K Bank Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	926,268	910,523	892,762	774,184	464,871	237,662
Interest Income on Investments	170,312	169,029	138,158	99,957	57,057	-
Total Interest Income	1,096,580	1,079,552	1,030,920	874,141	521,928	237,662
Interest Paid on Deposits	596,165	630,076	546,692	421,627	135,204	39,629
Interest Paid on Borrowings	14,966	5,306	2,688	2,115	1,524	-
Total Interest Expense	611,131	635,382	549,380	423,742	136,728	39,629
Net Interest Income	485,449	444,170	481,540	450,399	385,200	198,033
Net Interest Income Growth	13.15%	-7.76%	6.91%	16.93%	94.51%	326.56%
Gain (Loss) on Sale of Assets	-168	-47	-12	-363	-	-
Gain (Loss) on Sale of Investments	82,067	88,500	72,204	31,580	3,406	-
Other Non-Interest Income	48,188	48,883	42,959	27,898	27,752	19,609
Total Non-Interest Income	211,724	255,518	198,151	72,190	36,675	19,609
Non-Interest Income Growth	-31.11%	28.95%	174.49%	96.84%	87.03%	-
Revenues Before Loan Losses	697,173	699,688	679,691	522,589	421,875	217,642
Provision for Loan Losses	219,397	213,221	249,515	283,609	136,289	53,699
Revenue	477,776	486,467	430,176	238,980	285,586	163,943
Revenue Growth	-3.57%	13.09%	80.01%	-16.32%	74.20%	1350.69%
Salaries and Employee Benefits	99,221	95,529	77,662	61,642	54,530	-
Occupancy Expenses	19,889	18,333	12,826	10,744	9,838	-
Federal Deposit Insurance	24,339	24,558	19,827	14,421	10,758	-
Amortization of Goodwill & Intangibles	14,451	12,097	9,044	9,912	13,130	-
Selling, General & Administrative	91,698	88,598	71,344	46,412	52,925	123,906
Other Non-Interest Expense	136,630	128,700	105,923	79,549	52,280	15,546
Total Non-Interest Expense	389,079	372,840	297,403	224,174	193,736	139,508
EBT Excluding Unusual Items	88,697	113,627	132,773	14,806	91,850	24,435
Pretax Income	88,697	113,627	132,773	14,806	91,850	24,435
Income Tax Expense	261	1,018	4,720	1,994	8,281	1,888
Net Income	88,436	112,609	128,053	12,812	83,569	22,547
Net Income to Common	88,436	112,609	128,053	12,812	83,569	22,547
Net Income Growth	-30.29%	-12.06%	899.48%	-84.67%	270.64%	-
Basic Shares Outstanding	-	-	-	-	376	275
Diluted Shares Outstanding	-	-	-	-	376	275
Shares Change	-	-	-	-	36.90%	103.94%
EPS (Basic)	-	-	-	-	222.00	82.00
EPS (Diluted)	-	-	-	-	222.00	82.00
EPS Growth	-	-	-	-	170.73%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	0.29%	0.90%	3.55%	13.47%	9.02%	7.73%