KLSE:TAKAFUL Cash Flow Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Net Income	361.11	378.15	346.91	282.86	411.42	362.42	Upgrade
Depreciation & Amortization	7.88	7.88	8.14	10.07	55.83	47.43	Upgrade
Other Amortization	-	-	-	-	0.94	0.27	Upgrade
Gain (Loss) on Sale of Assets	-	-	-	-	-0.1	-0.01	Upgrade
Gain (Loss) on Sale of Investments	54.63	-47.18	-8.7	65.6	-3.08	-61.4	Upgrade
Stock-Based Compensation	-	-	-2.06	-0.4	13.02	16.57	Upgrade
Change in Accounts Receivable	657.12	-232.59	-1,545	1,614	260.93	-18.42	Upgrade
Reinsurance Recoverable	-	-	-	-	-178.03	-223.14	Upgrade
Change in Insurance Reserves / Liabilities	683.64	1,108	545.79	704.59	817.03	899.51	Upgrade
Change in Other Net Operating Assets	-338.01	-720.82	94.37	-908.66	-723.92	-354.25	Upgrade
Other Operating Activities	-748.88	-533.48	-512.75	-416.82	-394.34	-383.39	Upgrade
Operating Cash Flow	661.06	-56.39	-1,084	1,343	252.19	278.26	Upgrade
Operating Cash Flow Growth	1955.65%	-	-	432.44%	-9.37%	-	Upgrade
Capital Expenditures	-7.26	-3.72	-14.94	-9.67	-6.48	-7.85	Upgrade
Sale of Property, Plant & Equipment	-	0	0.12	0.29	0.14	0.14	Upgrade
Purchase / Sale of Intangible Assets	-17.78	-7.31	-10.96	-6.94	-5.63	-156.68	Upgrade
Investing Cash Flow	-34.29	-20.28	-25.77	-16.32	-11.97	-164.38	Upgrade
Total Debt Repaid	-0.72	-0.34	-0.81	-0.85	-0.72	-0.71	Upgrade
Net Debt Issued (Repaid)	-0.72	-0.34	-0.81	-0.85	-0.72	-0.71	Upgrade
Common Dividends Paid	-25.85	-117.22	-113.04	-100.28	-99.65	-	Upgrade
Financing Cash Flow	-26.57	-117.56	-113.85	-101.12	-100.37	-0.71	Upgrade
Foreign Exchange Rate Adjustments	-10.04	-7.7	7.7	-4.95	-5.54	-3.76	Upgrade
Net Cash Flow	590.16	-201.93	-1,216	1,220	134.31	109.41	Upgrade
Free Cash Flow	653.8	-60.11	-1,099	1,333	245.71	270.42	Upgrade
Free Cash Flow Growth	2608.36%	-	-	442.55%	-9.14%	-	Upgrade
Free Cash Flow Margin	23.75%	-2.27%	-49.80%	57.03%	8.93%	10.49%	Upgrade
Free Cash Flow Per Share	0.77	-0.07	-1.31	1.59	0.29	0.33	Upgrade
Cash Income Tax Paid	220.49	192.06	166.1	161	54.16	77.25	Upgrade
Levered Free Cash Flow	1,306	1,340	841.4	9,108	420.59	330.04	Upgrade
Unlevered Free Cash Flow	1,306	1,340	841.4	9,108	420.59	330.04	Upgrade
Change in Working Capital	1,003	154.68	-904.93	1,410	176.01	303.71	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.