K Bank Co.,Ltd. (KRX:279570)

K Bank Cash Flow Statement

Financials in millions KRW. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	112,609	128,053	12,812	83,569	22,547
Depreciation & Amortization	27,671	19,988	19,100	21,395	11,298
Other Amortization	-	-	-	-	22,873
Gain (Loss) on Sale of Assets	47	75	363	-	83
Gain (Loss) on Sale of Investments	-4,587	-16,034	-5,146	-1,365	-
Provision for Credit Losses	212,515	246,783	292,708	136,069	52,664
Change in Trading Asset Securities	255,455	55,146	-198,635	-200,000	-
Change in Other Net Operating Assets	195,927	-8,092,499	-5,135,423	-2,998,759	1,788,976
Other Operating Activities	-46,747	7,041	38,315	36,008	3,285
Operating Cash Flow	753,397	-7,651,342	-4,975,993	-2,921,892	1,902,416
Capital Expenditures	-20,499	-10,980	-9,690	-8,601	-6,937
Sale of Property, Plant and Equipment	-	-	25	-	-
Investment in Securities	-862,309	-1,509,967	813,422	-432,300	-3,133,612
Purchase / Sale of Intangibles	-36,307	-16,670	-14,211	-12,423	-11,099
Other Investing Activities	-861	-34	-277	-239	178
Investing Cash Flow	-919,976	-1,537,651	789,269	-453,563	-3,151,470
Long-Term Debt Issued	709,894	-	-	-	-
Long-Term Debt Repaid	-6,117	-4,710	-4,356	-4,777	-4,989
Net Debt Issued (Repaid)	703,777	-4,710	-4,356	-4,777	-4,989
Issuance of Common Stock	-	-	-	-	1,254,204
Total Dividends Paid	-2,300	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	-136,725	9,501,018	4,462,236	3,287,907	-
Financing Cash Flow	564,752	9,496,308	4,457,880	3,283,130	1,249,215
Net Cash Flow	398,173	307,315	271,156	-92,325	161
Free Cash Flow	732,898	-7,662,322	-4,985,683	-2,930,493	1,895,479
Free Cash Flow Margin	150.66%	-1781.21%	-2086.23%	-1026.13%	1156.18%
Free Cash Flow Per Share	-	-	-	-7784.82	6893.57
Cash Interest Paid	641,571	521,808	343,205	88,422	34,114
Cash Income Tax Paid	5,862	6,073	13,592	6,531	3,840

Source: S&P Global Market Intelligence. Banks template. Financial Sources.