AFFIN Bank Berhad (KLSE:AFFIN)

AFFIN Bank Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	4,866	6,156	2,853	5,642	4,904	6,394
Investment Securities	34,181	31,650	30,724	28,315	21,732	17,390
Trading Asset Securities	2,350	2,634	2,013	1,077	1,040	785.48
Total Investments	36,531	34,284	32,737	29,392	22,772	18,175
Gross Loans	80,651	75,828	68,791	63,758	56,668	49,228
Allowance for Loan Losses	-1,068	-965.33	-1,153	-1,438	-1,411	-889.32
Net Loans	79,584	74,862	67,639	62,320	55,257	48,338
Property, Plant & Equipment	1,574	1,559	1,434	1,437	1,364	1,112
Goodwill	-	581.37	581.37	581.37	581.37	826.94
Other Intangible Assets	781.49	184	180.73	79.31	48	68.91
Investments in Real Estate	122.58	122.39	124.99	-	-	-
Other Receivables	1,241	1,435	1,077	1,160	843.65	902.37
Restricted Cash	867.92	890.89	1,590	1,396	1,251	68.63
Other Current Assets	3,772	3,935	3,502	3,082	2,842	2,305
Long-Term Deferred Tax Assets	48.01	54.15	114.94	138.28	233.97	223.34
Other Real Estate Owned & Foreclosed	8.72	8.72	8.72	19.32	23.95	13.36
Total Assets	129,396	124,074	111,842	105,248	90,121	78,429

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	549.06	657.16	370.28	214.16	338.87	982.36
Accrued Expenses	38.95	38.67	54.52	58.78	62.79	95.43
Interest Bearing Deposits	71,696	70,948	66,110	66,292	57,286	51,330
Non-Interest Bearing Deposits	18,624	16,621	16,252	13,593	11,073	10,330
Total Deposits	90,320	87,569	82,362	79,885	68,359	61,660
Short-Term Borrowings	7,251	7,141	5,933	5,314	5,356	357.21
Current Portion of Long-Term Debt	-	3,027	649.89	502.91	1,408	728.33
Current Portion of Leases	-	10.36	10.79	11.96	20.76	13.09
Current Income Taxes Payable	6.53	5.02	6.31	5.39	3.48	10.53
Other Current Liabilities	27.23	57.27	32.34	40.69	509.31	151.23
Long-Term Debt	14,546	9,862	8,243	6,776	2,268	3,351
Long-Term Leases	67.23	54.13	54.61	33.76	28.48	23.79
Long-Term Unearned Revenue	33.11	105.62	121.48	127.31	20.72	19.71
Pension & Post-Retirement Benefits	43.22	188.89	205.41	170.78	171.4	220.89
Other Long-Term Liabilities	4,141	3,139	2,197	998.72	945.63	881.63
Total Liabilities	117,023	111,855	100,241	94,139	79,492	68,495

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	5,683	5,489	5,489	5,371	5,245	4,969
Retained Earnings	6,526	6,479	5,939	5,564	5,339	4,918
Comprehensive Income & Other	164.28	251.54	174.12	173.69	44.81	1.78
Total Common Equity	12,373	12,219	11,601	11,109	10,629	9,889
Minority Interest	-	-	-	-	-	44.69
Shareholders' Equity	12,373	12,219	11,601	11,109	10,629	9,934
Total Liabilities & Equity	129,396	124,074	111,842	105,248	90,121	78,429

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	21,864	20,094	14,892	12,638	9,081	4,473
Net Cash (Debt)	-13,922	-10,988	-9,724	-5,078	-2,836	3,877
Net Cash Growth	-	-	-	-	-	50.84%
Net Cash Per Share	-5.40	-4.28	-3.83	-2.07	-1.24	1.74
Filing Date Shares Outstanding	2,626	2,534	2,534	2,477	2,400	2,242
Total Common Shares Outstanding	2,626	2,534	2,534	2,477	2,400	2,242
Book Value Per Share	4.71	4.82	4.58	4.49	4.43	4.41
Tangible Book Value	11,591	11,454	10,839	10,448	9,999	8,993
Tangible Book Value Per Share	4.41	4.52	4.28	4.22	4.17	4.01

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 2, 2026

Data Sources Report a data error