Syarikat Takaful Malaysia Keluarga Berhad (KLSE:TAKAFUL)

KLSE:TAKAFUL Income Statement

Financials in millions MYR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	2,459	2,278	1,867	2,093	2,243	2,073
Total Interest & Dividend Income	349.98	313.37	325.08	288.12	381.26	375.63
Gain (Loss) on Sale of Investments	-59.98	47.15	20.79	-34.75	28.28	46.91
Other Revenue	4.41	3.48	-6.01	-8.58	98.42	81.63
Total Revenue	2,753	2,642	2,206	2,338	2,751	2,577
Revenue Growth (YoY)	9.48%	19.74%	-5.62%	-15.02%	6.75%	-8.98%
Policy Benefits	1,571	1,460	1,125	1,518	1,611	1,511
Policy Acquisition & Underwriting Costs	590.1	590.1	555.74	348.96	-	-
Selling, General & Administrative	-	-	-	-	687.9	580.43
Other Operating Expenses	17.23	17.12	18.15	17.18	13.48	59.86
Total Operating Expenses	2,178	2,067	1,699	1,885	2,313	2,151
Operating Income	575.02	574.89	507.64	453.1	438.33	425.92
EBT Excluding Unusual Items	575.02	574.89	507.64	453.1	438.33	425.92
Gain (Loss) on Sale of Assets	-	-	-	-	0.1	0.01
Asset Writedown	-	-	-	-	0.27	0.89
Pretax Income	575.02	574.89	507.64	453.1	438.7	426.82
Income Tax Expense	214.47	196.83	160.56	169.68	26.5	63.24
Earnings From Continuing Ops.	360.55	378.07	347.08	283.42	412.2	363.58
Minority Interest in Earnings	0.55	0.08	-0.17	-0.56	-0.78	-1.16
Net Income	361.11	378.15	346.91	282.86	411.42	362.42
Net Income to Common	361.11	378.15	346.91	282.86	411.42	362.42
Net Income Growth	1.20%	9.01%	22.64%	-31.25%	13.52%	-0.66%
Shares Outstanding (Basic)	855	837	837	836	832	828
Shares Outstanding (Diluted)	855	837	837	837	835	832
Shares Change (YoY)	2.08%	-	0.09%	0.17%	0.41%	0.16%
EPS (Basic)	0.42	0.45	0.41	0.34	0.49	0.44
EPS (Diluted)	0.42	0.45	0.41	0.34	0.49	0.44
EPS Growth	-0.88%	9.00%	22.54%	-31.38%	13.08%	-0.84%
Free Cash Flow	653.8	-60.11	-1,099	1,333	245.71	270.42
Free Cash Flow Per Share	0.77	-0.07	-1.31	1.59	0.29	0.33
Dividend Per Share	-	0.170	0.140	0.135	0.120	0.120
Dividend Growth	-	21.43%	3.70%	12.50%	-	-40.00%
Operating Margin	20.88%	21.76%	23.01%	19.38%	15.93%	16.53%
Profit Margin	13.11%	14.31%	15.72%	12.10%	14.95%	14.06%
Free Cash Flow Margin	23.75%	-2.27%	-49.80%	57.03%	8.93%	10.49%
EBITDA	582.76	582.77	515.79	463.17	490.84	470.59
EBITDA Margin	21.16%	22.06%	23.38%	19.81%	17.84%	18.26%
D&A For EBITDA	7.74	7.88	8.14	10.07	52.51	44.67
EBIT	575.02	574.89	507.64	453.1	438.33	425.92
EBIT Margin	20.88%	21.76%	23.01%	19.38%	15.93%	16.53%
Effective Tax Rate	37.30%	34.24%	31.63%	37.45%	6.04%	14.82%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.