AFFIN Bank Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	6,029	2,853	5,642	4,904	6,394	5,461
Investment Securities	29,789	30,724	28,315	21,732	17,390	14,123
Trading Asset Securities	2,807	2,013	1,077	1,040	785.48	1,087
Total Investments	32,596	32,737	29,392	22,772	18,175	15,210
Gross Loans	72,436	68,791	63,758	56,668	49,228	44,526
Allowance for Loan Losses	-997.55	-1,153	-1,438	-1,411	-889.32	-779.82
Net Loans	71,438	67,639	62,320	55,257	48,338	43,746
Property, Plant & Equipment	1,547	1,434	1,437	1,364	1,112	914.25
Goodwill	-	581.37	581.37	581.37	826.94	826.94
Other Intangible Assets	747.6	180.73	79.31	48	68.91	76.81
Investments in Real Estate	123.04	124.99	-	-	-	-
Other Receivables	1,216	1,148	1,160	843.65	902.37	1,233
Restricted Cash	819.75	1,525	1,396	1,251	68.63	103.27
Other Current Assets	3,855	3,497	3,082	2,842	2,305	1,835
Long-Term Deferred Tax Assets	50.08	114.94	138.28	233.97	223.34	112.16
Other Real Estate Owned & Foreclosed	8.72	8.72	19.32	23.95	13.36	16.96
Total Assets	118,430	111,842	105,248	90,121	78,429	69,535
Accounts Payable	446.77	370.28	214.16	338.87	982.36	921.39
Accrued Expenses	41.16	54.52	58.78	62.79	95.43	150.31
Interest Bearing Deposits	68,647	66,110	66,292	57,286	51,330	45,535
Non-Interest Bearing Deposits	16,565	16,252	13,593	11,073	10,330	8,070
Total Deposits	85,212	82,362	79,885	68,359	61,660	53,605
Short-Term Borrowings	5,719	5,933	5,314	5,356	357.21	505.93
Current Portion of Long-Term Debt	-	649.89	502.91	1,408	728.33	56.4
Current Portion of Leases	-	10.79	11.96	20.76	13.09	12.82
Current Income Taxes Payable	22.08	6.31	5.39	3.48	10.53	8.38
Other Current Liabilities	51.26	32.34	40.69	509.31	151.23	70.32
Long-Term Debt	11,621	8,243	6,776	2,268	3,351	3,415
Long-Term Leases	63.27	54.61	33.76	28.48	23.79	37.71
Long-Term Unearned Revenue	122.06	121.48	127.31	20.72	19.71	22.81
Pension & Post-Retirement Benefits	132.93	205.41	170.78	171.4	220.89	191.45
Long-Term Deferred Tax Liabilities	6.15	-	-	-	-	-
Other Long-Term Liabilities	2,839	2,197	998.72	945.63	881.63	900.65
Total Liabilities	106,276	100,241	94,139	79,492	68,495	59,898
Common Stock	5,489	5,489	5,371	5,245	4,969	4,902
Retained Earnings	18,109	5,939	5,564	5,339	4,918	4,464
Comprehensive Income & Other	-11,443	174.12	173.69	44.81	1.78	200.3
Total Common Equity	12,154	11,601	11,109	10,629	9,889	9,567
Minority Interest	-	-	-	-	44.69	70.59
Shareholders' Equity	12,154	11,601	11,109	10,629	9,934	9,637
Total Liabilities & Equity	118,430	111,842	105,248	90,121	78,429	69,535
Total Debt	17,403	14,892	12,638	9,081	4,473	4,028
Net Cash (Debt)	-8,271	-9,724	-5,078	-2,836	3,877	2,570
Net Cash Growth	-	-	-	-	50.84%	95.30%
Net Cash Per Share	-3.11	-3.83	-2.07	-1.24	1.74	1.17
Filing Date Shares Outstanding	2,534	2,534	2,477	2,400	2,242	2,195
Total Common Shares Outstanding	2,534	2,534	2,477	2,400	2,242	2,195
Book Value Per Share	4.80	4.58	4.49	4.43	4.41	4.36
Tangible Book Value	11,407	10,839	10,448	9,999	8,993	8,663
Tangible Book Value Per Share	4.50	4.28	4.22	4.17	4.01	3.95

Source: S&P Global Market Intelligence. Banks template. Financial Sources.