KRX:000810 Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	17,616,808	17,456,432	16,097,552	15,401,493	14,355,538	18,774,734
Total Interest & Dividend Income	2,656,119	2,559,182	2,411,635	2,248,702	2,334,988	2,261,042
Gain (Loss) on Sale of Investments	430,810	425,164	401,996	312,014	187,330	216,467
Other Revenue	1,297,247	1,318,710	623,063	564,500	298,357	492,136
Total Revenue	22,000,983	21,759,488	19,534,247	18,526,708	17,176,213	21,744,380
Revenue Growth (YoY)	9.16%	11.39%	5.44%	7.86%	-21.01%	-0.67%
Policy Benefits	17,195,266	17,044,628	15,414,230	14,472,966	13,949,660	15,021,560
Policy Acquisition & Underwriting Costs	69,385	70,380	53,838	40,376	30,631	2,455,183
Amortization of Goodwill & Intangibles	-	-	-	-	-	138,053
Depreciation & Amortization	9,664	9,217	2,925	2,056	1,894	137,149
Selling, General & Administrative	136,589	122,540	177,205	78,427	140,616	555,180
Other Operating Expenses	1,107,946	617,899	1,153,744	475,587	421,678	1,168,551
Reinsurance Income or Expense	-	-	-	-	-	-122,966
Total Operating Expenses	18,687,826	18,032,385	16,983,827	15,376,524	14,877,676	20,422,401
Operating Income	3,313,157	3,727,103	2,550,421	3,150,184	2,298,537	1,321,978
Interest Expense	-624,353	-599,010	-457,189	-445,160	-301,081	-59,175
Earnings From Equity Investments	155,614	122,648	91,036	83,439	12,350	-19,957
Currency Exchange Gain (Loss)	708,458	177,155	1,044,938	221,323	210,044	304,709
Other Non Operating Income (Expenses)	-64,896	1,171	3,467	6,158	13,628	12,727
EBT Excluding Unusual Items	3,487,980	3,429,067	3,232,673	3,015,944	2,233,478	1,560,283
Gain (Loss) on Sale of Investments	-669,349	-646,105	-488,573	-569,063	-162,842	-60,651
Gain (Loss) on Sale of Assets	106	339	350	-535	422	447
Asset Writedown	-8	9	99	236	-242	209
Pretax Income	2,818,729	2,783,310	2,744,549	2,446,582	2,070,817	1,500,288
Income Tax Expense	772,254	763,023	667,751	624,967	533,821	389,003
Earnings From Continuing Ops.	2,046,475	2,020,287	2,076,798	1,821,614	1,536,996	1,111,285
Earnings From Discontinued Ops.	-	-	-	-	89,706	13,425
Net Income to Company	2,046,475	2,020,287	2,076,798	1,821,614	1,626,702	1,124,710
Minority Interest in Earnings	-1,650	-2,001	-3,226	-3,181	-3,715	-2,492
Net Income	2,044,825	2,018,286	2,073,572	1,818,434	1,622,987	1,122,218
Preferred Dividends & Other Adjustments	167,347	127,313	-	-	-	-
Net Income to Common	1,877,478	1,890,973	2,073,572	1,818,434	1,622,987	1,122,218
Net Income Growth	3.23%	-2.67%	14.03%	12.04%	44.62%	48.64%
Shares Outstanding (Basic)	43	43	43	43	43	43
Shares Outstanding (Diluted)	43	43	43	43	43	43
EPS (Basic)	44166.07	44483.53	48779.00	42777.10	38179.38	26399.23
EPS (Diluted)	44166.07	44483.53	48779.00	42777.00	38179.38	26399.23
EPS Growth	-5.21%	-8.81%	14.03%	12.04%	44.62%	48.64%
Free Cash Flow	4,004,255	3,351,034	1,902,295	-617,059	-384,670	513,788
Free Cash Flow Per Share	94196.67	78830.22	44749.87	-14515.79	-9049.04	12086.42
Dividend Per Share	19500.000	19500.000	-	-	-	-
Operating Margin	15.06%	17.13%	13.06%	17.00%	13.38%	6.08%
Profit Margin	8.53%	8.69%	10.62%	9.81%	9.45%	5.16%
Free Cash Flow Margin	18.20%	15.40%	9.74%	-3.33%	-2.24%	2.36%
EBITDA	3,561,995	3,971,198	2,786,870	3,382,693	2,584,495	1,616,575
EBITDA Margin	16.19%	18.25%	14.27%	18.26%	15.05%	7.43%
D&A For EBITDA	248,838	244,095	236,449	232,509	285,958	294,597
EBIT	3,313,157	3,727,103	2,550,421	3,150,184	2,298,537	1,321,978
EBIT Margin	15.06%	17.13%	13.06%	17.00%	13.38%	6.08%
Effective Tax Rate	27.40%	27.41%	24.33%	25.54%	25.78%	25.93%