Syarikat Takaful Malaysia Keluarga Berhad (KLSE:TAKAFUL)
Malaysia flag Malaysia · Delayed Price · Currency is MYR
3.270
+0.090 (2.83%)
At close: Aug 11, 2026

KLSE:TAKAFUL Financials Overview

Millions MYR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,4673,4503,1442,2062,3382,751
Revenue Growth
7.08%9.74%42.48%-5.62%-15.02%6.75%
Operating Income
632.37620.59574.89507.64453.1438.33
Net Income
391.15384.72378.15346.91282.86411.42
Earnings Per Share
0.450.440.450.410.340.49
EPS Growth
2.15%-2.61%9.00%22.54%-31.38%13.08%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Family Takaful
2,2432,2312,0241,6351,5052,079
General Takaful
1,0401,021958.54840.12751.98612.07
Total
3,2833,2512,9832,4752,2572,759

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,3621,166649.5851.432,067846.92
Total Debt
500.83505.871.150.910.430.49
Net Cash (Debt)
861.29660.44648.35850.522,067846.43
Net Cash Growth
10.71%1.86%-23.77%-58.85%144.19%18.91%
Net Cash Per Share
0.980.750.771.022.471.01

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
288.2585.97-56.39-1,0841,343252.19
Capital Expenditures
-5.1-8.52-3.72-14.94-9.67-6.48
Free Cash Flow
283.1577.46-60.11-1,0991,333245.71
Free Cash Flow Growth
55.76%---442.55%-9.14%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
18.24%17.99%18.29%23.01%19.38%15.93%
Pretax Margin
17.96%17.84%18.29%23.01%19.38%15.95%
Profit Margin
11.28%11.15%12.03%15.72%12.10%14.95%
FCF Margin
8.17%2.25%-1.91%-49.80%57.03%8.93%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.1850.1850.1700.1400.1350.120
Dividend Per Share Growth
8.82%8.82%21.43%3.70%12.50%0%
Dividend Yield
5.82%5.97%4.63%4.33%4.49%3.86%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.317.038.618.9310.187.52
Forward PE
7.157.018.018.017.948.37
P/FCF Ratio
10.0734.91--2.1612.58
PS Ratio
0.820.781.041.401.231.12