KLSE:TAKAFUL Cash Flow Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	384.72	378.15	346.91	282.86	411.42
Depreciation & Amortization	10.23	11.2	8.14	10.07	55.83
Other Amortization	7.81	5.2	-	-	0.94
Gain (Loss) on Sale of Assets	0.52	-	-	-	-0.1
Gain (Loss) on Sale of Investments	8.13	-47.18	-8.7	65.6	-3.08
Stock-Based Compensation	-	-	-2.06	-0.4	13.02
Change in Accounts Receivable	241.34	-232.59	-1,545	1,614	260.93
Reinsurance Recoverable	-	-	-	-	-178.03
Change in Insurance Reserves / Liabilities	105.87	1,147	545.79	704.59	817.03
Change in Other Net Operating Assets	-113.2	-760.09	94.37	-908.66	-723.92
Other Operating Activities	-542	-550.55	-512.75	-416.82	-394.34
Operating Cash Flow	85.97	-56.39	-1,084	1,343	252.19
Operating Cash Flow Growth	-	-	-	432.44%	-9.37%
Capital Expenditures	-8.52	-3.72	-14.94	-9.67	-6.48
Sale of Property, Plant & Equipment	0.34	0	0.12	0.29	0.14
Purchase / Sale of Intangible Assets	-17.67	-7.31	-10.96	-6.94	-5.63
Other Investing Activities	0.73	-	-	-	-
Investing Cash Flow	-25.37	-20.28	-25.77	-16.32	-11.97
Long-Term Debt Issued	500	-	-	-	-
Total Debt Repaid	-1.41	-0.34	-0.81	-0.85	-0.72
Net Debt Issued (Repaid)	498.59	-0.34	-0.81	-0.85	-0.72
Common Dividends Paid	-25.85	-117.22	-113.04	-100.28	-99.65
Financing Cash Flow	472.74	-117.56	-113.85	-101.12	-100.37
Foreign Exchange Rate Adjustments	-16.54	-7.7	7.7	-4.95	-5.54
Net Cash Flow	516.81	-201.93	-1,216	1,220	134.31
Free Cash Flow	77.46	-60.11	-1,099	1,333	245.71
Free Cash Flow Growth	-	-	-	442.55%	-9.14%
Free Cash Flow Margin	2.25%	-1.91%	-49.80%	57.03%	8.93%
Free Cash Flow Per Share	0.09	-0.07	-1.31	1.59	0.29
Cash Income Tax Paid	194.47	192.06	166.1	161	54.16
Levered Free Cash Flow	1,115	1,349	841.4	9,108	420.59
Unlevered Free Cash Flow	1,115	1,349	841.4	9,108	420.59
Change in Working Capital	234.01	154.2	-904.93	1,410	176.01

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.