Shinhan Financial Group Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	39,742,605	35,226,201	30,395,745	24,394,743	18,720,293
Investment Securities	137,800,520	131,530,280	130,012,771	123,701,012	2,913,745
Trading Asset Securities	85,207,327	80,531,131	73,952,063	66,161,124	179,170,050
Total Investments	223,007,847	212,061,411	203,964,834	189,862,136	182,083,795
Gross Loans	464,773,880	453,891,092	416,093,095	411,571,664	394,017,569
Allowance for Loan Losses	-	-4,565,931	-4,330,470	-3,650,813	-3,167,068
Other Adjustments to Gross Loans	-	-29,923	-23,063	-21,879	-30,001
Net Loans	464,773,880	449,295,238	411,739,562	407,898,972	390,820,500
Property, Plant & Equipment	4,153,186	4,157,592	3,972,304	4,011,097	5,441,498
Goodwill	-	4,665,417	4,677,204	4,683,902	4,670,134
Other Intangible Assets	5,893,158	777,144	1,076,104	669,650	745,500
Investments in Real Estate	611,620	327,696	257,806	363,108	675,391
Accrued Interest Receivable	-	3,810,267	3,908,205	3,289,481	2,655,894
Other Receivables	68,609	13,701,448	17,109,928	11,541,626	12,754,436
Restricted Cash	-	3,643,579	2,911,232	3,699,918	9,851,064
Other Current Assets	71,212	3,737,859	3,696,760	3,900,748	1,053,795
Long-Term Deferred Tax Assets	209,718	205,506	153,719	915,369	134,854
Other Long-Term Assets	47,481,650	7,477,326	7,467,292	8,748,196	18,315,883
Total Assets	786,013,485	739,764,256	691,795,333	664,433,230	648,152,185
Accounts Payable	-	15,140,873	18,917,257	12,343,884	-
Accrued Expenses	-	7,023,165	5,877,135	4,418,363	3,273,939
Interest Bearing Deposits	447,648,971	263,346,344	230,754,966	225,964,024	193,370,409
Non-Interest Bearing Deposits	-	160,031,759	151,177,041	157,446,276	172,107,724
Total Deposits	447,648,971	423,378,103	381,932,007	383,410,300	365,478,133
Short-Term Borrowings	7,020,846	30,767,359	32,099,988	26,864,550	15,839,322
Current Portion of Leases	-	291,149	228,112	212,876	-
Current Income Taxes Payable	763,377	203,131	92,253	702,143	702,660
Other Current Liabilities	1,465	1,385,951	2,335,257	1,510,497	8,843,912
Long-Term Debt	154,764,320	131,197,875	119,198,232	115,779,391	180,423,964
Long-Term Leases	-	599,540	385,802	410,463	-
Long-Term Unearned Revenue	-	453,706	492,886	448,094	397,010
Pension & Post-Retirement Benefits	17,820	38,974	67,620	14,664	51,204
Long-Term Deferred Tax Liabilities	446,799	423,821	542,595	810,569	175,947
Other Long-Term Liabilities	114,977,563	70,039,576	73,304,324	64,083,878	23,427,672
Total Liabilities	725,641,161	680,943,223	635,473,468	611,009,672	598,613,763
Common Stock	2,969,641	2,969,641	2,969,641	2,969,641	2,969,641
Additional Paid-In Capital	12,098,558	12,094,968	12,094,968	12,095,043	12,095,043
Retained Earnings	41,796,129	39,020,580	36,387,314	33,963,799	30,541,300
Treasury Stock	-	-	-	-	-641,918
Comprehensive Income & Other	1,094,944	1,968,567	2,268,614	1,703,359	2,327,084
Total Common Equity	57,959,272	56,053,756	53,720,537	50,731,842	47,291,150
Minority Interest	2,413,052	2,767,277	2,601,328	2,691,716	2,247,272
Shareholders' Equity	60,372,324	58,821,033	56,321,865	53,423,558	49,538,422
Total Liabilities & Equity	786,013,485	739,764,256	691,795,333	664,433,230	648,152,185
Total Debt	161,785,166	162,855,923	151,912,134	143,267,280	196,263,286
Net Cash (Debt)	-36,835,234	-45,442,659	-46,242,052	-50,755,234	1,627,057
Net Cash Per Share	-72698.96	-89766.54	-89062.71	-95649.34	3046.64
Filing Date Shares Outstanding	559.67	498.86	512.75	527.47	516.59
Total Common Shares Outstanding	559.67	498.86	512.75	527.47	534.08
Book Value Per Share	95072.43	103142.48	96964.41	88222.60	88547.74
Tangible Book Value	52,066,114	50,611,195	47,967,229	45,378,290	41,875,516
Tangible Book Value Per Share	84542.78	92232.48	85743.99	78073.13	78407.53

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.