Hyundai Motor Securities Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	372,158	417,819	502,406	273,772	192,024
Total Interest Expense	230,529	278,071	344,720	160,433	68,610
Net Interest Income	141,629	139,748	157,686	113,339	123,414
Brokerage Commission	116,825	91,503	92,798	90,112	130,291
Underwriting & Investment Banking Fee	24,262	13,909	11,133	9,822	14,447
Gain on Sale of Investments (Rev)	389,530	303,811	393,650	352,965	166,764
Other Revenue	907,315	943,831	550,535	430,851	324,054
Revenue Before Loan Losses	1,579,561	1,492,802	1,205,802	997,089	758,970
Provision for Loan Losses	36,353	29,524	47,828	33,332	1,769
Revenue	1,543,208	1,463,278	1,157,974	963,757	757,201
Revenue Growth (YoY)	5.46%	26.36%	20.15%	27.28%	5.73%
Salaries & Employee Benefits	151,414	138,414	121,664	153,998	122,872
Cost of Services Provided	76,621	65,392	57,669	49,976	46,442
Other Operating Expenses	827,793	844,945	471,161	377,701	249,438
Total Operating Expenses	1,080,308	1,068,542	666,985	595,040	428,026
Operating Income	462,900	394,736	490,989	368,717	329,175
Currency Exchange Gains	-4,777	9,857	907	7,361	800
Other Non-Operating Income (Expenses)	-202	3	165	-22	-20
EBT Excluding Unusual Items	453,413	401,323	490,211	375,869	329,791
Asset Writedown	-158	-35	-	491	-
Gain (Loss) on Sale of Investments	-381,337	-346,629	-424,876	-261,317	-173,239
Pretax Income	71,872	50,508	65,353	115,347	156,700
Income Tax Expense	14,137	14,358	11,842	28,245	38,950
Net Income	57,735	36,150	53,511	87,102	117,750
Preferred Dividends & Other Adjustments	-	-	2,944	2,944	2,944
Net Income to Common	57,735	36,150	50,567	84,158	114,806
Net Income Growth	59.71%	-32.44%	-38.56%	-26.03%	39.68%
Shares Outstanding (Basic)	57	35	32	32	31
Shares Outstanding (Diluted)	59	39	39	39	39
Shares Change (YoY)	51.13%	-0.02%	-	-	-
EPS (Basic)	1009.00	1047.00	1594.55	2653.78	3701.99
EPS (Diluted)	986.00	933.00	1380.75	2247.47	3038.27
EPS Growth	5.68%	-32.43%	-38.56%	-26.03%	39.68%
Free Cash Flow	-160,988	76,899	-1,627,867	245,782	449,755
Free Cash Flow Per Share	-2749.36	1984.70	-42003.74	6341.90	11605.00
Dividend Per Share	-	-	400.000	550.000	800.000
Dividend Growth	-	-	-27.27%	-31.25%	18.52%
Operating Margin	30.00%	26.98%	42.40%	38.26%	43.47%
Profit Margin	3.74%	2.47%	4.37%	8.73%	15.16%
Free Cash Flow Margin	-10.43%	5.25%	-140.58%	25.50%	59.40%
Effective Tax Rate	19.67%	28.43%	18.12%	24.49%	24.86%

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.