Hanwha Life Insurance Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	3,242,249	2,445,775	1,848,420	2,126,434	2,081,351	2,205,330
Market Cap Growth	12.08%	32.32%	-13.07%	2.17%	-5.62%	20.29%
Enterprise Value	27,140,635	25,140,661	15,403,403	15,072,831	13,117,746	11,477,414
PE Ratio	5.31	4.09	2.38	2.95	2.21	1.85
PS Ratio	0.11	0.09	0.09	0.10	0.10	0.09
PB Ratio	0.18	0.15	0.13	0.14	0.11	0.16
P/FCF Ratio	0.78	0.58	0.40	1.25	2.41	0.40
P/OCF Ratio	0.72	0.56	0.34	1.22	1.75	0.40
EV/Sales Ratio	0.94	0.95	0.71	0.69	0.63	0.48
EV/EBITDA Ratio	7.45	7.00	7.41	5.71	3.16	63.17
EV/EBIT Ratio	7.98	7.48	8.18	6.09	3.36	-
EV/FCF Ratio	6.50	6.00	3.29	8.86	15.18	2.10
Debt / Equity Ratio	1.18	1.29	0.92	0.71	0.50	0.52
Debt / EBITDA Ratio	5.83	5.95	6.33	4.16	2.37	38.46
Debt / FCF Ratio	5.05	5.11	2.82	6.46	11.40	1.28
Net Debt / Equity Ratio	1.18	1.29	0.92	0.71	0.50	0.52
Net Debt / EBITDA Ratio	5.83	5.95	6.33	4.16	2.37	38.46
Net Debt / FCF Ratio	5.05	5.10	2.81	6.46	11.40	1.28
Quick Ratio	10.44	12.88	25.51	35.74	9.56	2.12
Current Ratio	11.05	13.73	26.79	38.53	11.64	2.66
Asset Turnover	0.17	0.16	0.14	0.15	0.13	0.15
Return on Equity (ROE)	6.24%	5.87%	6.27%	4.70%	7.07%	9.40%
Return on Assets (ROA)	1.23%	1.24%	0.76%	1.05%	1.57%	-0.04%
Return on Invested Capital (ROIC)	6.66%	7.74%	5.25%	6.76%	13.26%	-0.42%
Earnings Yield	21.26%	29.11%	43.57%	35.67%	49.50%	54.02%
FCF Yield	128.83%	171.27%	252.95%	79.98%	41.51%	248.14%
Payout Ratio	15.68%	16.88%	17.36%	6.55%	8.99%	9.50%
Buyback Yield / Dilution	-3.61%	-0.62%	-	-0.22%	-0.15%	-0.09%