KG Financial Co., Ltd. (KOSDAQ:046440)

KG Financial Financials Overview

Financials in millions KRW. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	241,143	233,771	266,111	279,580	276,117	306,464
Revenue Growth	5.28%	-12.15%	-4.82%	1.25%	-9.90%	13.91%
Gross Profit Gross Profit Growth	82,799	81,530	86,388	90,277	92,329	101,596
Operating Income Operating Income Growth	33,406	32,773	7,588	32,823	40,110	47,610
Net Income Net Income Growth	23,145	23,242	9,722	43,625	27,976	29,118
Earnings Per Share EPS Growth	640.98	644.00	262.00	1175.77	754.00	784.80
EPS Growth	432.42%	145.80%	-77.72%	55.94%	-3.92%	25.83%

Revenue by Segment

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Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Electronic Payment Electronic Payment Growth	205,082	229,636	239,549	226,561	244,225
Education Business (Excl. IT and Other Education Business) Education Business (Excl. IT and Other Education Business) Growth	13,053	13,956	16,025	18,901	27,338
IT Business Division IT Business Division Growth	8,396	9,984	13,554	20,285	20,025
E-Learning Business E-Learning Business Growth	7,277	12,562	10,548	10,467	14,981
Elimination of Internal Transactions Elimination of Internal Transactions Growth	-36.42	-26.82	-96.43	-97.48	-104.44
Total Total Growth	233,771	266,111	279,580	276,117	306,464

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	114,455	54,538	61,349	61,199	51,082	90,537
Total Debt Total Debt Growth	83,676	85,413	91,976	83,285	51,197	71,819
Net Cash (Debt) Net Cash Growth	30,779	-30,875	-30,627	-22,086	-115.17	18,719
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	852.92	-856.06	-826.07	-595.27	-3.10	504.51

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	71,511	17,199	5,890	-62,487	-9,249	83,141
Capital Expenditures CapEx Growth	-997.64	-899.57	-843.65	-890.96	-1,007	-1,034
Free Cash Flow Free Cash Flow Growth	70,513	16,300	5,046	-63,378	-10,256	82,107
Free Cash Flow Growth	244.07%	223.03%	-	-	-	144.57%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Gross Margin	34.34%	34.88%	32.46%	32.29%	33.44%	33.15%
Operating Margin	13.85%	14.02%	2.85%	11.74%	14.53%	15.53%
Pretax Margin	12.69%	12.42%	0.76%	20.38%	13.89%	12.20%
Profit Margin	9.60%	9.94%	3.65%	15.60%	10.13%	9.50%
FCF Margin	29.24%	6.97%	1.90%	-22.67%	-3.71%	26.79%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 24, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	250.000	250.000	220.000	220.000	220.000	220.000
Dividend Per Share Growth	13.64%	13.64%	0%	0%	0%	10.00%
Dividend Yield	6.23%	5.32%	4.88%	4.45%	4.48%	2.15%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 24, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	6.30	7.29	18.11	4.64	7.48	15.55
Forward PE	6.22	4.63	5.04	7.02	5.59	9.74
P/FCF Ratio	2.07	10.40	34.89	-	-	5.51
PS Ratio	0.60	0.73	0.66	0.73	0.76	1.48

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 22, 2026

Data Sources Report a data error