MBSB Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	1,034	1,263	5,607	2,206	654.84	1,083
Investment Securities	17,889	17,681	17,996	13,616	13,285	11,462
Trading Asset Securities	426.06	888.77	323.13	255.37	240.85	1.72
Total Investments	18,315	18,570	18,319	13,872	13,526	11,464
Gross Loans	44,048	42,983	42,044	38,560	36,778	36,300
Allowance for Loan Losses	-814.2	-846.52	-1,553	-1,626	-2,270	-2,533
Net Loans	43,234	42,136	40,492	36,934	34,508	33,767
Property, Plant & Equipment	325.06	348.88	354.72	347.97	386.13	378.34
Goodwill	148.03	148.03	148.03	148.03	148.03	148.03
Other Intangible Assets	176.07	164.87	161.13	144.69	150.76	162.06
Investments in Real Estate	5.93	6.09	3.09	0.82	0.82	0.82
Other Receivables	481.37	516.41	473.54	420.82	486.17	650.16
Restricted Cash	411.91	853.32	822.66	610	650	620
Other Current Assets	82.47	52.7	89.58	74.47	67.15	101.06
Long-Term Deferred Tax Assets	55.44	101.75	95.22	107.24	24.18	7.26
Other Real Estate Owned & Foreclosed	36.32	36.58	36.58	41.24	42.42	54.82
Total Assets	64,389	64,264	66,663	54,948	50,681	48,438
Accounts Payable	-	-	-	-	-	0
Accrued Expenses	131.97	136.67	103.18	-	-	-
Interest Bearing Deposits	40,271	44,751	45,602	34,995	32,659	33,594
Non-Interest Bearing Deposits	5,188	4,084	2,021	1,473	592.59	288.42
Total Deposits	45,459	48,835	47,624	36,468	33,251	33,883
Short-Term Borrowings	1,958	575.28	2,010	23.47	2.36	1.61
Current Portion of Long-Term Debt	-	1,830	2,186	511.82	1,323	697.65
Current Portion of Leases	-	7.21	4.37	7.38	2.32	1.48
Current Income Taxes Payable	10.95	26.99	35.95	69.9	4.14	7.95
Other Current Liabilities	-	226.11	-	-	215.15	-
Long-Term Debt	5,004	1,760	4,247	6,274	4,186	4,225
Long-Term Leases	24.06	25.4	25.59	19.96	36.68	9.67
Long-Term Unearned Revenue	25.75	17.38	5.24	1.31	22.57	28.38
Pension & Post-Retirement Benefits	13.59	14.2	13.97	-	-	-
Long-Term Deferred Tax Liabilities	12.38	12.12	11.57	13.6	15.48	107.16
Other Long-Term Liabilities	1,853	1,019	558.16	2,599	2,943	595.9
Total Liabilities	54,493	54,486	56,825	45,989	42,002	39,557
Common Stock	7,970	7,970	7,970	7,198	7,198	7,088
Retained Earnings	1,840	1,877	1,984	2,102	1,642	1,558
Comprehensive Income & Other	85.97	-69.47	-115.91	-341.37	-161.05	234.67
Total Common Equity	9,896	9,778	9,838	8,959	8,679	8,881
Minority Interest	0.23	0.23	0.24	-	-	-
Shareholders' Equity	9,897	9,778	9,838	8,959	8,679	8,881
Total Liabilities & Equity	64,389	64,264	66,663	54,948	50,681	48,438
Total Debt	6,986	4,198	8,473	6,837	5,550	4,935
Net Cash (Debt)	-4,618	-1,276	-1,793	-3,778	-3,810	-3,069
Net Cash Per Share	-0.56	-0.16	-0.24	-0.53	-0.54	-0.45
Filing Date Shares Outstanding	8,222	8,222	8,222	7,171	7,171	6,975
Total Common Shares Outstanding	8,222	8,222	8,222	7,171	7,171	6,975
Book Value Per Share	1.20	1.19	1.20	1.25	1.21	1.27
Tangible Book Value	9,572	9,465	9,529	8,666	8,381	8,571
Tangible Book Value Per Share	1.16	1.15	1.16	1.21	1.17	1.23

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.