Samsung Life Insurance Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 3, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	33,454,781	17,023,689	12,408,617	12,749,809	11,510,743	14,204,365
Market Cap Growth	101.19%	37.19%	-2.68%	10.76%	-18.96%	6.17%
Enterprise Value	61,829,020	42,457,204	38,301,459	38,269,703	33,593,914	34,765,641
PE Ratio	15.33	8.08	6.55	5.88	7.83	11.22
PS Ratio	1.03	0.59	0.42	0.41	0.37	0.44
PB Ratio	0.82	0.52	0.28	0.31	0.29	0.33
P/FCF Ratio	11.91	3.51	22.77	16.85	4.63	4.98
P/OCF Ratio	11.00	3.41	8.47	14.48	4.52	4.87
EV/Sales Ratio	1.90	1.48	1.31	1.23	1.08	1.08
EV/EBITDA Ratio	20.72	22.60	9.29	5.46	20.34	11.85
EV/EBIT Ratio	23.04	26.80	9.96	5.73	28.32	12.74
EV/FCF Ratio	22.02	8.76	70.30	50.58	13.52	12.20
Debt / Equity Ratio	0.64	0.73	0.54	0.57	0.53	0.36
Debt / EBITDA Ratio	10.01	12.71	5.80	3.38	12.61	5.13
Debt / FCF Ratio	9.37	4.93	43.91	31.31	8.38	5.52
Quick Ratio	57.31	41.13	76.05	8.81	1.22	0.04
Current Ratio	59.01	42.66	78.49	10.02	1.77	0.06
Asset Turnover	0.10	0.09	0.10	0.10	0.09	0.10
Return on Equity (ROE)	6.11%	5.87%	4.74%	5.68%	3.84%	3.39%
Return on Assets (ROA)	0.45%	0.32%	0.79%	1.31%	0.22%	0.53%
Return on Invested Capital (ROIC)	2.95%	2.04%	4.58%	10.05%	1.55%	3.62%
Earnings Yield	6.52%	12.38%	15.27%	17.02%	12.77%	8.91%
FCF Yield	8.39%	28.48%	4.39%	5.93%	21.59%	20.07%
Dividend Yield	2.96%	4.91%	-	-	-	-
Payout Ratio	40.08%	34.32%	31.52%	27.31%	33.42%	37.60%
Total Shareholder Return	2.96%	4.91%	-	-	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.