Tong Yang Life Insurance Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	1,197,000	1,025,331	700,194	706,182	757,473	1,028,667
Market Cap Growth	-4.13%	46.43%	-0.85%	-6.77%	-26.36%	87.50%
Enterprise Value	2,446,534	2,026,548	900,194	905,883	1,057,473	1,328,667
PE Ratio	11.58	8.24	2.23	2.95	-	3.73
PS Ratio	0.34	0.32	0.25	0.23	0.30	0.18
PB Ratio	0.65	0.66	0.36	0.24	0.16	0.34
P/FCF Ratio	0.46	0.39	-	0.68	-	1.01
P/OCF Ratio	0.46	0.39	-	0.67	-	1.01
EV/Sales Ratio	0.70	0.63	0.33	0.30	0.41	0.23
EV/EBITDA Ratio	3.95	4.63	5.83	1.67	6.13	2.63
EV/EBIT Ratio	4.14	4.96	7.09	1.75	7.07	2.75
EV/FCF Ratio	0.94	0.77	-	0.87	-	1.31
Debt / Equity Ratio	0.68	0.78	0.15	0.07	0.06	0.10
Debt / EBITDA Ratio	2.02	2.76	1.94	0.37	1.74	0.59
Debt / FCF Ratio	0.48	0.46	-	0.19	-	0.30
Net Debt / Equity Ratio	0.68	0.78	0.15	0.07	0.06	0.10
Net Debt / EBITDA Ratio	2.02	2.76	1.94	0.37	1.74	0.59
Net Debt / FCF Ratio	0.48	0.46	-0.75	0.19	-0.84	0.30
Quick Ratio	28.96	52.24	63.00	303.80	23.49	0.68
Current Ratio	29.98	54.00	65.30	310.44	26.00	0.83
Asset Turnover	0.10	0.09	0.08	0.09	0.07	0.16
Return on Equity (ROE)	6.21%	7.08%	12.90%	6.18%	-0.29%	9.02%
Return on Assets (ROA)	1.06%	0.73%	0.24%	0.96%	0.26%	0.82%
Return on Invested Capital (ROIC)	13.60%	11.54%	4.00%	9.78%	3.52%	11.34%
Earnings Yield	8.63%	12.14%	44.89%	33.96%	-1.50%	26.79%
FCF Yield	216.50%	257.37%	-56.93%	147.88%	-47.24%	98.52%
Payout Ratio	10.64%	18.05%	26.54%	8.65%	-	19.02%
Buyback Yield / Dilution	-0.05%	-0.07%	-0.03%	-0.02%	-	-