KLSE:TAKAFUL Income Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	3,065	3,098	2,780	1,867	2,093	2,243
Total Interest & Dividend Income	347.33	342.78	313.37	325.08	288.12	381.26
Gain (Loss) on Sale of Investments	76.98	14.94	47.15	20.79	-34.75	28.28
Other Revenue	-21.49	-5.41	3.48	-6.01	-8.58	98.42
Total Revenue	3,468	3,450	3,144	2,206	2,338	2,751
Revenue Growth (YoY)	7.08%	9.74%	42.48%	-5.62%	-15.02%	6.75%
Policy Benefits	2,104	2,099	1,962	1,125	1,518	1,611
Policy Acquisition & Underwriting Costs	716.72	716.72	590.1	555.74	348.96	-
Selling, General & Administrative	-	-	-	-	-	687.9
Other Operating Expenses	14.3	14.06	17.12	18.15	17.18	13.48
Total Operating Expenses	2,835	2,829	2,569	1,699	1,885	2,313
Operating Income	632.37	620.59	574.89	507.64	453.1	438.33
Other Non Operating Income (Expenses)	-4.93	-4.93	-	-	-	-
EBT Excluding Unusual Items	622.71	615.65	574.89	507.64	453.1	438.33
Gain (Loss) on Sale of Assets	-	-	-	-	-	0.1
Asset Writedown	-	-	-	-	-	0.27
Pretax Income	622.71	615.65	574.89	507.64	453.1	438.7
Income Tax Expense	231.17	229.53	196.83	160.56	169.68	26.5
Earnings From Continuing Ops.	391.55	386.13	378.07	347.08	283.42	412.2
Minority Interest in Earnings	-0.4	-1.41	0.08	-0.17	-0.56	-0.78
Net Income	391.15	384.72	378.15	346.91	282.86	411.42
Net Income to Common	391.15	384.72	378.15	346.91	282.86	411.42
Net Income Growth	5.61%	1.74%	9.01%	22.64%	-31.25%	13.52%
Shares Outstanding (Basic)	872	871	837	837	836	832
Shares Outstanding (Diluted)	875	875	837	837	837	835
Shares Change (YoY)	3.40%	4.48%	-	0.09%	0.17%	0.41%
EPS (Basic)	0.45	0.44	0.45	0.41	0.34	0.49
EPS (Diluted)	0.45	0.44	0.45	0.41	0.34	0.49
EPS Growth	2.15%	-2.61%	9.00%	22.54%	-31.38%	13.08%
Free Cash Flow	283.15	77.46	-60.11	-1,099	1,333	245.71
Free Cash Flow Per Share	0.32	0.09	-0.07	-1.31	1.59	0.29
Dividend Per Share	0.185	0.185	0.170	0.140	0.135	0.120
Dividend Growth	8.82%	8.82%	21.43%	3.70%	12.50%	-
Operating Margin	18.24%	17.99%	18.29%	23.01%	19.38%	15.93%
Profit Margin	11.28%	11.15%	12.03%	15.72%	12.10%	14.95%
Free Cash Flow Margin	8.17%	2.25%	-1.91%	-49.80%	57.03%	8.93%
EBITDA	641.16	627.41	582.77	515.79	463.17	490.84
EBITDA Margin	18.49%	18.19%	18.54%	23.38%	19.81%	17.84%
D&A For EBITDA	8.79	6.82	7.88	8.14	10.07	52.51
EBIT	632.37	620.59	574.89	507.64	453.1	438.33
EBIT Margin	18.24%	17.99%	18.29%	23.01%	19.38%	15.93%
Effective Tax Rate	37.12%	37.28%	34.24%	31.63%	37.45%	6.04%