AFFIN Bank Berhad (KLSE:AFFIN)

AFFIN Bank Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,853	5,642	4,904	6,394	5,461
Investment Securities	30,724	28,315	21,732	17,390	14,123
Trading Asset Securities	2,013	1,077	1,040	785.48	1,087
Total Investments	32,737	29,392	22,772	18,175	15,210
Gross Loans	68,791	63,758	56,668	49,228	44,526
Allowance for Loan Losses	-1,153	-1,438	-1,411	-889.32	-779.82
Net Loans	67,639	62,320	55,257	48,338	43,746
Property, Plant & Equipment	1,434	1,437	1,364	1,112	914.25
Goodwill	581.37	581.37	581.37	826.94	826.94
Other Intangible Assets	180.73	79.31	48	68.91	76.81
Investments in Real Estate	124.99	-	-	-	-
Other Receivables	1,148	1,160	843.65	902.37	1,233
Restricted Cash	1,525	1,396	1,251	68.63	103.27
Other Current Assets	3,497	3,082	2,842	2,305	1,835
Long-Term Deferred Tax Assets	114.94	138.28	233.97	223.34	112.16
Other Real Estate Owned & Foreclosed	8.72	19.32	23.95	13.36	16.96
Total Assets	111,842	105,248	90,121	78,429	69,535
Accounts Payable	370.28	214.16	338.87	982.36	921.39
Accrued Expenses	54.52	58.78	62.79	95.43	150.31
Interest Bearing Deposits	66,110	66,292	57,286	51,330	45,535
Non-Interest Bearing Deposits	16,252	13,593	11,073	10,330	8,070
Total Deposits	82,362	79,885	68,359	61,660	53,605
Short-Term Borrowings	5,933	5,314	5,356	357.21	505.93
Current Portion of Long-Term Debt	649.89	502.91	1,408	728.33	56.4
Current Portion of Leases	10.79	11.96	20.76	13.09	12.82
Current Income Taxes Payable	6.31	5.39	3.48	10.53	8.38
Other Current Liabilities	32.34	40.69	509.31	151.23	70.32
Long-Term Debt	8,243	6,776	2,268	3,351	3,415
Long-Term Leases	54.61	33.76	28.48	23.79	37.71
Long-Term Unearned Revenue	121.48	127.31	20.72	19.71	22.81
Pension & Post-Retirement Benefits	205.41	170.78	171.4	220.89	191.45
Other Long-Term Liabilities	2,197	998.72	945.63	881.63	900.65
Total Liabilities	100,241	94,139	79,492	68,495	59,898
Common Stock	5,489	5,371	5,245	4,969	4,902
Retained Earnings	5,939	5,564	5,339	4,918	4,464
Comprehensive Income & Other	174.12	173.69	44.81	1.78	200.3
Total Common Equity	11,601	11,109	10,629	9,889	9,567
Minority Interest	-	-	-	44.69	70.59
Shareholders' Equity	11,601	11,109	10,629	9,934	9,637
Total Liabilities & Equity	111,842	105,248	90,121	78,429	69,535
Total Debt	14,892	12,638	9,081	4,473	4,028
Net Cash (Debt)	-9,724	-5,078	-2,836	3,877	2,570
Net Cash Growth	-	-	-	50.84%	95.30%
Net Cash Per Share	-4.05	-2.19	-1.31	1.84	1.23
Filing Date Shares Outstanding	2,400	2,346	2,274	2,124	2,080
Total Common Shares Outstanding	2,400	2,346	2,274	2,124	2,080
Book Value Per Share	4.83	4.73	4.67	4.66	4.60
Tangible Book Value	10,839	10,448	9,999	8,993	8,663
Tangible Book Value Per Share	4.52	4.45	4.40	4.23	4.17

Source: S&P Global Market Intelligence. Banks template. Financial Sources.