Shinhan Financial Group Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	36,171,401	35,279,023	35,226,201	30,395,745	24,394,743	18,720,293
Investment Securities	138,832,218	138,767,275	131,530,280	130,012,771	123,701,012	2,913,745
Trading Asset Securities	86,833,722	81,577,328	80,531,131	73,952,063	66,161,124	179,170,050
Total Investments	225,665,940	220,344,603	212,061,411	203,964,834	189,862,136	182,083,795
Gross Loans	482,218,596	469,080,803	453,891,092	416,093,095	411,571,664	394,017,569
Allowance for Loan Losses	-4,441,847	-4,280,672	-4,565,931	-4,330,470	-3,650,813	-3,167,068
Other Adjustments to Gross Loans	-24,111	-26,251	-29,923	-23,063	-21,879	-30,001
Net Loans	477,752,638	464,773,880	449,295,238	411,739,562	407,898,972	390,820,500
Property, Plant & Equipment	4,174,461	4,153,186	4,157,592	3,972,304	4,011,097	5,441,498
Goodwill	-	4,656,673	4,665,417	4,677,204	4,683,902	4,670,134
Other Intangible Assets	5,993,232	692,492	777,144	1,076,104	669,650	745,500
Investments in Real Estate	616,191	611,620	327,696	257,806	363,108	675,391
Accrued Interest Receivable	-	3,774,852	3,810,267	3,908,205	3,289,481	2,655,894
Other Receivables	77,162	27,550,982	13,701,448	17,109,928	11,541,626	12,754,436
Restricted Cash	3,184,594	3,496,827	3,643,579	2,911,232	3,699,918	9,851,064
Other Current Assets	4,325,012	5,710,547	3,737,859	3,696,760	3,900,748	1,053,795
Long-Term Deferred Tax Assets	209,702	209,718	205,506	153,719	915,369	134,854
Other Long-Term Assets	58,548,213	14,215,089	7,477,326	7,467,292	8,748,196	18,315,883
Total Assets	816,718,546	786,013,485	739,764,256	691,795,333	664,433,230	648,152,185
Accounts Payable	-	29,026,951	15,140,873	18,917,257	12,343,884	-
Accrued Expenses	-	6,964,603	7,023,165	5,877,135	4,418,363	3,273,939
Interest Bearing Deposits	287,405,665	276,330,269	263,346,344	230,754,966	225,964,024	193,370,409
Non-Interest Bearing Deposits	176,322,382	172,840,773	160,031,759	151,177,041	157,446,276	172,107,724
Total Deposits	463,728,047	449,171,042	423,378,103	381,932,007	383,410,300	365,478,133
Short-Term Borrowings	32,186,567	29,548,746	30,767,359	32,099,988	26,864,550	15,839,322
Current Portion of Leases	-	276,951	291,149	228,112	212,876	-
Current Income Taxes Payable	722,000	763,377	203,131	92,253	702,143	702,660
Other Current Liabilities	1,262,545	1,643,208	1,385,951	2,335,257	1,510,497	8,843,912
Long-Term Debt	130,190,128	132,236,420	131,197,875	119,198,232	115,779,391	180,423,964
Long-Term Leases	-	513,388	599,540	385,802	410,463	-
Long-Term Unearned Revenue	-	446,972	453,706	492,886	448,094	397,010
Pension & Post-Retirement Benefits	17,794	17,820	38,974	67,620	14,664	51,204
Long-Term Deferred Tax Liabilities	816,344	446,799	423,821	542,595	810,569	175,947
Other Long-Term Liabilities	126,320,758	74,584,884	70,039,576	73,304,324	64,083,878	23,427,672
Total Liabilities	755,244,183	725,641,161	680,943,223	635,473,468	611,009,672	598,613,763
Common Stock	2,969,641	2,969,641	2,969,641	2,969,641	2,969,641	2,969,641
Additional Paid-In Capital	2,232,781	12,098,558	12,094,968	12,094,968	12,095,043	12,095,043
Retained Earnings	52,016,605	41,796,129	39,020,580	36,387,314	33,963,799	30,541,300
Treasury Stock	-	-	-	-	-	-641,918
Comprehensive Income & Other	1,840,052	1,094,944	1,968,567	2,268,614	1,703,359	2,327,084
Total Common Equity	59,059,079	57,959,272	56,053,756	53,720,537	50,731,842	47,291,150
Minority Interest	2,415,284	2,413,052	2,767,277	2,601,328	2,691,716	2,247,272
Shareholders' Equity	61,474,363	60,372,324	58,821,033	56,321,865	53,423,558	49,538,422
Total Liabilities & Equity	816,718,546	786,013,485	739,764,256	691,795,333	664,433,230	648,152,185
Total Debt	162,376,695	162,575,505	162,855,923	151,912,134	143,267,280	196,263,286
Net Cash (Debt)	-38,524,481	-44,752,399	-45,442,659	-46,242,052	-50,755,234	1,627,057
Net Cash Per Share	-80058.80	-91991.42	-89766.54	-89062.71	-95649.34	3046.64
Filing Date Shares Outstanding	474.65	477.16	498.86	512.75	527.47	516.59
Total Common Shares Outstanding	474.65	477.16	498.86	512.75	527.47	534.08
Book Value Per Share	114481.60	111513.38	103142.48	96964.41	88222.60	88547.74
Tangible Book Value	53,065,847	52,610,107	50,611,195	47,967,229	45,378,290	41,875,516
Tangible Book Value Per Share	101855.09	100302.90	92232.48	85743.99	78073.13	78407.53

Source: S&P Global Market Intelligence. Banks template. Financial Sources.