MBSB Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,162	1,263	5,607	2,206	654.84
Investment Securities	18,306	17,681	17,996	13,616	13,285
Trading Asset Securities	784.29	888.77	323.13	255.37	240.85
Total Investments	19,090	18,570	18,319	13,872	13,526
Gross Loans	43,149	42,983	42,044	38,560	36,778
Allowance for Loan Losses	-	-846.52	-1,553	-1,626	-2,270
Net Loans	43,149	42,136	40,492	36,934	34,508
Property, Plant & Equipment	327.27	348.88	354.72	347.97	386.13
Goodwill	148.03	148.03	148.03	148.03	148.03
Other Intangible Assets	191.83	164.87	161.13	144.69	150.76
Investments in Real Estate	5.88	6.09	3.09	0.82	0.82
Other Receivables	642.68	516.41	473.54	420.82	486.17
Restricted Cash	425.63	853.32	822.66	610	650
Other Current Assets	-	52.7	89.58	74.47	67.15
Long-Term Deferred Tax Assets	56.19	101.75	95.22	107.24	24.18
Other Real Estate Owned & Foreclosed	-	36.58	36.58	41.24	42.42
Total Assets	65,198	64,264	66,663	54,948	50,681
Accrued Expenses	-	136.67	103.18	-	-
Interest Bearing Deposits	45,685	44,751	45,602	34,995	32,659
Non-Interest Bearing Deposits	-	4,084	2,021	1,473	592.59
Total Deposits	45,685	48,835	47,624	36,468	33,251
Short-Term Borrowings	3,085	575.28	2,010	23.47	2.36
Current Portion of Long-Term Debt	-	1,830	2,186	511.82	1,323
Current Portion of Leases	-	7.21	4.37	7.38	2.32
Current Income Taxes Payable	7.13	26.99	35.95	69.9	4.14
Other Current Liabilities	-	226.11	-	-	215.15
Long-Term Debt	4,700	1,760	4,247	6,274	4,186
Long-Term Leases	25.16	25.4	25.59	19.96	36.68
Long-Term Unearned Revenue	-	17.38	5.24	1.31	22.57
Pension & Post-Retirement Benefits	-	14.2	13.97	-	-
Long-Term Deferred Tax Liabilities	12.35	12.12	11.57	13.6	15.48
Other Long-Term Liabilities	1,823	1,019	558.16	2,599	2,943
Total Liabilities	55,338	54,486	56,825	45,989	42,002
Common Stock	7,970	7,970	7,970	7,198	7,198
Retained Earnings	1,843	1,877	1,984	2,102	1,642
Comprehensive Income & Other	46.18	-69.47	-115.91	-341.37	-161.05
Total Common Equity	9,859	9,778	9,838	8,959	8,679
Minority Interest	0.23	0.23	0.24	-	-
Shareholders' Equity	9,859	9,778	9,838	8,959	8,679
Total Liabilities & Equity	65,198	64,264	66,663	54,948	50,681
Total Debt	7,811	4,198	8,473	6,837	5,550
Net Cash (Debt)	-5,190	-1,276	-1,793	-3,778	-3,810
Net Cash Per Share	-0.63	-0.16	-0.24	-0.53	-0.54
Filing Date Shares Outstanding	9,088	8,222	8,222	7,171	7,171
Total Common Shares Outstanding	9,088	8,222	8,222	7,171	7,171
Book Value Per Share	1.08	1.19	1.20	1.25	1.21
Tangible Book Value	9,519	9,465	9,529	8,666	8,381
Tangible Book Value Per Share	1.05	1.15	1.16	1.21	1.17

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.