MBSB Berhad Income Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	132.07	135.3	121.12	30.98	-	-
Interest Paid on Deposits	55.72	57.25	63.77	16.47	-	-
Net Interest Income	76.35	78.05	57.35	14.51	8	57.92
Net Interest Income Growth (YoY)	27.50%	36.08%	295.27%	81.49%	-86.20%	-58.94%
Gain (Loss) on Sale of Assets	0	0	2.38	1.17	0.52	0.19
Gain (Loss) on Sale of Investments	79.62	76.76	20.24	-55.75	-27.06	-15.63
Other Non-Interest Income	1,304	1,350	1,569	1,077	1,539	1,612
Total Non-Interest Income	1,384	1,427	1,592	1,023	1,512	1,596
Non-Interest Income Growth (YoY)	-13.68%	-10.38%	55.67%	-32.38%	-5.26%	-3.26%
Revenues Before Loan Losses	1,460	1,505	1,649	1,037	1,520	1,654
Provision for Loan Losses	289.22	243.78	158.79	120.09	118.5	86
Revenue	1,171	1,261	1,490	917.04	1,402	1,568
Revenue Growth (YoY)	-23.00%	-15.40%	62.53%	-34.58%	-10.61%	14.45%
Salaries and Employee Benefits	553.42	563.25	544.76	395.72	310.71	258.98
Occupancy Expenses	176.72	176.72	175.69	-	-	-
Amortization of Goodwill & Intangibles	33.93	33.93	41.19	-	-	-
Selling, General & Administrative	92.76	97.03	145.69	315.97	338.25	251.81
Other Non-Interest Expense	-0	-0	-	-	-	31.63
Total Non-Interest Expense	856.83	870.94	907.33	711.7	648.96	542.42
EBT Excluding Unusual Items	314.16	390.04	583.16	205.34	752.81	1,026
Other Unusual Items	-	-	3.19	354.38	-59.97	-311.69
Pretax Income	314.16	390.04	586.35	559.72	691.34	714.11
Income Tax Expense	89.19	110.53	179.57	67.91	231.15	275.34
Earnings From Continuing Operations	224.97	279.51	406.78	491.81	460.19	438.78
Earnings From Discontinued Operations	-	-	-	-	-	-0.07
Minority Interest in Earnings	0.01	0.01	0	-	-	-
Net Income	224.97	279.52	406.78	491.81	460.19	438.71
Net Income to Common	224.97	279.52	406.78	491.81	460.19	438.71
Net Income Growth	-45.54%	-31.29%	-17.29%	6.87%	4.90%	62.90%
Basic Shares Outstanding	8,222	8,222	8,222	7,433	7,171	7,058
Diluted Shares Outstanding	8,222	8,222	8,222	7,433	7,171	7,058
Shares Change (YoY)	-	-	10.61%	3.65%	1.60%	3.58%
EPS (Basic)	0.03	0.03	0.05	0.07	0.06	0.06
EPS (Diluted)	0.03	0.03	0.05	0.07	0.06	0.06
EPS Growth	-45.54%	-31.29%	-25.22%	3.10%	3.24%	57.26%
Dividend Per Share	0.032	0.032	0.045	0.035	0.085	0.030
Dividend Growth	-29.23%	-29.23%	30.00%	-58.82%	183.33%	50.00%
Effective Tax Rate	28.39%	28.34%	30.63%	12.13%	33.43%	38.56%