AFFIN Bank Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,850	6,156	2,853	5,642	4,904	6,394
Investment Securities	33,477	31,650	30,724	28,315	21,732	17,390
Trading Asset Securities	1,917	2,634	2,013	1,077	1,040	785.48
Total Investments	35,394	34,284	32,737	29,392	22,772	18,175
Gross Loans	78,757	75,828	68,791	63,758	56,668	49,228
Allowance for Loan Losses	-1,007	-965.33	-1,153	-1,438	-1,411	-889.32
Net Loans	77,751	74,862	67,639	62,320	55,257	48,338
Property, Plant & Equipment	1,559	1,559	1,434	1,437	1,364	1,112
Goodwill	-	581.37	581.37	581.37	581.37	826.94
Other Intangible Assets	759.83	184	180.73	79.31	48	68.91
Investments in Real Estate	122.33	122.39	124.99	-	-	-
Other Receivables	1,659	1,435	1,077	1,160	843.65	902.37
Restricted Cash	876.8	890.89	1,590	1,396	1,251	68.63
Other Current Assets	3,636	3,935	3,502	3,082	2,842	2,305
Long-Term Deferred Tax Assets	81.76	54.15	114.94	138.28	233.97	223.34
Other Real Estate Owned & Foreclosed	8.72	8.72	8.72	19.32	23.95	13.36
Total Assets	125,698	124,074	111,842	105,248	90,121	78,429
Accounts Payable	807.87	657.16	370.28	214.16	338.87	982.36
Accrued Expenses	35.49	38.67	54.52	58.78	62.79	95.43
Interest Bearing Deposits	69,162	70,948	66,110	66,292	57,286	51,330
Non-Interest Bearing Deposits	17,981	16,621	16,252	13,593	11,073	10,330
Total Deposits	87,143	87,569	82,362	79,885	68,359	61,660
Short-Term Borrowings	8,203	7,141	5,933	5,314	5,356	357.21
Current Portion of Long-Term Debt	-	3,027	649.89	502.91	1,408	728.33
Current Portion of Leases	-	10.36	10.79	11.96	20.76	13.09
Current Income Taxes Payable	6.15	5.02	6.31	5.39	3.48	10.53
Other Current Liabilities	43.92	57.27	32.34	40.69	509.31	151.23
Long-Term Debt	14,115	9,862	8,243	6,776	2,268	3,351
Long-Term Leases	58.72	54.13	54.61	33.76	28.48	23.79
Long-Term Unearned Revenue	24.94	105.62	121.48	127.31	20.72	19.71
Pension & Post-Retirement Benefits	107.65	188.89	205.41	170.78	171.4	220.89
Other Long-Term Liabilities	2,935	3,139	2,197	998.72	945.63	881.63
Total Liabilities	113,482	111,855	100,241	94,139	79,492	68,495
Common Stock	5,489	5,489	5,489	5,371	5,245	4,969
Retained Earnings	6,614	6,479	5,939	5,564	5,339	4,918
Comprehensive Income & Other	112.72	251.54	174.12	173.69	44.81	1.78
Total Common Equity	12,216	12,219	11,601	11,109	10,629	9,889
Minority Interest	-	-	-	-	-	44.69
Shareholders' Equity	12,216	12,219	11,601	11,109	10,629	9,934
Total Liabilities & Equity	125,698	124,074	111,842	105,248	90,121	78,429
Total Debt	22,377	20,094	14,892	12,638	9,081	4,473
Net Cash (Debt)	-16,340	-10,988	-9,724	-5,078	-2,836	3,877
Net Cash Growth	-	-	-	-	-	50.84%
Net Cash Per Share	-6.27	-4.28	-3.83	-2.07	-1.24	1.74
Filing Date Shares Outstanding	2,534	2,534	2,534	2,477	2,400	2,242
Total Common Shares Outstanding	2,534	2,534	2,534	2,477	2,400	2,242
Book Value Per Share	4.82	4.82	4.58	4.49	4.43	4.41
Tangible Book Value	11,456	11,454	10,839	10,448	9,999	8,993
Tangible Book Value Per Share	4.52	4.52	4.28	4.22	4.17	4.01