JB Financial Group Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	5,652,688	4,809,314	3,121,960	2,213,994	1,533,375	1,622,773
Market Cap Growth	72.23%	54.05%	41.01%	44.39%	-5.51%	48.05%
Last Close Price	30600.00	25146.91	15019.80	9723.55	6640.76	6327.22
PE Ratio	8.46	6.77	4.61	3.93	2.63	3.33
PS Ratio	2.23	1.90	1.29	1.00	0.72	0.83
PB Ratio	0.92	0.78	0.55	0.43	0.32	0.38
Debt / Equity Ratio	2.83	2.83	2.66	2.69	2.46	2.41
Net Debt / Equity Ratio	0.62	0.62	0.61	0.46	0.28	0.14
Net Debt / FCF Ratio	-0.80	-0.80	-1.58	-1.33	-0.44	-0.35
Return on Equity (ROE)	12.27%	12.27%	12.78%	12.23%	13.60%	12.58%
Return on Assets (ROA)	1.04%	1.04%	1.06%	0.98%	1.06%	0.96%
Earnings Yield	12.57%	14.77%	21.70%	26.47%	39.20%	31.22%
FCF Yield	-85.38%	-100.36%	-71.13%	-80.24%	-197.91%	-104.81%
Payout Ratio	34.74%	34.74%	32.52%	32.22%	27.23%	18.05%
Buyback Yield / Dilution	0.36%	0.36%	-1.58%	0.20%	-	0.00%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.