KLSE:TAKAFUL Cash Flow Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	375.87	378.15	346.91	282.86	411.42	362.42	Upgrade
Depreciation & Amortization	7.88	7.88	8.14	10.07	55.83	47.43	Upgrade
Other Amortization	-	-	-	-	0.94	0.27	Upgrade
Gain (Loss) on Sale of Assets	-	-	-	-	-0.1	-0.01	Upgrade
Gain (Loss) on Sale of Investments	-33.77	-47.18	-8.7	65.6	-3.08	-61.4	Upgrade
Stock-Based Compensation	-	-	-2.06	-0.4	13.02	16.57	Upgrade
Change in Accounts Receivable	526.7	-232.59	-1,545	1,614	260.93	-18.42	Upgrade
Reinsurance Recoverable	-	-	-	-	-178.03	-223.14	Upgrade
Change in Insurance Reserves / Liabilities	50.72	1,108	545.79	704.59	817.03	899.51	Upgrade
Change in Other Net Operating Assets	-190.56	-720.82	94.37	-908.66	-723.92	-354.25	Upgrade
Other Operating Activities	-572.62	-533.48	-512.75	-416.82	-394.34	-383.39	Upgrade
Operating Cash Flow	116.36	-56.39	-1,084	1,343	252.19	278.26	Upgrade
Operating Cash Flow Growth	-	-	-	432.44%	-9.37%	-	Upgrade
Capital Expenditures	-6.96	-3.72	-14.94	-9.67	-6.48	-7.85	Upgrade
Sale of Property, Plant & Equipment	0.33	0	0.12	0.29	0.14	0.14	Upgrade
Purchase / Sale of Intangible Assets	-18.8	-7.31	-10.96	-6.94	-5.63	-156.68	Upgrade
Investing Cash Flow	-34.67	-20.28	-25.77	-16.32	-11.97	-164.38	Upgrade
Total Debt Repaid	-0.26	-0.34	-0.81	-0.85	-0.72	-0.71	Upgrade
Net Debt Issued (Repaid)	-0.26	-0.34	-0.81	-0.85	-0.72	-0.71	Upgrade
Common Dividends Paid	-25.85	-117.22	-113.04	-100.28	-99.65	-	Upgrade
Other Financing Activities	500	-	-	-	-	-	Upgrade
Financing Cash Flow	473.89	-117.56	-113.85	-101.12	-100.37	-0.71	Upgrade
Foreign Exchange Rate Adjustments	-5.97	-7.7	7.7	-4.95	-5.54	-3.76	Upgrade
Net Cash Flow	549.61	-201.93	-1,216	1,220	134.31	109.41	Upgrade
Free Cash Flow	109.4	-60.11	-1,099	1,333	245.71	270.42	Upgrade
Free Cash Flow Growth	-	-	-	442.55%	-9.14%	-	Upgrade
Free Cash Flow Margin	3.93%	-2.27%	-49.80%	57.03%	8.93%	10.49%	Upgrade
Free Cash Flow Per Share	0.13	-0.07	-1.31	1.59	0.29	0.33	Upgrade
Cash Income Tax Paid	227.74	192.06	166.1	161	54.16	77.25	Upgrade
Levered Free Cash Flow	1,312	1,340	841.4	9,108	420.59	330.04	Upgrade
Unlevered Free Cash Flow	1,312	1,340	841.4	9,108	420.59	330.04	Upgrade
Change in Working Capital	386.86	154.68	-904.93	1,410	176.01	303.71	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.