AFFIN Bank Berhad (KLSE:AFFIN)

AFFIN Bank Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,475	2,853	5,642	4,904	6,394	5,461
Investment Securities	31,909	30,724	28,315	21,732	17,390	14,123
Trading Asset Securities	3,518	2,013	1,077	1,040	785.48	1,087
Total Investments	35,427	32,737	29,392	22,772	18,175	15,210
Gross Loans	69,679	68,791	63,758	56,668	49,228	44,526
Allowance for Loan Losses	-1,076	-1,153	-1,438	-1,411	-889.32	-779.82
Net Loans	68,603	67,639	62,320	55,257	48,338	43,746
Property, Plant & Equipment	1,460	1,434	1,437	1,364	1,112	914.25
Goodwill	-	581.37	581.37	581.37	826.94	826.94
Other Intangible Assets	757.48	180.73	79.31	48	68.91	76.81
Investments in Real Estate	124.34	124.99	-	-	-	-
Other Receivables	1,226	1,148	1,160	843.65	902.37	1,233
Restricted Cash	1,553	1,525	1,396	1,251	68.63	103.27
Other Current Assets	3,466	3,497	3,082	2,842	2,305	1,835
Long-Term Deferred Tax Assets	78.35	114.94	138.28	233.97	223.34	112.16
Other Real Estate Owned & Foreclosed	8.72	8.72	19.32	23.95	13.36	16.96
Total Assets	116,180	111,842	105,248	90,121	78,429	69,535
Accounts Payable	404.06	370.28	214.16	338.87	982.36	921.39
Accrued Expenses	42.56	54.52	58.78	62.79	95.43	150.31
Interest Bearing Deposits	67,084	66,110	66,292	57,286	51,330	45,535
Non-Interest Bearing Deposits	17,840	16,252	13,593	11,073	10,330	8,070
Total Deposits	84,923	82,362	79,885	68,359	61,660	53,605
Short-Term Borrowings	7,527	5,933	5,314	5,356	357.21	505.93
Current Portion of Long-Term Debt	-	649.89	502.91	1,408	728.33	56.4
Current Portion of Leases	-	10.79	11.96	20.76	13.09	12.82
Current Income Taxes Payable	6.16	6.31	5.39	3.48	10.53	8.38
Other Current Liabilities	42.27	32.34	40.69	509.31	151.23	70.32
Long-Term Debt	9,737	8,243	6,776	2,268	3,351	3,415
Long-Term Leases	59.93	54.61	33.76	28.48	23.79	37.71
Long-Term Unearned Revenue	119.94	121.48	127.31	20.72	19.71	22.81
Pension & Post-Retirement Benefits	91.38	205.41	170.78	171.4	220.89	191.45
Long-Term Deferred Tax Liabilities	0	-	-	-	-	-
Other Long-Term Liabilities	1,454	2,197	998.72	945.63	881.63	900.65
Total Liabilities	104,407	100,241	94,139	79,492	68,495	59,898
Common Stock	5,489	5,489	5,371	5,245	4,969	4,902
Retained Earnings	6,063	5,939	5,564	5,339	4,918	4,464
Comprehensive Income & Other	221.86	174.12	173.69	44.81	1.78	200.3
Total Common Equity	11,773	11,601	11,109	10,629	9,889	9,567
Minority Interest	-	-	-	-	44.69	70.59
Shareholders' Equity	11,773	11,601	11,109	10,629	9,934	9,637
Total Liabilities & Equity	116,180	111,842	105,248	90,121	78,429	69,535
Total Debt	17,323	14,892	12,638	9,081	4,473	4,028
Net Cash (Debt)	-10,298	-9,724	-5,078	-2,836	3,877	2,570
Net Cash Growth	-	-	-	-	50.84%	95.30%
Net Cash Per Share	-4.03	-3.83	-2.07	-1.24	1.74	1.17
Filing Date Shares Outstanding	2,534	2,534	2,477	2,400	2,242	2,195
Total Common Shares Outstanding	2,534	2,534	2,477	2,400	2,242	2,195
Book Value Per Share	4.65	4.58	4.49	4.43	4.41	4.36
Tangible Book Value	11,016	10,839	10,448	9,999	8,993	8,663
Tangible Book Value Per Share	4.35	4.28	4.22	4.17	4.01	3.95

Source: S&P Global Market Intelligence. Banks template. Financial Sources.