JB Financial Group Co., Ltd. (KRX:175330)
South Korea · Delayed Price · Currency is KRW 30,150
-650 (-2.11%)
At close: Sep 23, 2026
JB Financial Group Cash Flow Statement
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 725,644 | 710,386 | 677,517 | 585,981 | 601,020 | 506,562 |
Depreciation & Amortization | 107,015 | 104,302 | 96,221 | 94,192 | 90,511 | 94,036 |
Gain (Loss) on Sale of Assets | -2,535 | -43,992 | -68,314 | -831 | -74 | -5,600 |
Gain (Loss) on Sale of Investments | -149,800 | -136,198 | -77,837 | -27,125 | -6,304 | -36,784 |
Total Asset Writedown | 14 | 22 | 11 | 29 | -133 | -318 |
Provision for Credit Losses | 470,470 | 478,957 | 478,597 | 442,428 | 256,665 | 135,886 |
Change in Trading Asset Securities | -1,161,266 | -1,215,326 | -626,850 | -663,322 | -182,653 | -87,609 |
Change in Other Net Operating Assets | -5,378,731 | -4,720,239 | -2,938,978 | -2,102,647 | -4,001,180 | -2,490,555 |
Other Operating Activities | 163,689 | 67,180 | 315,578 | 274,093 | 285,849 | 232,712 |
Operating Cash Flow | -5,236,973 | -4,776,548 | -2,145,662 | -1,400,163 | -2,961,272 | -1,648,368 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -65,872 | -49,866 | -75,098 | -376,296 | -73,436 | -52,506 |
Sale of Property, Plant and Equipment | 477 | 554 | 4,321 | 96 | 199 | 4,712 |
Cash Acquisitions | - | - | - | - | -31,446 | - |
Investment in Securities | 351,443 | 164,006 | -561,571 | -836,170 | -650,104 | -475,873 |
Income (Loss) Equity Investments | -11,473 | -21,640 | -1,607 | -2,961 | -4,973 | 3,302 |
Purchase / Sale of Intangibles | -61,235 | -63,680 | -34,870 | -55,815 | -37,903 | -27,362 |
Other Investing Activities | -812 | 920 | 3,398 | -420 | 2,417 | -638 |
Investing Cash Flow | 224,001 | 51,934 | -663,820 | -1,268,605 | -790,273 | -551,667 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 66,258,401 | 42,682,110 | 10,888,488 | 18,263,143 | 18,171,444 |
Long-Term Debt Repaid | - | -64,020,095 | -41,159,356 | -9,127,092 | -17,088,168 | -17,543,823 |
Net Debt Issued (Repaid) | 2,682,046 | 2,238,306 | 1,522,754 | 1,761,396 | 1,174,975 | 627,621 |
Issuance of Common Stock | - | 20,321 | 4,985 | - | - | - |
Repurchase of Common Stock | -115,225 | -106,346 | -29,987 | -29,665 | - | - |
Total Dividends Paid | -269,592 | -246,799 | -220,359 | -188,825 | -163,676 | -91,408 |
Net Increase (Decrease) in Deposit Accounts | 2,955,882 | 3,639,068 | 1,182,512 | 1,100,285 | 1,807,917 | 1,927,575 |
Other Financing Activities | -1,130 | -1,142 | 721 | 382 | -7,451 | -93,587 |
Financing Cash Flow | 5,251,981 | 5,543,408 | 2,460,626 | 2,643,573 | 2,811,765 | 2,370,201 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 5,673 | -5,409 | 60,959 | -56,878 | 121,857 | 900 |
Net Cash Flow | 244,682 | 813,385 | -287,897 | -82,073 | -817,923 | 171,066 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -5,302,845 | -4,826,414 | -2,220,760 | -1,776,459 | -3,034,708 | -1,700,874 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -201.36% | -190.82% | -91.67% | -80.13% | -142.95% | -86.93% |
Free Cash Flow Per Share | -28996.01 | -25556.42 | -11599.58 | -9159.25 | -15615.13 | -8751.87 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 1,487,050 | 1,543,469 | 1,623,906 | 1,295,194 | 618,988 | 442,919 |
Cash Income Tax Paid | 191,487 | 195,508 | 178,694 | 219,492 | 210,374 | 132,856 |