MBSB Berhad (KLSE: MBSB)

MBSB Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,367	5,607	2,206	654.84	1,083	2,035
Investment Securities	16,894	17,996	13,616	13,285	11,462	12,063
Trading Asset Securities	520.51	323.13	255.37	240.85	1.72	4.24
Total Investments	17,414	18,319	13,872	13,526	11,464	12,067
Gross Loans	43,137	42,044	38,560	36,778	36,300	36,379
Allowance for Loan Losses	-1,490	-1,553	-1,626	-2,270	-2,533	-2,421
Net Loans	41,647	40,492	36,934	34,508	33,767	33,958
Property, Plant & Equipment	349.26	354.72	347.97	386.13	378.34	322.75
Goodwill	148.03	148.03	148.03	148.03	148.03	148.03
Other Intangible Assets	157.33	161.13	144.69	150.76	162.06	167.73
Investments in Real Estate	3.03	3.09	0.82	0.82	0.82	0.82
Other Receivables	391.61	473.54	420.82	486.17	650.16	680.53
Restricted Cash	784.86	822.66	610	650	620	1,090
Other Current Assets	50.3	89.58	74.47	67.15	101.06	119.47
Long-Term Deferred Tax Assets	77.35	95.22	107.24	24.18	7.26	28.22
Other Real Estate Owned & Foreclosed	36.58	36.58	41.24	42.42	54.82	89.78
Total Assets	62,490	66,663	54,948	50,681	48,438	50,710
Accounts Payable	-	-	-	-	0	0.02
Accrued Expenses	133.86	93.26	-	-	-	-
Interest Bearing Deposits	42,396	45,602	34,995	32,659	33,594	35,701
Non-Interest Bearing Deposits	2,804	2,021	1,473	592.59	288.42	192.38
Total Deposits	45,200	47,624	36,468	33,251	33,883	35,894
Short-Term Borrowings	1,540	2,010	23.47	2.36	1.61	0
Current Portion of Long-Term Debt	1,680	2,186	511.82	1,323	697.65	398.03
Current Portion of Leases	-	4.37	7.38	2.32	1.48	3.64
Current Income Taxes Payable	7.46	35.95	69.9	4.14	7.95	11.94
Other Current Liabilities	23.74	9.92	-	215.15	-	-
Long-Term Debt	3,292	4,247	6,274	4,186	4,225	5,041
Long-Term Leases	36.06	25.59	19.96	36.68	9.67	5.28
Long-Term Unearned Revenue	16.14	5.24	1.31	22.57	28.38	38.36
Pension & Post-Retirement Benefits	14.57	13.97	-	-	-	-
Long-Term Deferred Tax Liabilities	11.22	11.57	13.6	15.48	107.16	126.61
Other Long-Term Liabilities	655.44	558.16	2,599	2,943	595.9	603.92
Total Liabilities	52,611	56,825	45,989	42,002	39,557	42,123
Common Stock	7,970	7,970	7,198	7,198	7,088	6,942
Retained Earnings	1,952	1,984	2,102	1,642	1,558	1,484
Comprehensive Income & Other	-42.74	-115.91	-341.37	-161.05	234.67	160.84
Total Common Equity	9,879	9,838	8,959	8,679	8,881	8,587
Minority Interest	0.23	0.24	-	-	-	-
Shareholders' Equity	9,880	9,838	8,959	8,679	8,881	8,587
Total Liabilities & Equity	62,490	66,663	54,948	50,681	48,438	50,710
Total Debt	6,548	8,473	6,837	5,550	4,935	5,448
Net Cash (Debt)	-3,828	-1,793	-3,778	-3,810	-3,069	-2,536
Net Cash Per Share	-0.47	-0.24	-0.53	-0.54	-0.45	-0.39
Filing Date Shares Outstanding	8,222	8,222	7,171	7,171	6,975	6,713
Total Common Shares Outstanding	8,222	8,222	7,171	7,171	6,975	6,713
Book Value Per Share	1.20	1.20	1.25	1.21	1.27	1.28
Tangible Book Value	9,574	9,529	8,666	8,381	8,571	8,271
Tangible Book Value Per Share	1.16	1.16	1.21	1.17	1.23	1.23

Source: S&P Capital IQ. Banks template. Financial Sources.