AFFIN Bank Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	6,156	2,853	5,642	4,904	6,394
Investment Securities	31,650	30,724	28,315	21,732	17,390
Trading Asset Securities	2,634	2,013	1,077	1,040	785.48
Total Investments	34,284	32,737	29,392	22,772	18,175
Gross Loans	-	68,791	63,758	56,668	49,228
Allowance for Loan Losses	-	-1,153	-1,438	-1,411	-889.32
Net Loans	-	67,639	62,320	55,257	48,338
Property, Plant & Equipment	1,559	1,434	1,437	1,364	1,112
Goodwill	-	581.37	581.37	581.37	826.94
Other Intangible Assets	765.37	180.73	79.31	48	68.91
Loans Held for Sale	78,546	-	-	-	-
Investments in Real Estate	122.39	124.99	-	-	-
Other Receivables	1,051	1,148	1,160	843.65	902.37
Restricted Cash	804.51	1,525	1,396	1,251	68.63
Other Current Assets	-	3,497	3,082	2,842	2,305
Long-Term Deferred Tax Assets	54.15	114.94	138.28	233.97	223.34
Other Real Estate Owned & Foreclosed	-	8.72	19.32	23.95	13.36
Other Long-Term Assets	730.73	-	-	-	-
Total Assets	124,074	111,842	105,248	90,121	78,429
Accounts Payable	657.16	370.28	214.16	338.87	982.36
Accrued Expenses	-	54.52	58.78	62.79	95.43
Interest Bearing Deposits	87,569	66,110	66,292	57,286	51,330
Non-Interest Bearing Deposits	-	16,252	13,593	11,073	10,330
Total Deposits	87,569	82,362	79,885	68,359	61,660
Short-Term Borrowings	6,198	5,933	5,314	5,356	357.21
Current Portion of Long-Term Debt	-	649.89	502.91	1,408	728.33
Current Portion of Leases	-	10.79	11.96	20.76	13.09
Current Income Taxes Payable	0.01	6.31	5.39	3.48	10.53
Other Current Liabilities	57.27	32.34	40.69	509.31	151.23
Long-Term Debt	13,832	8,243	6,776	2,268	3,351
Long-Term Leases	64.49	54.61	33.76	28.48	23.79
Long-Term Unearned Revenue	-	121.48	127.31	20.72	19.71
Pension & Post-Retirement Benefits	-	205.41	170.78	171.4	220.89
Other Long-Term Liabilities	3,477	2,197	998.72	945.63	881.63
Total Liabilities	111,855	100,241	94,139	79,492	68,495
Common Stock	5,489	5,489	5,371	5,245	4,969
Retained Earnings	6,479	5,939	5,564	5,339	4,918
Comprehensive Income & Other	251.54	174.12	173.69	44.81	1.78
Total Common Equity	12,219	11,601	11,109	10,629	9,889
Minority Interest	-	-	-	-	44.69
Shareholders' Equity	12,219	11,601	11,109	10,629	9,934
Total Liabilities & Equity	124,074	111,842	105,248	90,121	78,429
Total Debt	20,094	14,892	12,638	9,081	4,473
Net Cash (Debt)	-10,988	-9,724	-5,078	-2,836	3,877
Net Cash Growth	-	-	-	-	50.84%
Net Cash Per Share	-4.28	-3.83	-2.07	-1.24	1.74
Filing Date Shares Outstanding	2,532	2,534	2,477	2,400	2,242
Total Common Shares Outstanding	2,532	2,534	2,477	2,400	2,242
Book Value Per Share	4.83	4.58	4.49	4.43	4.41
Tangible Book Value	11,454	10,839	10,448	9,999	8,993
Tangible Book Value Per Share	4.52	4.28	4.22	4.17	4.01

Source: S&P Global Market Intelligence. Banks template. Financial Sources.