AFFIN Bank Berhad Cash Flow Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	540.19	509.7	402.19	1,179	526.93
Depreciation & Amortization	-	106.16	87.28	71.94	76.95
Other Amortization	-	20.02	21.65	24.28	24.98
Gain (Loss) on Sale of Assets	-	-2.67	-1.7	-1.5	-0.56
Gain (Loss) on Sale of Investments	-	-209.23	-78.95	-54.17	-3.02
Total Asset Writedown	-	0.32	0	64.85	3.36
Provision for Credit Losses	-	-22.23	114.66	553.94	206.02
Change in Trading Asset Securities	-	-869.07	-103.8	-3.67	171.15
Change in Accounts Payable	-	156.12	-124.71	-319.41	60.97
Change in Other Net Operating Assets	-1,348	-2,633	-9,850	-4,239	-4,883
Other Operating Activities	-239.7	-337.14	-467.66	-1,491	-356.63
Net Cash from Discontinued Operations	-	-	-	66.55	180.78
Operating Cash Flow	-1,048	-3,323	-10,033	-4,157	-4,038
Capital Expenditures	-230.45	-289.73	-187.26	-284.1	-267.47
Sale of Property, Plant and Equipment	2.46	4	1.31	2.66	0.51
Investment in Securities	-1,075	-3,111	-4,993	-5,234	-2,419
Income (Loss) Equity Investments	-	-54.73	-36.47	-8.61	-45.39
Purchase / Sale of Intangibles	-1.11	-7.29	-2.13	-4.43	-3.15
Other Investing Activities	1,085	936.92	-263.41	1,523	417.41
Investing Cash Flow	-219.57	-2,467	-5,444	-3,997	-2,271
Long-Term Debt Issued	7,837	2,995	4,907	1,631	616.76
Long-Term Debt Repaid	-2,931	-1,383	-1,225	-2,041	-37.07
Net Debt Issued (Repaid)	4,907	1,612	3,682	-409.81	579.7
Issuance of Common Stock	-	-	-	-	66.85
Common Dividends Paid	-	-17.66	-51.08	-89.43	-72.79
Net Increase (Decrease) in Deposit Accounts	-	3,234	11,525	6,698	8,055
Other Financing Activities	-447.97	-356.31	-294.35	-186.05	-299.56
Financing Cash Flow	4,459	4,472	14,862	5,613	8,329
Foreign Exchange Rate Adjustments	-33.63	-13.47	119.4	-17.88	-43.54
Net Cash Flow	3,158	-1,331	-496.08	-2,559	1,976
Free Cash Flow	-1,278	-3,613	-10,220	-4,441	-4,305
Free Cash Flow Margin	-52.87%	-154.40%	-534.89%	-274.81%	-263.90%
Free Cash Flow Per Share	-0.50	-1.43	-4.17	-1.94	-1.93
Cash Interest Paid	-	356.31	294.35	149.05	233.53
Cash Income Tax Paid	-	187.05	130.97	227.93	239.63

Source: S&P Global Market Intelligence. Banks template. Financial Sources.