AFFIN Bank Berhad (KLSE: AFFIN)

AFFIN Bank Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2,877	5,642	4,904	6,394	5,461	4,605
Investment Securities	31,234	28,315	21,732	17,390	14,123	13,473
Trading Asset Securities	3,043	1,077	1,040	785.48	1,087	827
Total Investments	34,277	29,392	22,772	18,175	15,210	14,300
Gross Loans	67,526	63,758	56,668	49,228	44,526	44,226
Allowance for Loan Losses	-1,221	-1,438	-1,411	-889.32	-779.82	-574.07
Net Loans	66,305	62,320	55,257	48,338	43,746	43,652
Property, Plant & Equipment	1,513	1,437	1,364	1,112	914.25	699.58
Goodwill	-	581.37	581.37	826.94	826.94	826.94
Other Intangible Assets	765.18	79.31	48	68.91	76.81	87.75
Other Receivables	1,242	1,160	843.65	902.37	1,233	733.32
Restricted Cash	1,494	1,396	1,251	68.63	103.27	1,535
Other Current Assets	3,470	3,082	2,842	2,305	1,835	1,861
Long-Term Deferred Tax Assets	122.04	138.28	233.97	223.34	112.16	22.52
Other Real Estate Owned & Foreclosed	8.72	19.32	23.95	13.36	16.96	17.82
Total Assets	112,074	105,248	90,121	78,429	69,535	68,341
Accounts Payable	348.65	214.16	338.87	982.36	921.39	787.56
Accrued Expenses	54.48	58.78	62.79	95.43	150.31	37.85
Interest Bearing Deposits	67,807	66,292	57,286	51,330	45,535	45,435
Non-Interest Bearing Deposits	15,085	13,593	11,073	10,330	8,070	7,418
Total Deposits	82,892	79,885	68,359	61,660	53,605	52,852
Short-Term Borrowings	7,343	5,314	5,356	357.21	505.93	290.33
Current Portion of Long-Term Debt	-	502.91	1,408	728.33	56.4	58.93
Current Portion of Leases	-	11.96	20.76	13.09	12.82	14.53
Current Income Taxes Payable	30.96	5.39	3.48	10.53	8.38	3.12
Other Current Liabilities	38.88	40.69	509.31	151.23	70.32	377.98
Long-Term Debt	8,665	6,928	2,268	3,351	3,415	3,709
Long-Term Leases	49.77	33.76	28.48	23.79	37.71	44.12
Long-Term Unearned Revenue	19	127.31	20.72	19.71	22.81	27.38
Pension & Post-Retirement Benefits	185.16	170.78	171.4	220.89	191.45	130.67
Long-Term Deferred Tax Liabilities	-	-	-	-	-	19.08
Other Long-Term Liabilities	925.09	847.01	945.63	881.63	900.65	592.34
Total Liabilities	100,553	94,139	79,492	68,495	59,898	58,945
Common Stock	5,489	5,371	5,245	4,969	4,902	4,775
Retained Earnings	5,804	5,564	5,339	4,918	4,464	4,373
Comprehensive Income & Other	229.2	173.69	44.81	1.78	200.3	189.79
Total Common Equity	11,521	11,109	10,629	9,889	9,567	9,337
Minority Interest	-	-	-	44.69	70.59	59.42
Shareholders' Equity	11,521	11,109	10,629	9,934	9,637	9,397
Total Liabilities & Equity	112,074	105,248	90,121	78,429	69,535	68,341
Total Debt	16,058	12,790	9,081	4,473	4,028	4,116
Net Cash (Debt)	-9,248	-5,230	-2,836	3,877	2,570	1,316
Net Cash Growth	-	-	-	50.84%	95.30%	-64.02%
Net Cash Per Share	-3.87	-2.25	-1.31	1.84	1.23	0.64
Filing Date Shares Outstanding	2,400	2,346	2,274	2,124	2,080	1,986
Total Common Shares Outstanding	2,400	2,346	2,274	2,124	2,080	1,986
Book Value Per Share	4.80	4.73	4.67	4.66	4.60	4.70
Tangible Book Value	10,756	10,448	9,999	8,993	8,663	8,422
Tangible Book Value Per Share	4.48	4.45	4.40	4.23	4.17	4.24

Source: S&P Capital IQ. Banks template. Financial Sources.