Samsung Card Co., Ltd. (KRX:029780)
South Korea · Delayed Price · Currency is KRW 42,450
-400 (-0.93%)
At close: Sep 23, 2026
Samsung Card Income Statement
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 2,108,487 | 2,039,917 | 1,961,432 | 51,002 | 25,647 | 12,851 |
Total Interest Expense | 646,755 | 597,010 | 513,483 | - | - | - |
Net Interest Income | 1,461,732 | 1,442,907 | 1,447,949 | 51,002 | 25,647 | 12,851 |
Commissions and Fees | 370,308 | 358,582 | 325,447 | 149,181 | 145,874 | 180,195 |
Gain (Loss) on Sale of Investments | 1,724 | 2,394 | 3,890 | 1,820 | -0 | 7,764 |
Other Revenue | 289,989 | 304,096 | 267,146 | 244,402 | 231,479 | 264,873 |
Revenue Before Loan Losses | 3,627,072 | 3,563,178 | 3,471,325 | 446,404 | 402,999 | 465,683 |
Provision for Loan Losses | 736,261 | 721,491 | 690,366 | 719,891 | 442,288 | 409,587 |
| 2,890,811 | 2,841,687 | 2,780,959 | -273,487 | -39,289 | 56,096 | |
Revenue Growth | 4.08% | 2.18% | - | - | - | - |
Salaries & Employee Benefits | 480,778 | 445,276 | 459,486 | 432,978 | 432,090 | 420,881 |
Cost of Services Provided | 1,386,584 | 1,355,320 | 1,259,073 | 1,427,949 | 1,436,134 | 1,467,788 |
Other Operating Expenses | -284,145 | -56,877 | -323,263 | -58,180 | -143,688 | -147,456 |
Total Operating Expenses | 1,751,071 | 1,910,143 | 1,553,459 | 1,842,388 | 1,759,631 | 1,777,177 |
Operating Income | 1,139,740 | 931,544 | 1,227,500 | -2,115,875 | -1,798,921 | -1,721,081 |
Earnings From Equity Investments | 1,227 | 791 | 2,131 | 1,089 | 4,453 | 14.88 |
Currency Exchange Gain (Loss) | -446,837 | 262 | -339,998 | -35,485 | -114,305 | -136,549 |
EBT Excluding Unusual Items | 835,818 | 861,316 | 890,091 | 813,897 | 854,940 | 749,548 |
Gain (Loss) on Sale of Investments | -5,606 | -3,299 | -2,081 | -1,974 | -1,701 | - |
Pretax Income | 830,212 | 858,017 | 888,010 | 811,110 | 850,754 | 746,950 |
Income Tax Expense | 209,442 | 212,094 | 223,417 | 201,671 | 228,500 | 195,892 |
Net Income | 620,770 | 645,923 | 664,593 | 609,439 | 622,254 | 551,057 |
Net Income to Common | 620,770 | 645,923 | 664,593 | 609,439 | 622,254 | 551,057 |
Net Income Growth | -2.62% | -2.81% | 9.05% | -2.06% | 12.92% | 38.18% |
Shares Outstanding (Basic) | 107 | 107 | 107 | 107 | 107 | 107 |
Shares Outstanding (Diluted) | 107 | 107 | 107 | 107 | 107 | 107 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 5817.32 | 6053.03 | 6227.99 | 5711.13 | 5831.23 | 5164.03 |
EPS (Diluted) | 5817.32 | 6053.00 | 6227.99 | 5711.00 | 5831.00 | 5164.00 |
EPS Growth | -2.61% | -2.81% | 9.05% | -2.06% | 12.92% | 38.19% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -2,976,848 | -1,587,081 | -843,968 | 1,323,682 | -1,267,882 | -2,597,054 |
Free Cash Flow Per Share | -27896.44 | -14872.75 | -7908.94 | 12404.40 | -11881.49 | -24337.34 |
Dividend Per Share | 2800.000 | 2800.000 | 2800.000 | 2500.000 | 2500.000 | 2300.000 |
Dividend Growth | 0% | 0% | 12.00% | 0% | 8.70% | 27.78% |
Operating Margin | 39.43% | 32.78% | 44.14% | - | - | -3068.10% |
Profit Margin | 21.47% | 22.73% | 23.90% | - | - | 982.35% |
Free Cash Flow Margin | -102.98% | -55.85% | -30.35% | - | - | -4629.67% |
Effective Tax Rate | 25.23% | 24.72% | 25.16% | 24.86% | 26.86% | 26.23% |