MBSB Berhad (KLSE:MBSB)

MBSB Berhad Income Statement

Financials in millions MYR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	135.72	121.12	30.98	-	-	141.09
Interest Paid on Deposits	61.75	63.77	16.47	-	-	0.01
Net Interest Income	73.97	57.35	14.51	8	57.92	141.08
Net Interest Income Growth (YoY)	77.42%	295.27%	81.49%	-86.20%	-58.94%	-7.14%
Gain (Loss) on Sale of Assets	2.14	2.38	1.17	0.52	0.19	0.86
Gain (Loss) on Sale of Investments	52.47	20.24	-55.75	-27.06	-15.63	249.6
Other Non-Interest Income	1,523	1,569	1,077	1,539	1,612	1,400
Total Non-Interest Income	1,578	1,592	1,023	1,512	1,596	1,650
Non-Interest Income Growth (YoY)	26.90%	55.67%	-32.38%	-5.26%	-3.26%	30.88%
Revenues Before Loan Losses	1,652	1,649	1,037	1,520	1,654	1,791
Provision for Loan Losses	101.39	158.79	120.09	118.5	86	420.93
Revenue	1,550	1,490	917.04	1,402	1,568	1,370
Revenue Growth (YoY)	50.99%	62.53%	-34.58%	-10.61%	14.45%	5.54%
Salaries and Employee Benefits	603.13	544.76	395.72	310.71	258.98	288.25
Selling, General & Administrative	315.11	362.56	315.97	338.25	251.81	131.24
Other Non-Interest Expense	-	-	-	-	31.63	18.37
Total Non-Interest Expense	918.25	907.33	711.7	648.96	542.42	437.86
EBT Excluding Unusual Items	632.05	583.16	205.34	752.81	1,026	932.39
Other Unusual Items	3.19	3.19	354.38	-59.97	-311.69	-504.75
Pretax Income	635.24	586.35	559.72	691.34	714.11	427.64
Income Tax Expense	181.4	179.57	67.91	231.15	275.34	157.44
Earnings From Continuing Operations	453.84	406.78	491.81	460.19	438.78	270.2
Earnings From Discontinued Operations	-	-	-	-	-0.07	-0.88
Minority Interest in Earnings	0	0	-	-	-	-
Net Income	453.85	406.78	491.81	460.19	438.71	269.32
Net Income to Common	453.85	406.78	491.81	460.19	438.71	269.32
Net Income Growth	-2.85%	-17.29%	6.87%	4.90%	62.90%	-62.43%
Basic Shares Outstanding	8,222	8,222	7,433	7,171	7,058	6,814
Diluted Shares Outstanding	8,222	8,222	7,433	7,171	7,058	6,814
Shares Change (YoY)	3.31%	10.61%	3.65%	1.60%	3.58%	3.92%
EPS (Basic)	0.06	0.05	0.07	0.06	0.06	0.04
EPS (Diluted)	0.06	0.05	0.07	0.06	0.06	0.04
EPS Growth	-5.96%	-25.22%	3.10%	3.24%	57.26%	-63.84%
Dividend Per Share	0.038	0.045	0.035	0.085	0.030	0.020
Dividend Growth	-39.20%	30.00%	-58.82%	183.33%	50.00%	-33.33%
Effective Tax Rate	28.56%	30.63%	12.13%	33.43%	38.56%	36.82%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.