KLSE:TAKAFUL Income Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	3,098	2,278	1,867	2,093	2,243
Total Interest & Dividend Income	342.78	313.37	325.08	288.12	381.26
Gain (Loss) on Sale of Investments	14.94	47.15	20.79	-34.75	28.28
Other Revenue	-2.64	3.48	-6.01	-8.58	98.42
Total Revenue	3,453	2,642	2,206	2,338	2,751
Revenue Growth (YoY)	30.69%	19.74%	-5.62%	-15.02%	6.75%
Policy Benefits	2,822	1,460	1,125	1,518	1,611
Policy Acquisition & Underwriting Costs	-	590.1	555.74	348.96	-
Selling, General & Administrative	-	-	-	-	687.9
Other Operating Expenses	9.93	17.12	18.15	17.18	13.48
Total Operating Expenses	2,832	2,067	1,699	1,885	2,313
Operating Income	620.59	574.89	507.64	453.1	438.33
Interest Expense	-4.93	-	-	-	-
EBT Excluding Unusual Items	615.65	574.89	507.64	453.1	438.33
Gain (Loss) on Sale of Assets	-	-	-	-	0.1
Asset Writedown	-	-	-	-	0.27
Pretax Income	615.65	574.89	507.64	453.1	438.7
Income Tax Expense	229.53	196.83	160.56	169.68	26.5
Earnings From Continuing Ops.	386.13	378.07	347.08	283.42	412.2
Minority Interest in Earnings	-1.41	0.08	-0.17	-0.56	-0.78
Net Income	384.72	378.15	346.91	282.86	411.42
Net Income to Common	384.72	378.15	346.91	282.86	411.42
Net Income Growth	1.74%	9.01%	22.64%	-31.25%	13.52%
Shares Outstanding (Basic)	872	837	837	836	832
Shares Outstanding (Diluted)	876	837	837	837	835
Shares Change (YoY)	4.59%	-	0.09%	0.17%	0.41%
EPS (Basic)	0.44	0.45	0.41	0.34	0.49
EPS (Diluted)	0.44	0.45	0.41	0.34	0.49
EPS Growth	-2.72%	9.00%	22.54%	-31.38%	13.08%
Free Cash Flow	76.77	-60.11	-1,099	1,333	245.71
Free Cash Flow Per Share	0.09	-0.07	-1.31	1.59	0.29
Dividend Per Share	-	0.170	0.140	0.135	0.120
Dividend Growth	-	21.43%	3.70%	12.50%	-
Operating Margin	17.97%	21.76%	23.01%	19.38%	15.93%
Profit Margin	11.14%	14.31%	15.72%	12.10%	14.95%
Free Cash Flow Margin	2.22%	-2.27%	-49.80%	57.03%	8.93%
EBITDA	628.46	582.77	515.79	463.17	490.84
EBITDA Margin	18.20%	22.06%	23.38%	19.81%	17.84%
D&A For EBITDA	7.88	7.88	8.14	10.07	52.51
EBIT	620.59	574.89	507.64	453.1	438.33
EBIT Margin	17.97%	21.76%	23.01%	19.38%	15.93%
Effective Tax Rate	37.28%	34.24%	31.63%	37.45%	6.04%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.