Hanwha Life Insurance Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 19, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	3,704,354	1,848,420	2,126,434	2,081,351	2,205,330	1,833,392
Market Cap Growth	81.58%	-13.07%	2.17%	-5.62%	20.29%	5.63%
Enterprise Value	26,399,240	15,403,403	15,072,831	13,117,746	11,477,414	3,791,118
PE Ratio	5.22	2.61	2.95	2.21	1.85	17.36
PS Ratio	0.15	0.09	0.10	0.10	0.09	0.08
PB Ratio	0.23	0.13	0.14	0.11	0.16	0.14
P/FCF Ratio	0.67	0.40	1.25	2.41	0.40	1.27
P/OCF Ratio	0.59	0.34	1.22	1.75	0.40	1.21
EV/Sales Ratio	1.07	0.71	0.69	0.63	0.48	0.16
EV/EBITDA Ratio	10.91	7.16	5.71	3.16	63.17	1.96
EV/EBIT Ratio	12.33	7.88	6.09	3.36	-	2.31
EV/FCF Ratio	4.77	3.29	8.86	15.18	2.10	2.63
Debt / Equity Ratio	1.26	0.93	0.71	0.50	0.52	0.04
Debt / EBITDA Ratio	8.25	6.19	4.16	2.37	38.46	0.29
Debt / FCF Ratio	3.61	2.85	6.46	11.40	1.28	0.38
Net Debt / Equity Ratio	1.26	0.93	0.71	0.50	0.52	0.04
Net Debt / EBITDA Ratio	8.24	6.19	4.16	2.37	38.46	0.29
Net Debt / FCF Ratio	3.61	2.85	6.46	11.40	1.28	0.38
Quick Ratio	14.70	27.03	35.74	9.56	2.12	1.59
Current Ratio	15.54	28.79	38.53	11.64	2.66	2.25
Asset Turnover	0.15	0.14	0.15	0.13	0.15	0.17
Return on Equity (ROE)	6.19%	5.82%	4.70%	7.07%	9.40%	1.53%
Return on Assets (ROA)	0.81%	0.79%	1.05%	1.57%	-0.04%	0.71%
Return on Invested Capital (ROIC)	4.81%	5.34%	6.76%	13.26%	-0.42%	8.80%
Earnings Yield	20.33%	39.89%	35.67%	49.50%	54.02%	11.02%
FCF Yield	149.36%	252.95%	79.98%	41.51%	248.14%	78.67%
Payout Ratio	8.53%	18.96%	6.55%	8.99%	9.50%	61.40%
Buyback Yield / Dilution	-4.81%	-0.28%	-0.22%	-0.15%	-0.09%	-0.08%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.