Pappajack Berhad (KLSE:PPJACK)
Malaysia flag Malaysia · Delayed Price · Currency is MYR
0.8950
+0.0050 (0.56%)
At close: Aug 28, 2026

Pappajack Berhad Financials Overview

Millions MYR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
142.25133.75117.95109.4269.9654.12
Revenue Growth
14.03%13.39%7.80%56.39%29.26%75.91%
Gross Profit
66.2456.8345.5637.4322.314.35
Operating Income
54.9845.2135.0329.9415.3310.75
Net Income
32.3228.022419.9910.096.79
Earnings Per Share
0.040.040.030.030.020.07
EPS Growth
24.29%16.77%12.53%62.56%-74.02%-17.32%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pawnbroking Interest Charges
63.6353.5442.8836.3825.718.97
Sales of Unredeemed or Bid Pledges
77.9380.275.0773.0444.2635.16
Total
142.25133.75117.95109.4269.9654.12

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
25.8923.6720.1450.8424.7616.97
Total Debt
189.99135.5341.4338.5344.3518.16
Net Cash (Debt)
-164.1-111.86-21.2912.31-19.59-1.18
Net Cash Growth
------
Net Cash Per Share
-0.21-0.15-0.030.02-0.03-0.01

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-73.17-46.02-18-13.01-62.372.9
Capital Expenditures
-3.38-5.18-2.26-2.1-0.66-0.93
Free Cash Flow
-76.55-51.2-20.27-15.11-63.031.97
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
46.57%42.49%38.63%34.21%31.87%26.51%
Operating Margin
38.65%33.81%29.70%27.36%21.92%19.86%
Pretax Margin
33.14%30.27%28.47%25.92%20.83%18.86%
Profit Margin
22.72%20.95%20.35%18.27%14.42%12.54%
FCF Margin
-53.81%-38.28%-17.18%-13.81%-90.08%3.64%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
0.0180.0180.0100.005
Dividend Per Share Growth
16.67%75.00%100.00%-
Dividend Yield
1.96%1.96%1.06%0.49%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
21.2724.6331.0540.3637.41-
Forward PE
-30.2930.2930.2930.29-
PS Ratio
4.835.166.327.375.40-