AFFIN Bank Berhad (KLSE:AFFIN)
Malaysia flag Malaysia · Delayed Price · Currency is MYR
2.020
-0.030 (-1.46%)
At close: Nov 6, 2026

AFFIN Bank Berhad Financials Overview

Millions MYR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,4542,4172,3401,9111,6161,631
Revenue Growth
1.25%3.31%22.46%18.23%-0.94%-9.38%
Net Income
535.64540.19509.7402.191,179526.93
Earnings Per Share
0.210.210.200.160.520.24
EPS Growth
-2.93%4.48%22.56%-68.16%117.82%126.30%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Others
65.9427.912.8713.2812.6912.72
Eliminations
-156.68-200.73-165.59-217.29-1,343-270.21
Investment Banking
366.7325.14361.03265.91222.41269.29
Commercial Banking
2,1772,2582,1131,8462,6561,611
Total
2,4532,4102,3211,9081,5481,623

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
7,9429,1065,1687,5606,2458,350
Total Debt
21,86420,09414,89212,6389,0814,473
Net Cash (Debt)
-13,922-10,988-9,724-5,078-2,8363,877
Net Cash Growth
-----50.84%
Net Cash Per Share
-5.40-4.28-3.83-2.07-1.241.74

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-7,034-6,845-3,323-10,033-4,157-4,038
Capital Expenditures
-175.82-230.45-289.73-187.26-284.1-267.47
Free Cash Flow
-7,210-7,076-3,613-10,220-4,441-4,305
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
21.82%22.35%21.78%21.05%72.92%32.30%
FCF Margin
-293.79%-292.71%-154.40%-534.89%-274.81%-263.90%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0850.085-0.0550.1170.118
Dividend Per Share Growth
0%---53.13%-1.60%256.63%
Dividend Yield
4.22%3.63%-2.77%6.06%7.22%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.7411.0213.7112.143.926.97
Forward PE
9.0610.6612.658.718.187.96
PS Ratio
2.172.462.992.552.862.25