MBSB Berhad (KLSE:MBSB)

MBSB Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	903.66	1,263	5,607	2,206	654.84	1,083
Investment Securities	18,493	17,681	17,996	13,616	13,285	11,462
Trading Asset Securities	1,172	888.77	323.13	255.37	240.85	1.72
Total Investments	19,665	18,570	18,319	13,872	13,526	11,464
Gross Loans	42,916	42,983	42,044	38,560	36,778	36,300
Allowance for Loan Losses	-837.24	-846.52	-1,553	-1,626	-2,270	-2,533
Net Loans	42,078	42,136	40,492	36,934	34,508	33,767
Property, Plant & Equipment	332.57	348.88	354.72	347.97	386.13	378.34
Goodwill	148.03	148.03	148.03	148.03	148.03	148.03
Other Intangible Assets	168.75	164.87	161.13	144.69	150.76	162.06
Investments in Real Estate	5.98	6.09	3.09	0.82	0.82	0.82
Other Receivables	566.51	516.41	473.54	420.82	486.17	650.16
Restricted Cash	422.69	853.32	822.66	610	650	620
Other Current Assets	60.87	52.7	89.58	74.47	67.15	101.06
Long-Term Deferred Tax Assets	51.17	101.75	95.22	107.24	24.18	7.26
Other Real Estate Owned & Foreclosed	36.58	36.58	36.58	41.24	42.42	54.82
Total Assets	64,507	64,264	66,663	54,948	50,681	48,438
Accounts Payable	-	-	-	-	-	0
Accrued Expenses	191.46	136.67	103.18	-	-	-
Interest Bearing Deposits	42,001	44,751	45,602	34,995	32,659	33,594
Non-Interest Bearing Deposits	3,659	4,084	2,021	1,473	592.59	288.42
Total Deposits	45,659	48,835	47,624	36,468	33,251	33,883
Short-Term Borrowings	1,851	575.28	2,010	23.47	2.36	1.61
Current Portion of Long-Term Debt	-	1,830	2,186	511.82	1,323	697.65
Current Portion of Leases	-	7.21	4.37	7.38	2.32	1.48
Current Income Taxes Payable	39.64	26.99	35.95	69.9	4.14	7.95
Other Current Liabilities	-	226.11	-	-	215.15	-
Long-Term Debt	5,008	1,760	4,247	6,274	4,186	4,225
Long-Term Leases	25.78	25.4	25.59	19.96	36.68	9.67
Long-Term Unearned Revenue	16.32	17.38	5.24	1.31	22.57	28.38
Pension & Post-Retirement Benefits	13.89	14.2	13.97	-	-	-
Long-Term Deferred Tax Liabilities	12.39	12.12	11.57	13.6	15.48	107.16
Other Long-Term Liabilities	1,731	1,019	558.16	2,599	2,943	595.9
Total Liabilities	54,548	54,486	56,825	45,989	42,002	39,557
Common Stock	7,970	7,970	7,970	7,198	7,198	7,088
Retained Earnings	1,909	1,877	1,984	2,102	1,642	1,558
Comprehensive Income & Other	79.09	-69.47	-115.91	-341.37	-161.05	234.67
Total Common Equity	9,958	9,778	9,838	8,959	8,679	8,881
Minority Interest	0.23	0.23	0.24	-	-	-
Shareholders' Equity	9,959	9,778	9,838	8,959	8,679	8,881
Total Liabilities & Equity	64,507	64,264	66,663	54,948	50,681	48,438
Total Debt	6,884	4,198	8,473	6,837	5,550	4,935
Net Cash (Debt)	-3,994	-1,276	-1,793	-3,778	-3,810	-3,069
Net Cash Per Share	-0.49	-0.16	-0.24	-0.53	-0.54	-0.45
Filing Date Shares Outstanding	8,222	8,222	8,222	7,171	7,171	6,975
Total Common Shares Outstanding	8,222	8,222	8,222	7,171	7,171	6,975
Book Value Per Share	1.21	1.19	1.20	1.25	1.21	1.27
Tangible Book Value	9,642	9,465	9,529	8,666	8,381	8,571
Tangible Book Value Per Share	1.17	1.15	1.16	1.21	1.17	1.23

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.