MBSB Berhad Cash Flow Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	279.52	406.78	491.81	460.19	438.71
Depreciation & Amortization	93.68	57.88	66.91	66.5	45.15
Other Amortization	-	41.1	40.63	40.44	35.2
Gain (Loss) on Sale of Assets	-	-2.38	-4.95	-3.44	-4.87
Gain (Loss) on Sale of Investments	-	-17.48	56.67	145.56	16.26
Provision for Credit Losses	-	171.45	97.67	-	30.14
Change in Trading Asset Securities	-	-545.14	-31.09	-4.78	6.95
Change in Other Net Operating Assets	-496.02	-1,585	-4,164	-2,830	1,222
Other Operating Activities	-200.3	-286.1	-477.4	-50.12	303.29
Operating Cash Flow	-323.13	-1,759	-3,902	-2,175	2,048
Operating Cash Flow Growth	-	-	-	-	217.59%
Capital Expenditures	-30.1	-31.74	-39.84	-17.12	-55.56
Sale of Property, Plant and Equipment	0.01	2.35	0.17	0.01	0.1
Cash Acquisitions	-	-	722.73	-	-
Investment in Securities	-742.56	254.79	220.52	-915.39	-2,636
Divestitures	-	-	-	-	8.39
Purchase / Sale of Intangibles	-61.22	-44.95	-43.25	-35.41	-24.93
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-	22.18	-	-
Other Investing Activities	704.01	761.14	611.86	546.55	569.86
Investing Cash Flow	-129.85	941.57	1,494	-421.36	-2,138
Short-Term Debt Issued	-	-	2,000	-	-
Long-Term Debt Issued	1,289	-	-	1,509	880.46
Total Debt Issued	1,289	-	2,000	1,509	880.46
Short-Term Debt Repaid	-	-1,428	-	-	-
Long-Term Debt Repaid	-211.07	-2,858	-604.42	-261.11	-384.29
Total Debt Repaid	-211.07	-4,287	-604.42	-261.11	-384.29
Net Debt Issued (Repaid)	1,078	-4,287	1,395	1,248	496.17
Common Dividends Paid	-538.56	-287.78	-609.58	-	-29.7
Net Increase (Decrease) in Deposit Accounts	-	1,261	5,415	3,164	-645.27
Other Financing Activities	-187.52	-305.92	-298.63	-264.69	-159.18
Financing Cash Flow	351.61	-3,620	5,902	4,148	-337.97
Net Cash Flow	-101.37	-4,437	3,494	1,551	-427.87
Free Cash Flow	-353.23	-1,791	-3,942	-2,192	1,993
Free Cash Flow Growth	-	-	-	-	242.04%
Free Cash Flow Margin	-28.01%	-120.14%	-429.86%	-156.40%	127.08%
Free Cash Flow Per Share	-0.04	-0.22	-0.53	-0.31	0.28
Cash Interest Paid	187.52	305.92	298.63	264.69	159.18
Cash Income Tax Paid	111.09	89.44	-33.17	130.29	122.45

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.