MBSB Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,332	1,162	1,263	5,607	2,206	654.84
Investment Securities	18,274	18,306	17,681	17,996	13,616	13,285
Trading Asset Securities	1,324	784.29	888.77	323.13	255.37	240.85
Total Investments	19,598	19,090	18,570	18,319	13,872	13,526
Gross Loans	45,835	43,929	42,983	42,044	38,560	36,778
Allowance for Loan Losses	-790.01	-780.58	-846.52	-1,553	-1,626	-2,270
Net Loans	45,045	43,149	42,136	40,492	36,934	34,508
Property, Plant & Equipment	316.87	327.27	348.88	354.72	347.97	386.13
Goodwill	148.03	148.03	148.03	148.03	148.03	148.03
Other Intangible Assets	191.56	191.83	164.87	161.13	144.69	150.76
Investments in Real Estate	5.82	5.88	6.09	3.09	0.82	0.82
Other Receivables	489.11	347.36	262.33	473.54	420.82	486.17
Restricted Cash	479.21	430.33	949.62	822.66	610	650
Other Current Assets	42.53	42.68	39.31	89.58	74.47	67.15
Long-Term Deferred Tax Assets	83.55	56.19	101.75	95.22	107.24	24.18
Other Real Estate Owned & Foreclosed	36.32	36.32	36.58	36.58	41.24	42.42
Other Long-Term Assets	91.05	119.51	171.16	-	-	-
Total Assets	67,959	65,198	64,264	66,663	54,948	50,681
Accrued Expenses	124.28	122.38	136.67	103.18	-	-
Interest Bearing Deposits	41,839	39,610	44,751	45,602	34,995	32,659
Non-Interest Bearing Deposits	5,450	6,075	4,084	2,021	1,473	592.59
Total Deposits	47,289	45,685	48,835	47,624	36,468	33,251
Short-Term Borrowings	3,787	3,085	575.28	2,010	23.47	2.36
Current Portion of Long-Term Debt	-	103.02	1,844	2,186	511.82	1,323
Current Portion of Leases	-	6.39	7.21	4.37	7.38	2.32
Current Income Taxes Payable	8.36	7.13	26.99	35.95	69.9	4.14
Other Current Liabilities	-	-	226.11	-	-	215.15
Long-Term Debt	5,285	4,597	1,747	4,247	6,274	4,186
Long-Term Leases	19.01	18.77	25.4	25.59	19.96	36.68
Long-Term Unearned Revenue	28.37	28.57	17.38	5.24	1.31	22.57
Pension & Post-Retirement Benefits	14.87	14.62	14.2	13.97	-	-
Long-Term Deferred Tax Liabilities	8.24	12.35	12.12	11.57	13.6	15.48
Other Long-Term Liabilities	1,709	1,657	1,019	558.16	2,599	2,943
Total Liabilities	58,273	55,338	54,486	56,825	45,989	42,002
Common Stock	7,970	7,970	7,970	7,970	7,198	7,198
Retained Earnings	1,772	1,843	1,877	1,984	2,102	1,642
Comprehensive Income & Other	-56.67	46.18	-69.47	-115.91	-341.37	-161.05
Total Common Equity	9,686	9,859	9,778	9,838	8,959	8,679
Minority Interest	0.23	0.23	0.23	0.24	-	-
Shareholders' Equity	9,686	9,859	9,778	9,838	8,959	8,679
Total Liabilities & Equity	67,959	65,198	64,264	66,663	54,948	50,681
Total Debt	9,091	7,811	4,198	8,473	6,837	5,550
Net Cash (Debt)	-5,754	-5,190	-1,276	-1,793	-3,778	-3,810
Net Cash Per Share	-0.70	-0.63	-0.16	-0.24	-0.53	-0.54
Filing Date Shares Outstanding	8,222	8,222	8,222	8,222	7,171	7,171
Total Common Shares Outstanding	8,222	8,222	8,222	8,222	7,171	7,171
Book Value Per Share	1.18	1.20	1.19	1.20	1.25	1.21
Tangible Book Value	9,347	9,519	9,465	9,529	8,666	8,381
Tangible Book Value Per Share	1.14	1.16	1.15	1.16	1.21	1.17