-227.60%-331.35%27.85%-7.94%-118.48%17.09%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.257.223.532.943.767.16
P/FCF Ratio
--7.40--21.03
PS Ratio
2.664.032.061.662.223.59