Samsung Card Co., Ltd. (KRX:029780)
South Korea · Delayed Price · Currency is KRW 42,450
-400 (-0.93%)
At close: Sep 23, 2026
Samsung Card Financials Overview
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 2,890,811 | 2,841,687 | 2,780,959 | -273,487 | -39,289 | 56,096 |
Revenue Growth | 4.08% | 2.18% | - | - | - | - |
Operating Income Operating Income Growth | 1,139,740 | 931,544 | 1,227,500 | -2,115,875 | -1,798,921 | -1,721,081 |
Net Income Net Income Growth | 620,770 | 645,923 | 664,593 | 609,439 | 622,254 | 551,057 |
Earnings Per Share EPS Growth | 5817.32 | 6053.00 | 6227.99 | 5711.00 | 5831.00 | 5164.00 |
EPS Growth | -2.61% | -2.81% | 9.05% | -2.06% | 12.92% | 38.19% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Installment Leasing Business Installment Leasing Business Growth | 224,445 | 229,107 | 224,478 | 225,262 | 247,587 | 283,275 |
Credit Card Business Credit Card Business Growth | 4,084,110 | 3,941,497 | 3,963,489 | 3,593,138 | 3,328,964 | 3,102,791 |
Other Other Growth | 212,849 | 212,159 | 195,173 | 185,519 | 218,110 | 202,547 |
Unallocated Adjustments Unallocated Adjustments Growth | 36 | 92 | 69 | 303.22 | -88.79 | -560.56 |
Total Total Growth | 4,521,440 | 4,382,855 | 4,383,209 | 4,004,223 | 3,794,572 | 3,588,052 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 3,258,255 | 2,956,606 | 2,585,282 | 3,017,373 | 2,334,622 | 2,049,266 |
Total Debt Total Debt Growth | 23,245,918 | 20,656,489 | 18,419,335 | 17,619,788 | 18,541,316 | 16,662,750 |
Net Cash (Debt) Net Cash Growth | -19,987,663 | -17,699,883 | -15,834,053 | -14,602,415 | -16,206,694 | -14,613,484 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -187307.03 | -165867.94 | -148383.00 | -136841.16 | -151875.07 | -136944.89 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -2,967,948 | -1,575,026 | -837,748 | 1,335,755 | -1,252,641 | -2,591,860 |
Capital Expenditures CapEx Growth | -8,900 | -12,055 | -6,220 | -12,073 | -15,242 | -5,194 |
Free Cash Flow Free Cash Flow Growth | -2,976,848 | -1,587,081 | -843,968 | 1,323,682 | -1,267,882 | -2,597,054 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 39.43% | 32.78% | 44.14% | - | - | -3068.10% |
Pretax Margin | 28.72% | 30.19% | 31.93% | -296.58% | -2165.35% | 1331.56% |
Profit Margin | 21.47% | 22.73% | 23.90% | - | - | 982.35% |
FCF Margin | -102.98% | -55.85% | -30.35% | - | - | -4629.67% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 2800.000 | 2800.000 | 2800.000 | 2500.000 | 2500.000 | 2300.000 |
Dividend Per Share Growth | 0% | 0% | 12.00% | 0% | 8.70% | 27.78% |
Dividend Yield | 6.60% | 5.26% | 7.95% | 9.22% | 10.09% | 9.43% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.30 | 9.24 | 6.33 | 5.66 | 5.07 | 6.10 |
Forward PE | 8.00 | 9.55 | 7.05 | 6.30 | 6.20 | 6.97 |
P/FCF Ratio | - | - | - | 2.61 | - | - |
PS Ratio | 1.57 | 2.10 | 1.51 | -12.62 | -80.26 | 59.92 |