Samsung Card Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 5, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	6,210,562	4,209,737	3,452,091	3,153,301	3,361,387	3,468,098
Market Cap Growth	45.32%	21.95%	9.47%	-6.19%	-3.08%	-15.80%
PE Ratio	9.85	6.33	5.66	5.07	6.10	8.70
PS Ratio	-30.61	-19.91	-12.62	-80.26	59.92	-783.51
PB Ratio	0.71	0.50	0.42	0.40	0.45	0.49
P/FCF Ratio	-	-	2.61	-	-	-
P/OCF Ratio	-	-	2.58	-	-	-
Debt / Equity Ratio	2.36	2.17	2.17	2.35	2.22	1.91
Debt / FCF Ratio	-	-	13.31	-	-	-
Quick Ratio	59.64	68.35	82.18	75.01	66.46	78.47
Current Ratio	60.13	68.44	82.36	75.23	66.65	78.70
Asset Turnover	-	-	-	-	0.00	-
Return on Equity (ROE)	7.38%	8.00%	7.61%	8.08%	7.53%	5.69%
Return on Assets (ROA)	2.05%	2.28%	2.09%	2.19%	2.18%	1.75%
Return on Invested Capital (ROIC)	-4.76%	-5.00%	-6.09%	-5.20%	-5.65%	-6.98%
Earnings Yield	10.15%	15.79%	17.65%	19.73%	16.39%	11.50%
FCF Yield	-45.89%	-20.05%	38.34%	-40.21%	-77.26%	-22.55%
Dividend Yield	4.90%	7.58%	8.78%	9.61%	8.98%	7.30%
Payout Ratio	47.39%	40.14%	43.77%	39.44%	34.86%	42.81%
Total Shareholder Return	4.96%	7.58%	8.78%	9.61%	8.98%	7.30%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.