MBSB Berhad Income Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	135.3	121.12	30.98	-	-
Interest Paid on Deposits	57.25	63.77	16.47	-	-
Net Interest Income	78.05	57.35	14.51	8	57.92
Net Interest Income Growth (YoY)	36.08%	295.27%	81.49%	-86.20%	-58.94%
Gain (Loss) on Sale of Assets	0	2.38	1.17	0.52	0.19
Gain (Loss) on Sale of Investments	86.29	20.24	-55.75	-27.06	-15.63
Other Non-Interest Income	1,340	1,569	1,077	1,539	1,612
Total Non-Interest Income	1,427	1,592	1,023	1,512	1,596
Non-Interest Income Growth (YoY)	-10.38%	55.67%	-32.38%	-5.26%	-3.26%
Revenues Before Loan Losses	1,505	1,649	1,037	1,520	1,654
Provision for Loan Losses	243.78	158.79	120.09	118.5	86
Revenue	1,261	1,490	917.04	1,402	1,568
Revenue Growth (YoY)	-15.40%	62.53%	-34.58%	-10.61%	14.45%
Salaries and Employee Benefits	563.25	544.76	395.72	310.71	258.98
Selling, General & Administrative	307.68	362.56	315.97	338.25	251.81
Other Non-Interest Expense	-	-	-	-	31.63
Total Non-Interest Expense	870.94	907.33	711.7	648.96	542.42
EBT Excluding Unusual Items	390.04	583.16	205.34	752.81	1,026
Other Unusual Items	-	3.19	354.38	-59.97	-311.69
Pretax Income	390.04	586.35	559.72	691.34	714.11
Income Tax Expense	110.53	179.57	67.91	231.15	275.34
Earnings From Continuing Operations	279.51	406.78	491.81	460.19	438.78
Earnings From Discontinued Operations	-	-	-	-	-0.07
Minority Interest in Earnings	0.01	0	-	-	-
Net Income	279.52	406.78	491.81	460.19	438.71
Net Income to Common	279.52	406.78	491.81	460.19	438.71
Net Income Growth	-31.29%	-17.29%	6.87%	4.90%	62.90%
Basic Shares Outstanding	8,222	8,222	7,433	7,171	7,058
Diluted Shares Outstanding	8,222	8,222	7,433	7,171	7,058
Shares Change (YoY)	-	10.61%	3.65%	1.60%	3.58%
EPS (Basic)	0.03	0.05	0.07	0.06	0.06
EPS (Diluted)	0.03	0.05	0.07	0.06	0.06
EPS Growth	-31.29%	-25.22%	3.10%	3.24%	57.26%
Dividend Per Share	0.032	0.045	0.035	0.085	0.030
Dividend Growth	-29.23%	30.00%	-58.82%	183.33%	50.00%
Effective Tax Rate	28.34%	30.63%	12.13%	33.43%	38.56%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.