KASE:ASBN Income Statement

Financials in millions KZT. Fiscal year is January - December.

Millions KZT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	869,741	672,243	517,435	370,380	258,780	191,897
Interest Income on Investments	12,466	9,670	6,075	3,726	1,961	1,147
Total Interest Income	882,207	681,913	523,510	374,106	260,741	193,044
Interest Paid on Deposits	502,649	367,591	260,282	180,758	132,108	97,109
Net Interest Income	379,558	314,322	263,228	193,348	128,633	95,935
Net Interest Income Growth	33.14%	19.41%	36.14%	50.31%	34.08%	0.95%
Gain (Loss) on Sale of Investments	2,857	3,844	-1,422	997	311	3,884
Gain (Loss) on Sale of Equity Investments	2,547	2,547	-	-	-	-
Other Non-Interest Income	31,368	37,157	54,456	61,843	79,585	37,632
Total Non-Interest Income	36,772	43,548	53,034	62,840	75,419	41,516
Non-Interest Income Growth	-19.47%	-17.89%	-15.60%	-16.68%	81.66%	-15.37%
Revenues Before Loan Losses	416,330	357,870	316,262	256,188	204,052	137,451
Provision for Loan Losses	64,625	16,634	41,806	49,725	37,650	9,883
Revenue	351,705	341,236	274,456	206,463	166,402	127,568
Revenue Growth	15.64%	24.33%	32.93%	24.07%	30.44%	21.33%
Selling, General & Administrative	126,543	92,561	83,102	75,926	59,226	48,512
Other Non-Interest Expense	25,624	18,848	17,011	9,289	8,463	11,746
Total Non-Interest Expense	152,167	111,409	100,113	90,002	67,689	60,258
EBT Excluding Unusual Items	199,538	229,827	174,343	116,461	98,713	67,310
Other Unusual Items	-	-	-	-	-	-207
Pretax Income	199,538	229,827	174,343	116,461	98,713	67,103
Income Tax Expense	43,943	38,808	13,997	24	627	3,043
Earnings From Continuing Operations	155,595	191,019	160,346	116,437	98,086	64,060
Minority Interest in Earnings	-607	-607	-	-	-	-
Net Income	154,988	190,412	160,346	116,437	98,086	64,060
Net Income to Common	154,988	190,412	160,346	116,437	98,086	64,060
Net Income Growth	-16.49%	18.75%	37.71%	18.71%	53.12%	20.95%
Basic Shares Outstanding	92,286	91,655	90,453	90,453	90,453	89,111
Diluted Shares Outstanding	92,286	91,655	90,453	90,453	90,453	89,111
Shares Change	1.67%	1.33%	-	-	1.51%	-0.00%
EPS (Basic)	1.68	2.08	1.77	1.29	1.08	0.72
EPS (Diluted)	1.68	2.08	1.77	1.29	1.08	0.72
EPS Growth	-17.86%	17.19%	37.71%	18.71%	50.84%	20.96%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	1.104	0.644	0.542	0.542
Dividend Growth	-	-	71.54%	18.72%	0%	-
Effective Tax Rate	22.02%	16.89%	8.03%	0.02%	0.64%	4.54%