Samsung Life Insurance Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	44,175,396	28,300,985	17,023,689	12,408,617	12,749,809	11,510,743
Market Cap Growth	202.96%	66.25%	37.19%	-2.68%	10.76%	-18.96%
Enterprise Value	73,753,590	56,675,224	42,457,204	38,301,459	38,269,703	33,593,914
PE Ratio	19.18	12.29	8.08	6.55	5.88	7.83
PS Ratio	1.27	0.81	0.59	0.42	0.41	0.37
PB Ratio	0.68	0.44	0.45	0.28	0.31	0.29
P/FCF Ratio	8.79	5.63	3.51	22.77	16.85	4.63
P/OCF Ratio	8.40	5.38	3.41	8.47	14.48	4.52
EV/Sales Ratio	2.12	1.63	1.48	1.31	1.23	1.08
EV/EBITDA Ratio	14.19	11.85	22.60	9.29	5.46	20.34
EV/EBIT Ratio	15.08	12.66	26.80	9.96	5.73	28.32
EV/FCF Ratio	14.67	11.28	8.76	70.30	50.58	13.52
Debt / Equity Ratio	0.42	0.42	0.63	0.54	0.57	0.53
Debt / EBITDA Ratio	5.74	5.74	12.71	5.80	3.38	12.61
Debt / FCF Ratio	5.47	5.47	4.93	43.91	31.31	8.38
Net Debt / Equity Ratio	0.42	0.42	0.63	0.54	0.57	0.53
Net Debt / EBITDA Ratio	5.74	5.74	12.71	5.80	3.38	12.61
Net Debt / FCF Ratio	5.47	5.47	4.93	43.91	31.31	8.38
Quick Ratio	42.67	42.67	41.13	76.05	8.81	1.22
Current Ratio	43.87	43.87	42.66	78.49	10.02	1.77
Asset Turnover	0.11	0.11	0.09	0.10	0.10	0.09
Return on Equity (ROE)	4.76%	4.76%	5.48%	4.74%	5.68%	3.84%
Return on Assets (ROA)	0.84%	0.84%	0.32%	0.79%	1.31%	0.22%
Return on Invested Capital (ROIC)	4.59%	4.75%	1.95%	4.58%	10.05%	1.55%
Earnings Yield	5.21%	8.14%	12.38%	15.27%	17.02%	12.77%
FCF Yield	11.38%	17.76%	28.48%	4.39%	5.93%	21.59%
Payout Ratio	37.97%	37.97%	34.32%	31.52%	27.31%	33.42%
Buyback Yield / Dilution	0.01%	0.01%	-0.00%	-	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.