AFFIN Bank Berhad (KLSE:AFFIN)

AFFIN Bank Berhad Statistics

Total Valuation

KLSE:AFFIN has a market cap or net worth of MYR 5.95 billion.

Market Cap	5.95B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, November 14, 2025.

Earnings Date	Nov 14, 2025
Ex-Dividend Date	n/a

Share Statistics

KLSE:AFFIN has 2.53 billion shares outstanding. The number of shares has increased by 2.69% in one year.

Current Share Class	2.53B
Shares Outstanding	2.53B
Shares Change (YoY)	+2.69%
Shares Change (QoQ)	-1.07%
Owned by Insiders (%)	0.27%
Owned by Institutions (%)	31.56%
Float	1.11B

Valuation Ratios

The trailing PE ratio is 11.00 and the forward PE ratio is 10.47. KLSE:AFFIN's PEG ratio is 0.69.

PE Ratio	11.00
Forward PE	10.47
PS Ratio	2.46
PB Ratio	0.50
P/TBV Ratio	0.53
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.69

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-3.26
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.71%.

Return on Equity (ROE)	4.71%
Return on Assets (ROA)	0.49%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	425,834
Profits Per Employee	96,361
Employee Count	5,692
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, KLSE:AFFIN has paid 221.48 million in taxes.

Income Tax	221.48M
Effective Tax Rate	28.76%

Stock Price Statistics

The stock price has decreased by -17.05% in the last 52 weeks. The beta is 0.03, so KLSE:AFFIN's price volatility has been lower than the market average.

Beta (5Y)	0.03
52-Week Price Change	-17.05%
50-Day Moving Average	2.33
200-Day Moving Average	2.53
Relative Strength Index (RSI)	50.01
Average Volume (20 Days)	954,365

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, KLSE:AFFIN had revenue of MYR 2.42 billion and earned 548.49 million in profits. Earnings per share was 0.21.

Revenue	2.42B
Gross Profit	2.42B
Operating Income	755.82M
Pretax Income	769.97M
Net Income	548.49M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.21

Balance Sheet

The company has 9.78 billion in cash and 17.15 billion in debt, giving a net cash position of -7.36 billion or -2.91 per share.

Cash & Cash Equivalents	9.78B
Total Debt	17.15B
Net Cash	-7.36B
Net Cash Per Share	-2.91
Equity (Book Value)	12.00B
Book Value Per Share	4.74
Working Capital	-74.79B

Cash Flow

In the last 12 months, operating cash flow was -5.02 billion and capital expenditures -239.92 million, giving a free cash flow of -5.26 billion.

Operating Cash Flow	-5.02B
Capital Expenditures	-239.92M
Free Cash Flow	-5.26B
FCF Per Share	-2.07

Margins

Gross Margin	n/a
Operating Margin	31.18%
Pretax Margin	31.77%
Profit Margin	22.63%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

KLSE:AFFIN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2.69%
Shareholder Yield	-2.69%
Earnings Yield	9.21%
FCF Yield	-88.28%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 30, 2025. It was a forward split with a ratio of 1.055555.

Last Split Date	Apr 30, 2025
Split Type	Forward
Split Ratio	1.055555

Scores

Altman Z-Score	n/a
Piotroski F-Score	2